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28 | 28 | | STATE OF OKLAHOMA |
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29 | 29 | | |
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30 | 30 | | 2nd Session of the 58th Legislature (2022) |
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31 | 31 | | |
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32 | 32 | | HOUSE BILL 3979 By: Bell |
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33 | 33 | | |
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34 | 34 | | |
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35 | 35 | | |
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36 | 36 | | |
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37 | 37 | | |
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38 | 38 | | AS INTRODUCED |
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39 | 39 | | |
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40 | 40 | | An Act relating to health insurance; amending 36 O.S. |
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41 | 41 | | 2011, Section 6060.2, which relates to treatment of |
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42 | 42 | | diabetes; requiring private high deductible health |
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43 | 43 | | plans to allow insureds to set aside certain monies |
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44 | 44 | | for certain purpose; and providing an effective date . |
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45 | 45 | | |
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46 | 46 | | |
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49 | 49 | | |
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50 | 50 | | BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: |
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51 | 51 | | SECTION 1. AMENDATORY 36 O.S. 2021, Section 6060.2, is |
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52 | 52 | | amended to read as follows : |
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53 | 53 | | Section 6060.2 A. 1. Every health b enefit plan issued or |
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54 | 54 | | renewed on or after November 1, 1996, shall, subject to the terms of |
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55 | 55 | | the policy contract or agreement, include coverage for the following |
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56 | 56 | | equipment, supplies and related services for the treatment of Type |
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57 | 57 | | I, Type II, and gestational d iabetes, when medically necessary and |
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58 | 58 | | when recommended or prescribed by a physician or other licensed |
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59 | 59 | | health care provider legally authorized to prescribe under t he laws |
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60 | 60 | | of this state: |
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61 | 61 | | a. blood glucose monitors, |
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62 | 62 | | b. blood glucose monitors to the legally bli nd, |
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63 | 63 | | |
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88 | 88 | | |
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89 | 89 | | c. test strips for glucose monitors, |
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90 | 90 | | d. visual reading and urine testing strips, |
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91 | 91 | | e. insulin, |
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92 | 92 | | f. injection aids, |
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93 | 93 | | g. cartridges for the legally blind, |
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94 | 94 | | h. syringes, |
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95 | 95 | | i. insulin pumps and appurtenances thereto, |
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96 | 96 | | j. insulin infusion devices, |
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97 | 97 | | k. oral agents for controlling blood sugar, and |
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98 | 98 | | l. podiatric appliances for prevention of complications |
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99 | 99 | | associated with diabetes. |
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100 | 100 | | 2. The State Board of Health shall develop and a nnually update, |
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101 | 101 | | by rule, a list of additional diabetes equipment, related supplies |
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102 | 102 | | and health care provider services that are medically necessary for |
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103 | 103 | | the treatment of diabetes, for which coverage shall also be |
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104 | 104 | | included, subject to the terms of the policy, contract, or |
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105 | 105 | | agreement, if the equipment and supplies have been approved by the |
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106 | 106 | | federal Food and Drug Administration (FDA). Additional FDA -approved |
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107 | 107 | | diabetes equipment and related supplies, and health care provider |
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108 | 108 | | services shall be determined in consultat ion with a national |
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109 | 109 | | diabetes association affiliated with this state, and at least three |
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110 | 110 | | (3) medical directors of health benefit plans, to be selected by the |
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111 | 111 | | State Department of Health. |
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112 | 112 | | |
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137 | 137 | | |
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138 | 138 | | 3. All policies specified in this section shall also include |
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139 | 139 | | coverage for: |
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140 | 140 | | a. podiatric health care provider services as are deemed |
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141 | 141 | | medically necessary to prevent c omplications from |
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142 | 142 | | diabetes, and |
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143 | 143 | | b. diabetes self-management training. As used in this |
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144 | 144 | | subparagraph, "diabetes self-management training" |
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145 | 145 | | means instruction in an i npatient or outpatient |
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146 | 146 | | setting which enables diabetic patients to understand |
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147 | 147 | | the diabetic management process and daily management |
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148 | 148 | | of diabetic therapy as a method of avoiding frequent |
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149 | 149 | | hospitalizations and complications. Diabetes self - |
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150 | 150 | | management training sh all comply with standards |
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151 | 151 | | developed by the State Board of Health in consultation |
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152 | 152 | | with a national diabetes association affiliated with |
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153 | 153 | | this state and at least three medical directors of |
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154 | 154 | | health benefit plans selected by the State Department |
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155 | 155 | | of Health. Coverage for diabetes self-management |
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156 | 156 | | training, including medical nutrition therapy relating |
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157 | 157 | | to diet, caloric intake, and diabetes management, but |
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158 | 158 | | excluding programs the only purpose of which are |
