] is old law to be omitted. LBD11529-01-3A. 7614 2 1 (2) For claims settlement purposes, including investigation of fraud; 2 (3) For rate filing purposes using aggregated telematics data; and 3 (4) For other customer service purposes, including but not limited to: 4 safety, including crash detection; risk mitigation, including severe 5 weather warnings; additional insurance protection; and convenience. 6 (c) With respect to private passenger motor vehicle insurance an 7 insurer shall not require an applicant or a policyholder to participate 8 in a program that measures the operation of an insured vehicle as a 9 condition for pricing or underwriting a private passenger motor vehicle 10 insurance risk unless the insurer: 11 (1) only offers private passenger motor vehicle insurance products 12 that require insureds to participate in a program that measures the 13 operation of an insured vehicle, and discloses such requirement to: 14 (i) an applicant at the time of application; and 15 (ii) a policyholder at the time of renewal; and 16 (2) includes the information required to be disclosed in paragraph one 17 of this subsection in any advertising materials for the insurance 18 products offered by the insurer. 19 (d) (1) This section shall not apply to a premium increase for a driv- 20 er or vehicle due to a telematics program that measures driving behavior 21 during the current policy period. 22 (2) Notice to a participating driver, or named insured if the partic- 23 ipating driver is a minor, of a premium increase resulting from the use 24 of telematics data shall be made pursuant to regulations promulgated by 25 the superintendent in accordance with 15 U.S.C. § 1681m. 26 (e) Any premium increase established pursuant to subsection (d) of 27 this section shall be made pursuant to the provisions of subsection (b) 28 of section two thousand three hundred five of this chapter. 29 (f) An insurer may share data obtained through telematics: 30 (1) With the named insured; 31 (2) With a person, natural or legal, other than the named insured only 32 if the named insured provides consent; or 33 (3) In accordance with a court order or subpoena. 34 (g) Any insurer that offers the use of telematics or usage-based 35 insurance, or any such program that measures the operation of an insured 36 vehicle during the current policy period, shall do so in accordance with 37 the provisions of article twenty-six of this chapter applicable to 38 private passenger auto insurance. 39 (h) The superintendent shall have the power to promulgate, from time 40 to time, such regulations, not inconsistent with the provisions of this 41 chapter, as may be appropriate to carry out the provisions of this 42 section and, insofar as applicable to this section, other provisions of 43 this chapter. 44 § 2. Section 2324 of the insurance law is amended by adding a new 45 subsection (c) to read as follows: 46 (c) This section shall not prohibit any insurer from offering partic- 47 ipation in a loss prevention program that promotes and incentivizes safe 48 driving behavior, with rewards, including through the use of telematics 49 as defined under section two thousand three hundred fifty-four of this 50 article, so long as participation in such program is offered both to 51 members of the general public and to the insurer's policyholders. 52 § 3. This act shall take effect on the ninetieth day after it shall 53 have become a law. Effective immediately, the addition, amendment and/or 54 repeal of any rule or regulation necessary for the implementation of 55 this act on its effective date are authorized to be made and completed 56 on or before such effective date.