Rhode Island House Bill H5477

Rhode Island 2023 Regular Session

• Introduced: 2/8/23
• Refer: 2/8/23

Caption

Accident And Sickness Insurance Policies

Impact

The bill represents a significant shift in state health policy regarding insurance coverage for reproductive health. It removes financial barriers for individuals seeking contraceptive options and related clinical services, supporting efforts to improve public health outcomes. by ensuring patients do not have to pay deductibles or co-payments for these essential health benefits. This move is particularly relevant for low-income groups or those with limited access to comprehensive health care coverage.

Summary

House Bill 5477, titled 'Accident And Sickness Insurance Policies', aims to mandate that all health insurance policies issued in the state provide comprehensive coverage for FDA-approved contraceptive drugs and devices. Effective from January 1, 2024, the bill requires insurers to cover a twelve-month supply of contraceptives at once, without any cost-sharing, and includes provisions for various services related to contraception such as consultations, device insertions, and follow-up care. The intent of this legislation is to enhance access to reproductive health services and ensure that patients can obtain necessary medications without financial barriers.

Contention

Notably, the bill faces potential contention related to provisions for religious exemptions, allowing certain religious employers to opt out of covering contraceptives that conflict with their religious beliefs. Critics argue that such exemptions could undermine the intended universal access to contraceptive services, creating disparities in healthcare access based on employment status or the type of employer. The debate around these exemptions may lead to challenges in the implementation and effectiveness of the bill in achieving its public health goals.