Requires that health insurance policies shall provide coverage for follow-up screening or diagnostic services for lung cancer; provides that no patient cost sharing shall be imposed for follow-up screening or diagnostic services for lung cancer.
Impact
If enacted, A01195 would significantly impact New York's insurance laws by requiring all health insurance policies that cover medical care to include provisions for lung cancer screenings. This change is expected to enhance access to screening services, encouraging individuals, particularly those at high risk, to undergo necessary diagnostic tests. Additionally, by removing financial barriers to screening, the bill seeks to ensure that patients can receive timely follow-up care, ultimately aiming to increase the rates of early detection which is critical in the prognosis of lung cancer.
Summary
Bill A01195, introduced in the New York Assembly, mandates that health insurance policies must provide coverage for follow-up screening and diagnostic services for lung cancer. Specifically, it stipulates that this coverage should be provided without imposing any patient cost sharing. The bill aims to facilitate early detection and treatment of lung cancer, which could lead to improved health outcomes and potentially lower mortality rates associated with this type of cancer. The legislation underscores the importance of aligning health insurance practices with nationally recognized clinical guidelines, promoting evidence-based healthcare practices.
Contention
While the intent behind A01195 is to promote better health outcomes through increased access to lung cancer screening, there may be arguments concerning the fiscal implications for insurance companies. Critics could raise concerns about the potential for higher premiums or costs being passed down to consumers to accommodate the required coverage. Furthermore, there may be debates over the criteria used for determining high-risk individuals eligible for such screenings, as well as the responsibility of insurers in adhering to the mandated guidelines. These discussions could emphasize the balance between enhancing patient care and managing healthcare costs.
Same As
Requires that health insurance policies shall provide coverage for follow-up screening or diagnostic services for lung cancer; provides that no patient cost sharing shall be imposed for follow-up screening or diagnostic services for lung cancer.
Requires that health insurance policies shall provide coverage for follow-up screening or diagnostic services for lung cancer; provides that no patient cost sharing shall be imposed for follow-up screening or diagnostic services for lung cancer.
Requires that health insurance policies shall provide coverage for follow-up screening or diagnostic services for lung cancer; provides that no patient cost sharing shall be imposed for follow-up screening or diagnostic services for lung cancer.
Relates to requiring coverage for volunteer firefighters for full cancer screenings upon entry of service to a fire department or fire company and annually thereafter; provides that the costs of such screenings shall be covered by the state.
Relates to requiring coverage for volunteer firefighters for full cancer screenings upon entry of service to a fire department or fire company and annually thereafter; provides that the costs of such screenings shall be covered by the state.
Provides that every health insurance policy which provides coverage for hospital, surgical or medical care shall provide coverage for the standard diagnostic testing for ovarian cancer upon the recommendation of a physician; provides that such standard diagnostic testing shall include a pelvic examination, a sonogram and a CA 125 blood test and related laboratory and diagnostic services.
Provides that every health insurance policy which provides coverage for hospital, surgical or medical care shall provide coverage for the standard diagnostic testing for ovarian cancer upon the recommendation of a physician; provides that such standard diagnostic testing shall include a pelvic examination, a sonogram and a CA 125 blood test and related laboratory and diagnostic services.
Requires health insurance policies which provide coverage for mammography screenings also provide coverage for breast ultrasounds for cancer screening.
Requires the New York state cancer services program to provide various cancer screenings and diagnostic services at no cost to certain persons and to provide informational pamphlets on such cancers.
Requires the New York state cancer services program to provide various cancer screenings and diagnostic services at no cost to certain persons and to provide informational pamphlets on such cancers.
Requires all insurance policies and health maintenance organization contracts to provide coverage for maternity patients and their newborns for hospital stays of at least 48 hours following childbirth by natural delivery and 96 hours following childbirth by caesarean section; provides such coverage for patients who are recipients of medicaid.