Oklahoma 2024 Regular Session

Oklahoma House Bill HB3093 Compare Versions

Version 1 (Old)

Version 2 (New)

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3		-	SENATE FLOOR VERSION - HB3093 SFLR Page 1
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	3	+	ENGR. H. B. NO. 3093 Page 1 1
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29		-	SENATE FLOOR VERSION
30		-	April 9, 2024
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33	28		ENGROSSED HOUSE
34	29		BILL NO. 3093 By: Tedford, Hefner, and Fugate
35	30		of the House
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37	32		and
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39	34		Pemberton of the Senate
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45	42		An Act relating to insurance; amending 36 O.S. 2021,
46	43		Section 942, which relates to motor vehicle insurance
47	44		policies and when traf fic record may be basis for
48	45		rate changes or cancellation; modifying record
49	46		requirements; amending 36 O.S. 2021, Section 943,
50	47		which relates to cancellation of motor vehicle
51	48		insurance policy, increasing premium rates, or
52	49		refusal to issue or renew policy; prohibiting certain
53	50		actions after filing first claim; modifying hearing
54	51		language; and providing an effective date .
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59	56		BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
60	57		SECTION 1. AMENDATORY 36 O.S. 2021, Section 942, is
61	58		amended to read as follows:
62	59		Section 942. Any insurance carrier that issues motor vehicle
63	60		liability or collision insurance policie s in this state shall not
64	61		establish or apply premium ra tes, increase premium rates, cancel a
65	62		policy, or refuse to issue or renew a policy, based on any traffic
66	63		record maintained by the Department of Public Safety, including, but
67	64		not limited to, traffic complaints, traffic citations or other legal
	65	+	forms of traffic charges, and accident reports, which covers a
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69		-	SENATE FLOOR VERSION - HB3093 SFLR Page 2
70		-	(Bold face denotes Committee Amendments) 1
	67	+	ENGR. H. B. NO. 3093 Page 2 1
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95		-	forms of traffic charges, and accident reports, which covers a
96	92		period of time more than three (3) years prior to the date the
97	93		insurance carrier ma kes a determination to take any such action;
98	94		provided, however, those offenses that are prov ided for in
99	95		subsection C of Section 941 of this title and the offense of
100	96		reckless driving as provided for in Section 11-901 of Title 47 of
101	97		the Oklahoma Statutes may be considered by an insurance carrier for
102	98		a period of not more than five (5) years.
103	99		SECTION 2. AMENDATORY 36 O.S. 2021, Section 943, is
104	100		amended to read as follows :
105	101		Section 943. A. No insurance carrier who issues motor vehicle
106	102		policies in this state shall use traffic complaints, traffic
107	103		citations or other legal forms of traffic charges as a bas is for
108	104		cancellation of a motor vehicle insurance policy, increasing premium
109	105		rates for a motor vehicle insurance policy or refusing to issue o r
110	106		renew a motor vehicle insurance policy, where:
111	107		1. the The insured was acquitted of the charg e;
112	108		2. the The insured was arrested and no charges were filed; or
113	109		3. the The insured was arrested an d the charges were dismissed.
114	110		B. No insurer shall cancel , refuse to renew or otherwise
115	111		terminate, or increase the premium of a motor vehicle policy which
116	112		has been in effect more than fo rty-five (45) days solely because the
117	113		insured filed a first cla im against the policy. Nothing in this
118	114		subsection shall be construed to prevent the can cellation,
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120		-	SENATE FLOOR VERSION - HB3093 SFLR Page 3
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	116	+	ENGR. H. B. NO. 3093 Page 3 1
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146	141		nonrenewal or other termination, or incr ease in premium for any of
147	142		the following reasons:
148	143		1. Nonpayment of premium;
149	144		2. Discovery of fraud or material misrepresent ation in the
150	145		procurement of the insurance or with respect to any c laims submitted
151	146		thereunder;
152	147		3. Offenses provided for in subsection C of Section 941 of this
153	148		title;
154	149		4. Offenses provided for in Se ction 11-901 of Title 47 of the
155	150		Oklahoma Statutes; or
156	151		5. A determination by the Insurance Commissioner that the
157	152		continuation of the policy would place the insurer in violation of
158	153		the insurance laws of this state.
159	154		C. The Insurance Commissioner may suspend or revoke, after
160	155		notice and opportunity for a hearing, the certificate of authority
161	156		to transact insurance business in this sta te of any insurance
162	157		carrier violating the provisions of this section or may censure the
163	158		insurer or impose a fine.
164	159		SECTION 3. This act shall become effective November 1, 2024.
165		-	COMMITTEE REPORT BY: COMMITTEE ON RETIREMENT AND INSURANCE
166		-	April 9, 2024 - DO PASS
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	161	+	ENGR. H. B. NO. 3093 Page 4 1
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	186	+	Passed the House of Representatives the 12th day of March, 2024.
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	191	+	Presiding Officer of the House
	192	+	of Representatives
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	195	+	Passed the Senate the ____ day of __________ 2024.
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	200	+	Presiding Officer of the Senate
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