Authorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations.
Authorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations.
Prohibits fees for any service rendered through a banking organization relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof.
Provides that persons engaged in activity for which a license or other authorization from the superintendent of financial services is required under the banking law or financial services law will be subject to a civil penalty.
Provides that persons engaged in activity for which a license or other authorization from the superintendent of financial services is required under the banking law or financial services law will be subject to a civil penalty.
Directs the department of financial services to conduct a study on the banking development district program and to make recommendations to improve such program.
Provides that charges imposed by certain state chartered banking institutions in connection with a check or other written order drawn on insufficient funds shall not exceed the greater of five dollars or the pro rata share of such state chartered banking institution's total direct costs and charge-off losses for providing non-covered overdraft credit.
Allows the department of financial services to have additional oversight of banks and insurance companies that are not currently licensed in this state; provides penalties for violations.
Directs the department of financial services to conduct a study on the banking development district program and to make recommendations to improve such program.
Authorizes the Department of Veterans' Services to consult and collaborate with relevant offices in the federal department of veterans affairs, the department of health, the state office for the aging and other HCBS experts to develop educational materials for veterans and their families about the accessibility to home and community-based services.