Video & Transcript DataContr Research : 'insurance deductibles'

Page 18 of 31
TX

Texas 2025 - 89th Regular

S/C on County & Regional Government Apr 14th, 2025 at 10:04 am

House S/C on County & Regional Government

Transcript Highlights:
  • Friends, I'm going to transform this into the Insurance Committee briefly.
  • In other words, they don't offer insurance.

  • They weren't subject to Texas Department of Insurance regulation to ensure oversight.
  • That risk is carried by the commercial insurers.
  • In a state that has the eighth largest economy in the world and the lowest rate of insured people, I
Summary: The meeting was productive, primarily focusing on the discussions surrounding several key bills, notably HB2012, HB3174, and HB5580. The bills addressed significant issues like public health, immigration enforcement, and developmental initiatives. Notably, HB3174 aims to combat the spread of blood-borne diseases through syringe exchange programs in specific counties, with robust support from public health officials. Throughout the meeting, there was an active exchange of perspectives on the efficacy and implications of these bills, particularly regarding how they would impact public safety and health in Texas. Concerns were raised about the potential burden on law enforcement and the appropriateness of mandating immigration mechanisms in local jails under HB5580, generating passionate discussions among committee members and public testimonies alike.
TX
Transcript Highlights:
  • Those bills are now found in Subchapters L and M of Chapter 1369 of the Texas Insurance Code.
  • likely to accept new patients who are insured by Medicaid
  • than those with Medicare or private insurance.
  • days longer wait times than privately insured ones, while
  • Digit increases in insurance costs, as well as increasing
Summary: The meeting involved in-depth discussions focused primarily on several significant bills aimed at reforming healthcare, improving consumer protection, and enhancing community-based care. Key highlights included House Bill 1919 and House Bill 1763, which address the roles and regulation of pharmacy benefit managers (PBMs) in Texas. Lawmakers emphasized the need for these bills to create a fairer landscape for independent pharmacies while ensuring patient access to necessary medications. Public testimonies reflected both support for the reforms and concerns regarding their potential implications. Another major topic was Senate Bill 513, which proposes the development of a pilot program for community-based care in rural West Texas, aiming to improve child welfare services in regions facing unique challenges.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 4th, 2025 at 02:00 pm

Texas House Floor Meeting

Transcript Highlights:
  • Refer to the Committee on Insurance.

  • span marker="916" data-time="5490">HB 709 by Thompson, relating to the requirement for a study of insurance
  • coverage for serious emotional disturbances in children, is referred to the Committee on Insurance.
  • ="5616"> HB 723 by Gervin-Hawkins, relating to the disclosure of appraisal methods by automobile insurers
  • , is referred to the Committee on Insurance.
Summary: The committee meeting predominantly focused on a multitude of bills concerning various legislative amendments. Key discussions included the pros and cons of constitutional amendments, such as one by Schofield proposing year-round daylight savings time, and issues around taxation reforms highlighted by various members. The committee engaged in vibrant discussions, inviting public testimonies from both supporters and opponents of several bills, emphasizing the importance of community input in legislative processes. Notably, there were extensive debates on HB720, which pertains to the Ketamine Treatment Grant Program for veterans and first responders, underscoring the significance of mental health legislation. Members expressed their concerns about implementing the program effectively while ensuring adequate funding and oversight.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Apr 14th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • After that, I think it strikes a requirement that a failure to use available health insurance be considered
  • medical charges, which subsequently leads to inflated verdicts, which, of course, are paid for by insurance
  • And so that affects all Texans in their insurance premiums
  • A lot of private insurances are at 110 percent of Medicare, 120, 130.
  • When you bill other insurances, you're going to get the contract rates.
Summary: The Senate Committee on State Affairs convened to discuss three critical bills, primarily centered around national security concerns and their implications on civil liberties. Notably, Senate Bill 2514 drew significant scrutiny and opposition from various witnesses who raised alarms about how the bill could infringe upon free speech rights and privacy. The bill aims to establish a framework for identifying and monitoring foreign influence operations against Texas, specifically targeting adversaries like China and Russia. Proponents argued that such measures are necessary to protect the integrity of state governance and prevent malign foreign influence, while opponents warned that it may lead to excessive governmental oversight and potential abuse of power.
TX

