STATE OF NEW YORK ________________________________________________________________________ 3052 2025-2026 Regular Sessions IN ASSEMBLY January 23, 2025 ___________ Introduced by M. of A. ROSENTHAL -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to limiting or excluding pre-existing conditions in animal insurance policies The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 3463 2 to read as follows: 3 § 3463. Pre-existing conditions in animal insurance policies. Animal 4 insurance policies shall not contain any exclusion or limitation with 5 respect to pre-existing conditions of any animal. 6 § 2. This act shall take effect immediately, provided, however, that 7 this act shall apply to insurance contracts issued or renewed on or 8 after such effective date, and shall apply at the next required policy 9 period, commencing on or after such date, to any insurance contract 10 written prior to the effective date of this act. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD06351-01-5