Revises provisions related to health care. (BDR 57-161)
The modifications introduced by SB330 enhance existing laws by broadening the scope of required health insurance coverage for breast cancer detection. By eliminating the cost-sharing burden associated with mammograms and related imaging tests, the bill aims to promote early detection of breast cancer, which is crucial in improving patient outcomes. However, it explicitly excludes public employee benefits programs and self-insured local government employee plans from these requirements, potentially leading to disparities in coverage across different health plans.
Senate Bill 330 revises several provisions regarding health care coverage, specifically focusing on the screening and diagnostic testing for breast cancer. The bill mandates that health insurance policies provide coverage for mammograms annually and includes imaging tests that are medically necessary, based on personal or family medical history, without imposing deductibles, copayments, or other cost-sharing methods on these services. This legislation primarily affects policies related to private health insurance and public employees' health plans in Nevada, ensuring comprehensive breast cancer screening is financially accessible for women aged 40 and older.
While the intent of SB330 is to improve access to critical health services, the exclusion of certain public employee plans has raised concerns. Critics argue that this could undermine the bill's goals, leaving some women without necessary coverage for preventative examinations. Furthermore, discussions surrounding the bill highlight potential logistical and financial implications for insurers, particularly regarding how they would adapt to these new requirements while balancing the need for sustainable healthcare costs.
The bill is set to take effect on January 1, 2024, giving insurers time to adjust their policies accordingly. As breast cancer remains one of the most prevalent health issues facing women, the passage of SB330 marks a notable step toward improving preventive care and promoting women's health equity within the state.