Texas 2025 - 89th Regular

Education K-16 (Part I) May 15th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • You put $42 million for the school districts that are affected by the windstorm insurance by TWIA, correct
  • span marker="310" data-time="1854"> I have an idea because all of our school districts' property insurance
  • costs have gone up, and I have an idea that we just do a property insurance study to help reduce costs
  • insurance costs, and just trying to make life make sense
  • Pressures of inflation and the increase in cost and insurance
Bills: HB2
Summary: The Senate Education Committee's meeting focused heavily on HB2, which proposes an historic investment of $8 billion into Texas public education. Senator Creighton led the discussion, explaining the components of the committee substitute and emphasizing the importance of increasing funding beyond past measures, highlighting that this package exceeds any previous investment in public education. The committee heard testimonies from public witnesses who expressed strong support for the bill, including educators discussing the positive impacts of the Teacher Incentive Allotment. The meeting adjourned after a vibrant discussion about the various provisions included in HB2, such as adjustments in funding allocations for both traditional and charter schools, and the ongoing issues related to educational equity across districts in Texas.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Apr 1st, 2025 at 08:00 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Another concern is that when we talk about housing affordability, insurance is a significant factor.
  • industry to make sure that we can insure these homes.
  • If I don't have all the information, I will follow up with you on the insurance matter.
  • I mean, insurance is a huge...
  • Back around the insurance as well. I have a resource that I can tell, I can get information on that.
Summary: HB2464, presented by Representative Heffner, seeks to reduce unnecessary local regulations on home-based businesses, supporting Texans' abilities to operate no-impact businesses from their residences. The discussions highlighted the balance between enabling entrepreneurship and ensuring community standards are upheld, along with concerns regarding potential impacts on existing zoning laws. The meeting concluded with a call for more clarification and a focus on ensuring the bill protects local interests while promoting small business growth.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development May 7th, 2025 at 08:05 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • In the same industry, they join together and self-insure
  • 679" data-time="4068"> This bill asks the Guarantee Fund Board to submit a wind-down plan to the insurance
  • We've been self-insured for workers' compensation purposes
  • since 2004, and the group's self-insurance program has been very successful.
  • , approved by the Department of Insurance, and we are now the only solvent group left.
Summary: The Committee on Trade, Workforce and Economic Development convened to discuss a range of bills addressing workforce policies, business practices, and data privacy issues. A highlight was the presentation of HB5146, aimed at expanding subsidized childcare eligibility to include parents pursuing non-credit workforce training, which drew significant support from both committee members and witnesses. Additionally, SB2121 was introduced to rectify clerical errors within the data broker law, ensuring better consumer protections around the collection and use of personal data. Various other bills saw quick passages with unanimous support, reflecting broad agreement among members regarding workforce development and operational efficiency.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 24th, 2025 at 10:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • And, you know, I'm in insurance, and also that's the

  • Have actually caused rates to go up and insurance policies
  • But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
  • Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
  • We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
Summary: The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 26th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • For the Committee on Insurance, HB 3736 by Schaffner relates
  • distribution of counterfeit or unsafe lighters, imposing a civil penalty, in front of the Committee on Insurance
  • benefit plan coverage for permanent menopause and menopause medications, referred to the Committee on Insurance
  • HB 3840 by Johnson relates to automobile insurance

  • premium discounts for dashboard cameras for the Committee on Insurance.
Summary: The committee meeting highlighted a series of bills focused on various legislative concerns, including healthcare, education, and regulatory measures. The discussion was notably lively, with several members expressing strong support for initiatives aimed at enhancing workforce development in the healthcare sector. Specific bills such as HB3801 and HB3803 were examined, with members detailing the benefits of establishing dedicated councils to improve local health resonating throughout the meeting. Additionally, the incorporation of advanced technologies in the education system was a focal point, particularly in relation to HB3828 regarding the Cancer Prevention and Research Institute.
TX

Texas 2025 - 89th Regular

Transportation Apr 2nd, 2025

Senate Transportation Committee

Transcript Highlights:
  • roads, provided they comply with federal laws, are registered in Texas, and have data recording, insurance
  • accordance with the laws of the state, covered by the Motor Vehicle Liability Coverage, or self-insurance
  • We amended the insurance code provision so it's clear that AVs are included.
  • We made sure that we included the insurance companies, so
  • know when, and the manufacturers and the operators, so they would all know who's covered with what insurance
Summary: The committee meeting focused on two primary bills, SB1598 and SB1493. SB1598, introduced by Senator Hagen Booth, addresses the clarity of collision report information access for law enforcement, aiming to enhance the tools available to police agencies across Texas for solving crimes. The meeting featured strong support from police representatives, including Sheriff Brian Hawthorne of Chambers County, who emphasized the significance of the CARFAX program for police in facilitating access to vital vehicle information, free of charge. Public testimony reflected a consensus on the necessity of the bill for improved investigatory processes.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 17th, 2025 at 09:04 am

