Further providing for definitions, for notification of the breach of the security of the system and for notification of consumer reporting agencies; and providing for credit reporting and monitoring.
Impact
The legislation is expected to strengthen state laws regarding data protection and notification processes in the event of breaches. By requiring organizations to provide specific information when notifying the Attorney General of a breach, SB824 enhances oversight and accountability. Additionally, the bill mandates that affected individuals be given access to credit monitoring services for a period of 12 months, thus improving consumer protection against identity theft and fraud.
Summary
Senate Bill 824 aims to amend the existing Pennsylvania Breach of Personal Information Notification Act to enhance the security provisions relating to the notification processes following data breaches. The bill seeks to redefine what constitutes 'personal information' and stipulates that entities must inform the Attorney General and affected individuals if a data breach involves certain sensitive information. It emphasizes the need for clearer definitions and guidelines on breach notifications, ensuring that affected consumers are promptly informed about potential risks to their personal data.
Sentiment
The general sentiment surrounding SB824 appears to be supportive, emphasizing the importance of protecting personal data and ensuring that individuals are well-informed in the event of a data breach. Stakeholders, including consumer advocacy groups, have welcomed the proposed changes as a necessary step towards improving data security practices in Pennsylvania. However, some concerns have been raised about the potential burdens placed on businesses for compliance with the new notification requirements.
Contention
A notable point of contention in the discussions surrounding SB824 has been the balance between adequate consumer protection and the operational impact on businesses, particularly small businesses that may face challenges in meeting the new requirements. There have been debates about how much information needs to be disclosed in a breach notification and concerns regarding the financial implications of providing credit monitoring services to affected individuals. This highlights the ongoing discussion on how to ensure robust data protection while supporting a favorable environment for businesses.
Further providing for definitions, for security freeze and for fees; and providing for credit monitoring services, for prohibiting the waiver of rights and for protected persons security freeze.
Further providing for definitions, for notification of the breach of the security of the system, for exceptions and for notice exemption; repealing provisions relating to civil relief; providing for protection of personal information, for civil relief, for information security and for applicability; and repealing provisions relating to applicability.
Provides for notification to the commissioner of insurance of breaches of data security in systems containing certain personal information relating to consumers. (8/1/16)
A bill to create an Office of Cybersecurity at the Federal Trade Commission for supervision of data security at consumer reporting agencies, to require the promulgation of regulations establishing standards for effective cybersecurity at consumer reporting agencies, to impose penalties on credit reporting agencies for cybersecurity breaches that put sensitive consumer data at risk, and for other purposes.
In creation of leases, statute of frauds and mortgaging of leaseholds, further providing for leases for not more than three years and for leases for more than three years and providing for notice of building credit through rent reporting program for residential leases; and providing for reporting rent payment information to consumer reporting agency program.
In creation of leases, statute of frauds and mortgaging of leaseholds, further providing for leases for not more than three years and for leases for more than three years and providing for notice of building credit through rent reporting program for residential leases; and providing for reporting rent payment information to consumer reporting agency program.