Oklahoma 2025 Regular Session

Oklahoma House Bill HB1709 Compare Versions

Version 1 (Old)

Version 2 (New)

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3		-	HB1709 HFLR Page 1
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	3	+	Req. No. 13267 Page 1 1
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29		-	HOUSE OF REPRESENTATIVES - FLOOR VERSION
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31	28		STATE OF OKLAHOMA
32	29
33	30		1st Session of the 60th Legislature (2025)
34	31
35	32		COMMITTEE SUBSTITUTE
36	33		FOR
37		-	HOUSE BILL NO. 1709 By: Bennett, Deck, and
38		-	Schreiber of the House
	34	+	HOUSE BILL NO. 1709 By: Bennett and Deck
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40		-	and
41		-
42		-	Reinhardt of the Senate
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47	40		COMMITTEE SUBSTITUTE
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49	42		An Act relating to debtors and creditors; defini ng
50	43		terms; prohibiting creditors and debt collectors from
51	44		reporting certain debt; prohibiting consumer
52	45		reporting agencies from including certain debt on
53	46		consumer reports; providing for codification; and
54	47		providing an effective date.
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59	54		BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
60	55		SECTION 1. NEW LAW A new section of law to be codified
61	56		in the Oklahoma Statutes as Section 181 of Title 24, unless there is
62	57		created a duplication in numbering, reads as follows:
63	58		A. As used in this section:
64	59		1. "Consumer" means an individual who is a resident of this
65	60		state;
66	61		2. "Consumer report" has the meaning ascribed to it in 15
67	62		U.S.C., Section 1681a(d);
	63	+	3. "Consumer reporting agency " means any consumer reporting
	64	+	agency, credit bureau, or similar agency which furnishes a credit
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69		-	HB1709 HFLR Page 2
70		-	BOLD FACE denotes Committee Amendments. 1
	66	+	Req. No. 13267 Page 2 1
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95		-	3. "Consumer reporting agency" means any consumer reporting
96		-	agency, credit bureau, or similar agency which furnishes a credit
97	91		report or rating as well as any agency within the meaning ascribed
98	92		to it in 15 U.S.C., Section 1681a(f);
99	93		4. "Creditor" means one in whose favor an obligation exists, by
100	94		reason of which he or she is, or may become, entitled to the payment
101	95		of money;
102	96		5. "Debt collector" means any person who regularly collects, or
103	97		attempts to collect, consumer debts for another person or
104	98		institution or uses some name other than its own when collecting its
105	99		own medical debts;
106	100		6. "Medical debt" means a debt owed by a consumer to a person
107	101		whose primary business is providing medical services, products, or
108	102		devices, or to that person's agent or assignee, for the provision of
109	103		medical services, products, or devices. Medical debt includes, but
110	104		is not limited to, debt owed to an Oklahoma medical facility;
111	105		7 "Lifesaving and emergency care services" means the necessary
112	106		medical or surgical care services rendered to treat a potentially
113	107		life-threatening condition or symptom ; and
114	108		8. "Oklahoma medical facility" includes, but is not limited to,
115	109		any hospital or related institution licensed pursuant to Section 1 -
116	110		702 of Title 63 of the Oklahoma Statutes, nursing facilities
117	111		licensed pursuant to Section 1 -1903 of Title 63 of the Oklahoma
118	112		Statutes, and medica l offices operated by or employing physicians,
	113	+	physical therapists, physician assistants, pharmacists, nurses, and
	114	+	home health care providers within this state.
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120		-	HB1709 HFLR Page 3
121		-	BOLD FACE denotes Committee Amendments. 1
	116	+	Req. No. 13267 Page 3 1
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146		-	physical therapists, physician assistants, pharmacists, nurses, and
147		-	home health care providers within this st ate.
148	141		B. Creditors and debt collectors are prohibited from reporting
149	142		to any consumer reporting agenc y medical debt obtained from
150	143		lifesaving and emergency care services rendered at an Oklahoma
151	144		medical facility.
152	145		C. Consumer reporting agencies are prohibited from including
153	146		consumer debt obtained from lifesaving and emergency care services
154	147		rendered at an Oklahoma medical facility on a consumer report.
155	148		SECTION 2. This act shall become effective November 1, 2025.
156	149
157		-	COMMITTEE REPORT BY: COMMITTEE ON JUDICIARY AND PUBLIC SAFETY
158		-	OVERSIGHT, dated 03/06/2025 - DO PASS, As Amended and Coauthored.
	150	+	60-1-13267 JBH 03/06/25
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