Texas House Floor Meeting

Transcript Highlights:
  • contracts for the Committee on Insurance.
  • policies for the Committee on Insurance.
  • spouse for the Committee on Insurance.
  • policies for the Committee on Insurance.
  • premium rates referred to the Committee on Insurance.
Summary: The meeting of the legislative committee featured discussions on various proposed bills, focusing on issues pertinent to education, taxation, and public health. Notably, the committee addressed HB 4847 regarding the discrimination of school district tax-related information, which sparked significant debate among members. There were multiple public testimonies in favor of and against provisions within the new legislation concerning the delivery of tax notices to property owners, showcasing the diverse opinions held by stakeholders. The committee chair emphasized the importance of transparency and equity in tax communications, and members were urged to consider the implications of the proposed changes carefully.
TX

Texas 2025 - 89th Regular

Health and Human Services Apr 8th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • that has insurance and the wherewithal for long-term care
  • I don't have health insurance. I'm going to pay cash. Am I charged a facility fee?
  • Do y'all discount with the insurance companies the facility fee?
  • My understanding is that's all part of that negotiation if you're working with an insurance...
  • Instead of getting what we want, we're going to bill here; insurance companies pay...
Summary: The meeting of the Senate Committee on Health and Human Services primarily focused on several pieces of legislation aimed at improving mental health care in Texas, especially for vulnerable populations. Notable discussions were held around SB719, which seeks to conduct a comprehensive assessment of inpatient psychiatric bed capacity in Texas, addressing the significant shortages faced by facilities. There was widespread support from committee members and public testimonies praising the need for improved mental health resources and proactive measures to enhance service delivery. Witnesses highlighted the critical situation surrounding mental health admissions, emphasizing the human impact of ongoing bed shortages and the tragic consequences for patients awaiting treatment.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 2nd, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • "1" data-time="0">AG 4432 by Dean proposes changes to the Board of Directors of the Texas Mutual Insurance
  • Company for the Committee on Insurance.
  • Is it just savings and loans and insurance businesses, or is it more than that?
  • It is insurance companies and savings and loan associations
  • Company for the Committee on Insurance.
Summary: The committee meeting highlighted significant discussions surrounding several key bills, including HB908, which aims to establish a required reporting protocol for missing children cases. The bill received robust support, with members emphasizing its potential to enhance child safety and streamline law enforcement responses. Another notable piece of legislation discussed was HB1392, which addresses delays in property tax payment due to unforeseen circumstances like natural disasters and other emergencies, ensuring Texans are not penalized for situations beyond their control. The meeting concluded with enthusiastic participation from both committee members and the public, showcasing the community's engagement in the legislative process.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 1st, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • >SB 4268 by Morgan, relating to the recoverable depreciation for property damage claims under an insurance
  • policy referred to the Committee on Insurance.
  • data-time="8820">HB 4387 by Hicklin, relating to the replacement of transactions of certain life insurance
  • and annuity contracts in the insurance industry, for the Committee on Insurance.
  • on Insurance.
Bills: HJR4, HJR6, HB195, HB13, HB143, HB135
Summary: The meeting focused primarily on H.J.R. 4, a proposed constitutional amendment that aims to prohibit taxes on securities transactions and occupation taxes on securities market operators. Representative Meyer introduced the resolution, explaining its intention to prevent the state legislature from imposing such taxes indefinitely. The proposal received unanimous support from the Ways and Means Committee but faced scrutiny from other members concerned about its implications for equity and taxation in Texas. Key discussions highlighted the potential long-term consequences of locking in tax breaks for wealthier entities, particularly amid rising living costs for ordinary Texans.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 30th, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • The security guard companies are required to maintain liability insurance coverage for their guards,
  • These security guards may not be covered by liability insurance.
  • And so by that, they are oftentimes not insured because some insurance companies provide the liability
  • insurance based on the number of employees.
  • Well, I mean, most of your security companies have an insurance policy.
Summary: The meeting focused on several significant bills concerning law enforcement training, mental health crisis management, and resource allocation. Notably, House Bill 2929 aimed at requiring police officers to undergo specialized training related to autism, was discussed with testimonials highlighting the need for improved understanding of individuals with autism in potential law enforcement encounters. Additionally, House Bill 4993 gathered attention as it proposed measures to enhance the health and readiness of military service members, emphasizing the importance of fitness standards and supportive health programs.
TX

Texas 2025 - 89th Regular

Finance Feb 5th, 2025

Senate Finance Committee

Transcript Highlights:
  • I will be presenting recommendations on the higher education employee group insurance contributions,
  • I want to go back to higher education employee group insurance contributions real quick.
  • Because there's a tremendous amount of administration costs and health insurance benefits.
  • I think that's a legitimate question given the drivers in health insurance.
  • ...question with the drivers in health insurance.

