New York 2025-2026 Regular Session

New York Assembly Bill A09404

Introduced
12/19/25  
Refer
12/19/25  
Refer
1/7/26  
Report Pass
3/24/26  
Refer
3/24/26  
Report Pass
4/21/26  
Engrossed
4/28/26  

Caption

Relates to the prohibition of lending institutions issuing mail-loan checks except in response to an affirmative request or application therefor; provides that any debt, interest, fee or other obligation arising from a mail-loan check issued in violation of this section shall be null and void and unenforceable.

Companion Bills

NY S09570

Same As Relates to the prohibition of lending institutions issuing mail-loan checks except in response to an affirmative request or application therefor; provides that any debt, interest, fee or other obligation arising from a mail-loan check issued in violation of this section shall be null and void and unenforceable.

Previously Filed As

NY S09570

Relates to the prohibition of lending institutions issuing mail-loan checks except in response to an affirmative request or application therefor; provides that any debt, interest, fee or other obligation arising from a mail-loan check issued in violation of this section shall be null and void and unenforceable.

NY A09644

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

NY S08939

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

NY SB1063

Prohibiting landlords from charging application fees and credit checks and background checks obtained by landlords.

NY AB1064

Prohibiting landlords from charging application fees and credit checks and background checks obtained by landlords.

NY A08319

Provides that charges imposed by certain state chartered banking institutions in connection with a check or other written order drawn on insufficient funds shall not exceed the greater of five dollars or the pro rata share of such state chartered banking institution's total direct costs and charge-off losses for providing non-covered overdraft credit.

NY S07721

Establishes a private right of action for deed theft; provides that victims of deed theft may maintain an action against a deed thief or a bank that provides a loan that assists in the commission of deed theft; authorizes victims of deed theft to recover actual damages, treble damages and attorneys' fees; defines terms.

NY A08863

Establishes a private right of action for deed theft; provides that victims of deed theft may maintain an action against a deed thief or a bank that provides a loan that assists in the commission of deed theft; authorizes victims of deed theft to recover actual damages, treble damages and attorneys' fees; defines terms.

NY A11004

Extends certain provisions relating to installment loans and obligations evidencing installment loans to 2029.

NY S09901

Extends certain provisions relating to installment loans and obligations evidencing installment loans to 2029.

Similar Bills

No similar bills found.