Oklahoma 2022 Regular Session

Oklahoma House Bill HB3979 Compare Versions

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2828 STATE OF OKLAHOMA
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3030 2nd Session of the 58th Legislature (2022)
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3232 HOUSE BILL 3979 By: Bell
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3838 AS INTRODUCED
3939
4040 An Act relating to health insurance; amending 36 O.S.
4141 2011, Section 6060.2, which relates to treatment of
4242 diabetes; requiring private high deductible health
4343 plans to allow insureds to set aside certain monies
4444 for certain purpose; and providing an effective date .
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5050 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
5151 SECTION 1. AMENDATORY 36 O.S. 2021, Section 6060.2, is
5252 amended to read as follows :
5353 Section 6060.2 A. 1. Every health b enefit plan issued or
5454 renewed on or after November 1, 1996, shall, subject to the terms of
5555 the policy contract or agreement, include coverage for the following
5656 equipment, supplies and related services for the treatment of Type
5757 I, Type II, and gestational d iabetes, when medically necessary and
5858 when recommended or prescribed by a physician or other licensed
5959 health care provider legally authorized to prescribe under t he laws
6060 of this state:
6161 a. blood glucose monitors,
6262 b. blood glucose monitors to the legally bli nd,
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8989 c. test strips for glucose monitors,
9090 d. visual reading and urine testing strips,
9191 e. insulin,
9292 f. injection aids,
9393 g. cartridges for the legally blind,
9494 h. syringes,
9595 i. insulin pumps and appurtenances thereto,
9696 j. insulin infusion devices,
9797 k. oral agents for controlling blood sugar, and
9898 l. podiatric appliances for prevention of complications
9999 associated with diabetes.
100100 2. The State Board of Health shall develop and a nnually update,
101101 by rule, a list of additional diabetes equipment, related supplies
102102 and health care provider services that are medically necessary for
103103 the treatment of diabetes, for which coverage shall also be
104104 included, subject to the terms of the policy, contract, or
105105 agreement, if the equipment and supplies have been approved by the
106106 federal Food and Drug Administration (FDA). Additional FDA -approved
107107 diabetes equipment and related supplies, and health care provider
108108 services shall be determined in consultat ion with a national
109109 diabetes association affiliated with this state, and at least three
110110 (3) medical directors of health benefit plans, to be selected by the
111111 State Department of Health.
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138138 3. All policies specified in this section shall also include
139139 coverage for:
140140 a. podiatric health care provider services as are deemed
141141 medically necessary to prevent c omplications from
142142 diabetes, and
143143 b. diabetes self-management training. As used in this
144144 subparagraph, "diabetes self-management training"
145145 means instruction in an i npatient or outpatient
146146 setting which enables diabetic patients to understand
147147 the diabetic management process and daily management
148148 of diabetic therapy as a method of avoiding frequent
149149 hospitalizations and complications. Diabetes self -
150150 management training sh all comply with standards
151151 developed by the State Board of Health in consultation
152152 with a national diabetes association affiliated with
153153 this state and at least three medical directors of
154154 health benefit plans selected by the State Department
155155 of Health. Coverage for diabetes self-management
156156 training, including medical nutrition therapy relating
157157 to diet, caloric intake, and diabetes management, but
158158 excluding programs the only purpose of which are
159159 weight reduction, shall be limited to the following:
160160 (1) visits medically necessary upon the diagnosis of
161161 diabetes,
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188188 (2) a physician diagnosis which represents a
189189 significant change in the symptoms or condition
190190 of the patient making medically necessary changes
191191 in the self-management of the patient, and
192192 (3) visits when reeducation or refresher training is
193193 medically necessary;
194194 provided, however, payment for the cove rage required for diabetes
195195 self-management training pursuant to the provisions of this section
196196 shall be required only upon certification by the health care
197197 provider providing the training that the patient has successfully
198198 completed diabetes self -management training.
199199 4. Diabetes self-management training shall be supervised by a
200200 licensed physician or other licensed health care provider legally
201201 authorized to prescrib e under the laws of this state. Diabetes
202202 self-management training may be provided by the phys ician or other
203203 appropriately registered, certified, or licensed health care
204204 professional as part of an office visit for diabetes diagnosis or
205205 treatment. Training provided by appropriately registered,
206206 certified, or licensed health care professionals may be provided in
207207 group settings where practicable.
208208 5. Coverage for diabetes self -management training and training
209209 related to medical nutrition therapy, when provided by a registered,
210210 certified, or licensed health care professional, shall also include
211211 home visits when medically necessary and shall include instruction
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238238 in medical nutrition therapy only by a licensed registered dietician
239239 or licensed certified nutritionist when authorized by the
240240 supervising physician of the patient when medically necessary.
241241 6. Coverage may be subject to the same annual deductibles or
242242 coinsurance as may be deemed appropriate and as are consistent with
243243 those established for other covered ben efits within a given policy.
244244 7. Any carrier that provides coverage for insulin pursuant to
245245 this section shall cap the total amount that a covered person is
246246 required to pay for insulin at an amount not to exceed Thirty
247247 Dollars ($30.00) per thirty -day supply or Ninety Dollars ($90.00)
248248 per ninety-day supply of insulin for each covered insulin
249249 prescription, regardless of the amount or type of insulin needed to
250250 fill the prescription or prescriptions of the covered person.
251251 a. Nothing in this paragraph shall prev ent a carrier from
252252 reducing the cost-sharing of a covered person to an
253253 amount less than Thirty Dollars ($30.00) per thirty -
254254 day supply or Ninety Dollars ($90.00) per ninety -day
255255 supply.
256256 b. The Insurance Commissioner shall ensure all carriers
257257 comply with the requirements of this paragraph.
258258 c. The Commissioner may promulgate rules as necessary to
259259 implement and administer the requirements of this
260260 paragraph and to align with federal requirements.
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287287 8. Beginning on or after the effective date of this act, all
288288 high deductible health plans, as defined in Section 6060.15 of this
289289 title, issued, renewed or delivered in this state by a private
290290 insurer providing coverage pursuant to this section shall allow an
291291 insured to set aside funds on a tax -free basis, up to the
292292 contribution limit p rovided in Section 223 of the Internal Revenue
293293 Code, as amended, to pay for certain out-of-pocket medical expenses.
294294 B. 1. Health benefit plans shall not reduce or eliminate
295295 coverage due to the requirements of this section.
296296 2. Enforcement of the provisio ns of this act section shall be
297297 performed by the Insurance Department and the S tate Department of
298298 Health.
299299 C. As used in this section, "health benefit plan" means any
300300 plan or arrangement as d efined in subsection C of Section 6060.4 of
301301 this title.
302302 SECTION 2. This act shall become effective November 1, 2022.
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304304 58-2-9706 KN 01/04/22