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SENATE FLOOR VERSION
April 2, 2024
ENGROSSED HOUSE
BILL NO. 3350 By: Tedford and Deck of the
House
and
Coleman of the Senate
An Act relating to insurance; defining terms;
prohibiting using certain information for certain
rate calculation; pro viding exception to prohibition;
providing for codification; and providing an
effective date.
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 945 of Title 36, unless there is
created a duplication in numbering, reads as follows:
A. As used in this act, "Emergency road service" means any act
to adjust, repair, or replace the equipment, tires, or mechanical
parts of a motor vehicle so it may operate under its own power; or
reimbursement of expenses incurred by an insured when their motor
vehicle is unable to operate under its own power .
B. No insurer may consider claims for emergency road service
for purposes of determining whether to cancel, refuse to renew , or
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increase the premium of a personal auto insurance policy regardless
of whether such coverage is included in the policy or is an
endorsement to the policy.
C. Nothing in this section shall prohibit an insurer from
cancelling, refusing to renew, or increasing the premium of the
emergency road service coverage of an insu red if, within a
consecutive twelve-month period, the insured files more than three
claims for emergency road service for any one covered personal motor
vehicle or files more than five aggregate claims for emergency road
service for all of the insured 's personal motor vehicles which are
covered by the insurer.
SECTION 2. This act shall become effective November 1, 2024.
COMMITTEE REPORT BY: COMMITTE E ON RETIREMENT AND INSURANCE
April 2, 2024 - DO PASS