Requires bicycle delivery contractors to provide personal injury liability insurance to compensate persons injured by a bicycle delivery worker and to provide notice to delivery workers that the contractor provides personal injury liability insurance; authorizes the superintendent of financial services to promulgate rules and regulations.
Impact
The introduction of A01823 is expected to have significant implications for state laws regarding worker safety and insurance requirements. By mandating personal injury liability insurance for bicycle delivery contractors, the bill seeks to bridge gaps in protection for both delivery workers and the public. The provisions compel these contractors to adhere to state regulations concerning insurance, thereby providing a standardized safety net for all involved parties. Additionally, it may prompt discussions on enhancing insurance policies tailored for gig economy workers, thereby potentially influencing broader economic and labor frameworks in New York.
Summary
Bill A01823 aims to amend the insurance law in New York State to require bicycle delivery contractors to provide personal injury liability insurance for their delivery workers. This legislation is pertinent as it addresses a growing segment of the workforce engaged in delivery services via bicycles or electric scooters. The bill mandates that these contractors secure insurance to compensate individuals injured by their workers during delivery operations, aiming to enhance safety and accountability in this rapidly increasing gig economy sector. The required coverage specifies a limit of $20,000 per incident, ensuring victims receive immediate financial relief in the event of accidents.
Contention
While the bill aims to enhance safety conditions for delivery operations, it may face contention from several fronts. Advocates for gig economy workers may express concerns over the affordability of insurance premiums. There is also potential resistance from delivery companies who argue that additional costs could affect their operational feasibility. Furthermore, the requirement for contractors to notify workers about the availability of such insurance may lead to debates about the adequacy of the coverage offered and whether it truly meets the needs of workers engaged in high-risk deliveries. Overall, the balance between ensuring worker safety and maintaining economic viability for contractors will be a critical point of discussion.
Same As
Requires bicycle delivery contractors to provide personal injury liability insurance to compensate persons injured by a bicycle delivery worker and to provide notice to delivery workers that the contractor provides personal injury liability insurance; authorizes the superintendent of financial services to promulgate rules and regulations.
Requires a delivery network company to ensure that, during the delivery available period, if it applies, and during the delivery service period, primary automobile liability insurance is in place that recognizes that the driver is a delivery network driver or that does not exclude coverage for use of a personal vehicle to provide deliveries.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.
Requires a delivery person, or a third-party food delivery service on the delivery person's behalf through a group policy, to maintain insurance that recognizes that the delivery person is acting on behalf of the third-party food delivery service and provides financial responsibility coverage.
Requires that policy provisions regarding supplemental spousal liability insurance apply only to policies issued or delivered to an insured who is married.
Requires that policy provisions regarding supplemental spousal liability insurance apply only to policies issued or delivered to an insured who is married.
Simplifies the procedure by which injured workers obtain treatment for injuries covered by the workers' compensation law; provides that the list of pre-authorized procedures is to be used only as a list of treatment that does not require insurance carrier approval.
Simplifies the procedure by which injured workers obtain treatment for injuries covered by the workers' compensation law; provides that the list of pre-authorized procedures is to be used only as a list of treatment that does not require insurance carrier approval.
Allows for certain notices related to property/casualty insurance contracts under the workers' compensation law and the vehicle and traffic law to be delivered by electronic means.
Authorizes a building construction, demolition and repair work insurance tax credit for certain qualifying insurance premium payments for personal injury liability insurance and property damage liability insurance.