New York Senate Bill S07304 Latest Draft

   
  STATE OF NEW YORK ________________________________________________________________________ 7304 2023-2024 Regular Sessions  IN SENATE May 19, 2023 ___________ Introduced by Sen. SCARCELLA-SPANTON -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to coverage for electro- lysis procedures to stop the growth of hair, when deemed medically necessary The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subsection (i) of section 3216 of the insurance law is 2 amended by adding a new paragraph 39 to read as follows: 3 (39) (A) Every policy which provides medical, major medical, or simi- 4 lar comprehensive-type coverage shall provide coverage for electrolysis 5 procedures to stop the growth of hair, when determined medically neces- 6 sary, including but not limited to instances necessary for gender-af- 7 firming treatment. 8 (B) Coverage provided under this paragraph may be subject to annual 9 deductibles and co-insurance as deemed appropriate by the superinten- 10 dent. 11 § 2. Subsection (k) of section 3221 of the insurance law is amended by 12 adding a new paragraph 23 to read as follows: 13 (23) (A) Every group or blanket policy delivered or issued for deliv- 14 ery in this state which provides medical, major medical, or similar 15 comprehensive-type coverage shall provide coverage for electrolysis 16 procedures to stop the growth of hair, when determined medically neces- 17 sary, including but not limited to instances necessary for gender-af- 18 firming treatment. 19 (B) Coverage provided under this paragraph may be subject to annual 20 deductibles and co-insurance as deemed appropriate by the superinten- 21 dent. 22 § 3. Section 4303 of the insurance law is amended by adding a new 23 subsection (vv) to read as follows: EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD11576-01-3 
 S. 7304 2 1 (vv) (1) Every contract issued by a medical expense indemnity corpo- 2 ration, hospital service corporation or health service corporation that 3 provides medical, major medical, or similar comprehensive-type coverage 4 shall provide coverage for electrolysis procedures to stop the growth of 5 hair, when determined medically necessary, including but not limited to 6 instances necessary for gender-affirming treatment. 7 (2) Coverage provided under this subsection may be subject to annual 8 deductibles and co-insurance as deemed appropriate by the superinten- 9 dent. 10 § 4. This act shall take effect on the ninetieth day after it shall 11 have become a law and shall apply to any policy issued, renewed, modi- 12 fied, altered, or amended on or after such effective date.