New York Senate Bill S01256 Latest Draft

   
  STATE OF NEW YORK ________________________________________________________________________ 1256--A 2023-2024 Regular Sessions  IN SENATE January 11, 2023 ___________ Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to contact consumers when requests are made for their consumer reports The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 380-d of the general business law is amended by 2 adding a new subdivision (a-1) to read as follows: 3 (a-1) Every consumer reporting agency shall, upon the occurrence of a 4 consumer report requested on any consumer, notify such consumer of the 5 request by mail or electronic mail. Once notified, the consumer may 6 contact the consumer reporting agency who shall provide, upon the 7 request of such consumer, the name of the person or entity that 8 requested the report, the nature of the request, the date of the 9 request, and the amount of any potential loan relating to such request, 10 to the greatest extent practicable. Such consumer shall provide the 11 consumer reporting agency sufficient proof of identification pursuant to 12 subdivision (t) of section three hundred eighty-a of this article before 13 the consumer may receive any information in accordance with this subdi- 14 vision. 15 § 2. This act shall take effect on the ninetieth day after it shall 16 have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03419-03-3