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159 | 159 | | weight reduction, shall be limited to the following: |
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160 | 160 | | (1) visits medically necessary upon the diagnosis of |
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161 | 161 | | diabetes, |
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162 | 162 | | |
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187 | 187 | | |
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188 | 188 | | (2) a physician diagnosis which represents a |
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189 | 189 | | significant change in the symptoms or condition |
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190 | 190 | | of the patient making medically necessary changes |
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191 | 191 | | in the self-management of the patient, and |
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192 | 192 | | (3) visits when reeducation or refresher training is |
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193 | 193 | | medically necessary; |
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194 | 194 | | provided, however, payment for the cove rage required for diabetes |
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195 | 195 | | self-management training pursuant to the provisions of this section |
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196 | 196 | | shall be required only upon certification by the health care |
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197 | 197 | | provider providing the training that the patient has successfully |
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198 | 198 | | completed diabetes self -management training. |
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199 | 199 | | 4. Diabetes self-management training shall be supervised by a |
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200 | 200 | | licensed physician or other licensed health care provider legally |
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201 | 201 | | authorized to prescrib e under the laws of this state. Diabetes |
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202 | 202 | | self-management training may be provided by the phys ician or other |
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203 | 203 | | appropriately registered, certified, or licensed health care |
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204 | 204 | | professional as part of an office visit for diabetes diagnosis or |
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205 | 205 | | treatment. Training provided by appropriately registered, |
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206 | 206 | | certified, or licensed health care professionals may be provided in |
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207 | 207 | | group settings where practicable. |
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208 | 208 | | 5. Coverage for diabetes self -management training and training |
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209 | 209 | | related to medical nutrition therapy, when provided by a registered, |
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210 | 210 | | certified, or licensed health care professional, shall also include |
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211 | 211 | | home visits when medically necessary and shall include instruction |
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238 | 238 | | in medical nutrition therapy only by a licensed registered dietician |
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239 | 239 | | or licensed certified nutritionist when authorized by the |
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240 | 240 | | supervising physician of the patient when medically necessary. |
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241 | 241 | | 6. Coverage may be subject to the same annual deductibles or |
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242 | 242 | | coinsurance as may be deemed appropriate and as are consistent with |
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243 | 243 | | those established for other covered ben efits within a given policy. |
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244 | 244 | | 7. Any carrier that provides coverage for insulin pursuant to |
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245 | 245 | | this section shall cap the total amount that a covered person is |
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246 | 246 | | required to pay for insulin at an amount not to exceed Thirty |
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247 | 247 | | Dollars ($30.00) per thirty -day supply or Ninety Dollars ($90.00) |
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248 | 248 | | per ninety-day supply of insulin for each covered insulin |
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249 | 249 | | prescription, regardless of the amount or type of insulin needed to |
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250 | 250 | | fill the prescription or prescriptions of the covered person. |
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251 | 251 | | a. Nothing in this paragraph shall prev ent a carrier from |
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252 | 252 | | reducing the cost-sharing of a covered person to an |
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253 | 253 | | amount less than Thirty Dollars ($30.00) per thirty - |
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254 | 254 | | day supply or Ninety Dollars ($90.00) per ninety -day |
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255 | 255 | | supply. |
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256 | 256 | | b. The Insurance Commissioner shall ensure all carriers |
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257 | 257 | | comply with the requirements of this paragraph. |
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258 | 258 | | c. The Commissioner may promulgate rules as necessary to |
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259 | 259 | | implement and administer the requirements of this |
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260 | 260 | | paragraph and to align with federal requirements. |
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287 | 287 | | 8. Beginning on or after the effective date of this act, all |
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288 | 288 | | high deductible health plans, as defined in Section 6060.15 of this |
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289 | 289 | | title, issued, renewed or delivered in this state by a private |
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290 | 290 | | insurer providing coverage pursuant to this section shall allow an |
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291 | 291 | | insured to set aside funds on a tax -free basis, up to the |
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292 | 292 | | contribution limit p rovided in Section 223 of the Internal Revenue |
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293 | 293 | | Code, as amended, to pay for certain out-of-pocket medical expenses. |
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294 | 294 | | B. 1. Health benefit plans shall not reduce or eliminate |
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295 | 295 | | coverage due to the requirements of this section. |
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296 | 296 | | 2. Enforcement of the provisio ns of this act section shall be |
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297 | 297 | | performed by the Insurance Department and the S tate Department of |
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298 | 298 | | Health. |
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299 | 299 | | C. As used in this section, "health benefit plan" means any |
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300 | 300 | | plan or arrangement as d efined in subsection C of Section 6060.4 of |
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301 | 301 | | this title. |
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302 | 302 | | SECTION 2. This act shall become effective November 1, 2022. |
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303 | 303 | | |
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304 | 304 | | 58-2-9706 KN 01/04/22 |
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