Pennsylvania 2023-2024 Regular Session

Pennsylvania Senate Bill SR44

Introduced
3/14/23  

Caption

Directing the Joint State Government Commission to establish an advisory committee to conduct a study on how to best assist residents of this Commonwealth who have been impacted by rising flood insurance premiums.

Impact

The committee established by SR44 is tasked with evaluating existing laws, practices, and processes relating to flood insurance administration. This review is essential for understanding how current flood mapping and federal regulations are affecting local residents and property owners. Among its goals, the committee will explore potential programs that offer premium discounts and create incentives for local governments to pursue flood mitigation efforts, thus assisting communities in better managing their flood risk and financial responsibilities related to insurance.

Summary

Senate Resolution 44 (SR44) directs the Joint State Government Commission to establish an advisory committee for conducting a comprehensive study on the challenges posed by rising flood insurance premiums in Pennsylvania. The resolution highlights the state's vulnerability to floods and hurricanes, noting that over 350,000 residents live in flood-risk areas. It addresses the significant financial burden imposed by increasing premiums and the implications for property values and community stability, emphasizing the need for targeted responses to assist affected residents.

Sentiment

The sentiment surrounding SR44 appears supportive within lawmakers who recognize the urgent need to address the financial strain imposed on residents by escalating flood insurance costs. There is a shared understanding that legislative action is warranted to protect vulnerable communities. However, underlying concerns may exist about the efficacy of the proposed measures and the possible bureaucratic challenges in executing effective recommendations, creating a nuanced dialogue regarding the resolution's implementation.

Contention

Notable points of contention in discussions about SR44 might arise around the feasibility of the proposed legislative recommendations and how effectively they will deliver relief to those affected. Concerns also exist regarding the potential administrative burden on local governments and the challenge of ensuring comprehensive education and outreach for residents about flood insurance options. The effectiveness of the advisory committee's recommendations in mitigating the rising costs of flood insurance while maintaining adequate coverage levels will be critical to the resolution's success.

Companion Bills

No companion bills found.

Previously Filed As

PA HR46

Directing the Joint State Government Commission to conduct a study on the economic costs of flooding on residential homes and businesses in this Commonwealth.

PA HR145

Directing the Joint State Government Commission to conduct a study on the economic costs of flooding on residential homes and businesses in this Commonwealth.

PA HR224

Directing the Joint State Government Commission to conduct a study and establish an advisory committee to review and analyze the opportunities for and benefits of agrivoltaic farming systems in this Commonwealth.

PA HR143

Directing the Joint State Government Commission to conduct a study on the Commonwealth's preparedness to respond to public health emergencies.

PA SR143

Directing the Joint State Government Commission to establish an advisory committee to conduct a study on the field of artificial intelligence and its impact and potential future impact in Pennsylvania.

PA HR170

Directing the Joint State Government Commission to establish an advisory committee to conduct a study on the field of artificial intelligence and its impact and potential future impact in Pennsylvania.

PA HR384

Directing the Joint State Government Commission to conduct a study and issue a report on benefits cliffs in this Commonwealth.

PA SB442

Establishing the Flood Insurance Premium Assistance Task Force.

PA HR271

Directing the Joint State Government Commission to establish an advisory committee and conduct a comprehensive study regarding the indoor air quality for seniors and children in this Commonwealth.

PA HR252

Directing the Joint State Government Commission to establish the 911/988 Technical Advisory Board and conduct a study and issue recommendations on interoperability between and across 911 and 988.

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