New York 2025-2026 Regular Session

New York Assembly Bill A00643

Introduced
1/8/25  

Caption

Relates to the purchase of claims by corporations or collection agencies; relates to the inference of an assignee's intent and purpose in taking an assignment of a claim against an obligor that is not an eligible obligor.

Impact

Should this bill be enacted, it would have substantial implications for the legal landscape governing how corporations and collection agencies can pursue claims against obligors deemed as non-eligible. In the context of sovereign debt, this restoration of the champerty defense could significantly enhance the protective measures for countries or governments against aggressive legal actions from non-conventional investors, thereby impacting international finance and investment relations.

Summary

Bill A00643 aims to amend the judiciary law and civil practice law regarding the purchase of claims by corporations and collection agencies. The primary intention of this legislation is to restore the champerty defense specifically in sovereign debt lawsuits that involve claims exceeding $500,000 and are brought by holdout investors. The bill differentiates between conventional and cooperative investors, excluding the latter from its potential implications, which helps maintain a balance between investor rights and the legal frameworks surrounding sovereign debt resolution.

Contention

The bill is likely to encounter opposition due to concerns surrounding its potential to inhibit the rights of legitimate debt holders in pursuing claims. Critics may argue that the restoration of the champerty defense could deter necessary financial recourse for valid claims in distress situations, thereby impeding the interests of investors who operate within legal boundaries to seek resolution. Furthermore, opponents might express concerns regarding the broader implications of the bill on corporate accountability in collecting debts, particularly in the context of sovereign finances.

Companion Bills

NY S01477

Same As Relates to the purchase of claims by corporations or collection agencies; relates to the inference of an assignee's intent and purpose in taking an assignment of a claim against an obligor that is not an eligible obligor.

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