Bills: SB1
Summary: The meeting focused on the funding recommendations for public health-related institutions and the Texas Higher Education Coordinating Board. During the session, significant discussions were held around the $4.2 billion in total funding recommended for the 2026-27 biennium, which reflects a notable decrease compared to the previous biennium. Key highlights included an increase in funding for various educational support programs like the Graduate Medical Education expansion, and the need for modern data systems in colleges to ensure educational programs meet workforce demands. Testimonies from representatives highlighted both concerns about budget cuts and optimism for enhanced funding initiatives.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 3rd, 2025 at 02:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • health benefit coverage for hair processes for cancer patients and is referred to the Committee on Insurance
  • benefit plan coverage for the treatment of autism spectrum disorders, referred to the Committee on Insurance
  • Behavioral Analysts providing services under Managed Care Program Plans, referred to the Committee on Insurance
  • Behavioral Analysts providing services under Managed Care Program Plans, referred to the Committee on Insurance
Summary: The committee meeting included extensive discussions on numerous proposed constitutional amendments, focusing particularly on issues related to property taxation and environmental rights. Various members, including Representative Metcalfe and Representative Goodwin, brought forward bills addressing the appraised value of residential and commercial properties for ad valorem tax purposes, as well as amendments guaranteeing citizens the right to a clean environment. The conversation was vibrant, with a mix of supportive and opposing views presented by committee members and public witnesses who joined the discussions.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part III) Sep 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You're familiar with the all-payer insurance claims database; the Ethics and Public Policy Center did
  • in New York State… They said, "Hey, you're under our insurance
  • And the insurance company says, "No problem," they say… .
  • So insurance companies can be sued under this.
  • What if she's a… and I don't mean to be interfering, but how is she a victim if she calls some insurance
Bills: SB2, SB5, SB10, SB9, SB7, SB17, SB4, HB17, HB7, HB7, HB15, HB15, HB27, HB1
Summary: The meeting centered around significant discussions concerning groundwater management, specifically focusing on House Bill 27, which relates to a groundwater study affecting the Neches and Trinity Valleys. Senators debated the necessity of a two-year moratorium on new groundwater permitting, highlighting concerns about potential over-extraction and the ecological impact. Senator Perry expressed urgency for a study to understand the interconnectedness of aquifers, emphasizing the importance of scientific data in guiding legislative decisions, which prompted a detailed examination of current water resources in Texas. The bill was passed with amendments after extensive debate and consideration of various regional impacts.
TX

Texas 2025 - 89th Regular

S/C on Workforce Apr 8th, 2025 at 08:00 am

House S/C on Workforce

Transcript Highlights:
  • Importantly, the bill is not designed to replace health insurance; the retired first responder still
  • needs to have health insurance.
  • you differs from the filed bill by exempting departments that provide the retired employee health insurance
  • instructs the Commission of Workers' Compensation to adjust the payment instead of the Commissioner of Insurance
Summary: The meeting of the committee involved critical discussions surrounding several pieces of legislation aimed at supporting first responders, enhancing worker rights, and improving child care access. Notably, House Bill 4144 was presented, which aims to provide supplemental income benefits to firefighters and police officers diagnosed with critical illnesses post-retirement. Testimony from a representative of the Texas State Association of Firefighters emphasized the importance of extending benefits to those affected by job-related diseases, particularly cancers prevalent among firefighters. The bill stirred affirmative discussions, with a consensus on its necessity in providing comprehensive support to first responders.
TX

Texas 2025 - 89th 1st C.S.

Natural Resources Aug 11th, 2025 at 01:08 pm

House Natural Resources Committee

Transcript Highlights:
  • programming at the board related to community assistance and compliance with the National Flood Insurance
  • And houses the State National Flood Insurance Program, or
  • Complement the current effective Flood Insurance Rate Maps
  • agency has some staff who can provide guidance on that related to FEMA requirements and some of the insurance
  • "4410">On the flood mapping and modeling, Brian, you said they're not going to replace the Flood Insurance
Summary: The meeting of the committee emphasized the urgent need for effective flood mitigation strategies in response to recent severe flooding events in South Texas. Local officials, including Commissioner David Fuentes and General Manager Raul Sassin, presented the devastating impacts of heavy rainfall that inundated homes, destroyed infrastructure, and led to significant loss of life. They discussed the importance of projects like the Delta Region Water Management initiative, which aims to manage stormwater effectively while also addressing future water supply challenges. The legislators reiterated the legislature's ongoing commitment to funding and implementing robust flood management policies, underscoring the significance of community involvement in these efforts. The discussions also highlighted innovative approaches to capturing floodwaters for potable use as part of a broader water management strategy.

Research Filters

States
Terms / Sessions
Date Range
Chamber Records
Meetings / Events / Calendars