New York 2025-2026 Regular Session

New York Assembly Bill A03428

Introduced
1/27/25  

Caption

Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.

Companion Bills

NY S06608

Same As Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.

Previously Filed As

NY A02171

Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.

NY S05016

Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.

NY S07742

Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.

NY A08266

Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.

NY S01256

Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.

NY A04717

Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.

NY A07773

Expands consumer protections for usury and interest to small businesses.

NY A03248

Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.

NY A10666

Enacts the "internet service outage consumer protection act"; requires every internet service provider operating in this state to issue a prorated bill credit to consumers for any internet service outage lasting more than one hour.

NY S00797

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

Similar Bills

No similar bills found.