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Rhode Island House Bill H6233

Rhode Island 2023 Regular Session

Rhode Island House Bill H6233 Compare Versions

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99 S T A T E O F R H O D E I S L A N D
1010 IN GENERAL ASSEMBLY
1111 JANUARY SESSION, A.D. 2023
1212 ____________
1313
1414 A N A C T
1515 RELATING TO INSURANCE -- PEER-TO-PEER CAR SHARING PROGRAM
1616 Introduced By: Representatives Corvese, Kennedy, Azzinaro, and Costantino
1717 Date Introduced: March 30, 2023
1818 Referred To: House Corporations
1919
2020
2121 It is enacted by the General Assembly as follows:
22-SECTION 1. Chapter 27-8.3 of the General Laws entitled "Peer-To-Peer Car Sharing 1
23-Program [Effective April 1, 2023.]" is hereby repealed in its entirety. 2
24-CHAPTER 27-8.3 3
25-Peer-To-Peer Car Sharing Program [Effective April 1, 2023.] 4
26-27-8.3-1. Short title. [Effective April 1, 2023.] 5
27-This act shall be known and may be cited as the “Peer-to-Peer Car Sharing Program”. 6
28-27-8.3-2. Applicability. [Effective April 1, 2023.] 7
29-The provisions of this chapter apply notwithstanding any law, rule, or regulation to the 8
30-contrary. Where any provision of this chapter conflicts with any other provision of law, the 9
31-provisions of this chapter shall supersede any such conflicting or contradictory provision. 10
32-27-8.3-3. Definitions. [Effective April 1, 2023.] 11
33-Except as otherwise provided, the following definitions apply throughout this chapter: 12
34-(1) “Car sharing delivery period” means the period of time during which a shared vehicle 13
35-is being delivered to the location of the car sharing start time, if applicable, as documented by the 14
36-governing car sharing program agreement. 15
37-(2) “Car sharing period” means the period of time that commences with the car sharing 16
38-delivery period or, if there is no car sharing delivery period, that commences with the car sharing 17
39-start time and in either case ends at the car sharing termination time. 18
40-(3) “Car sharing program agreement” means the terms and conditions applicable to a shared 19
22+SECTION 1. Section 27-8.3-2 of the General Laws in Chapter 27-8.3 entitled "Peer-To-1
23+Peer Car Sharing Program [Effective April 1, 2023.]" is hereby repealed. 2
24+27-8.3-2. Applicability. [Effective April 1, 2023.] 3
25+The provisions of this chapter apply notwithstanding any law, rule, or regulation to the 4
26+contrary. Where any provision of this chapter conflicts with any other provision of law, the 5
27+provisions of this chapter shall supersede any such conflicting or contradictory provision. 6
28+SECTION 2. Section 27-8.3-3 of the General Laws in Chapter 27-8.3 entitled "Peer-To-7
29+Peer Car Sharing Program [Effective April 1, 2023.]" is hereby amended to read as follows: 8
30+27-8.3-3. Definitions. [Effective April 1, 2023.] 9
31+(a) Except as otherwise provided, the following definitions apply throughout this chapter: 10
32+(1) “Car sharing delivery period” means the period of time during which a shared vehicle 11
33+is being delivered to the location of the car sharing start time, if applicable, as documented by the 12
34+governing car sharing program agreement. 13
35+(2) “Car sharing period” means the period of time that commences with the car sharing 14
36+delivery period or, if there is no car sharing delivery period, that commences with the car sharing 15
37+start time and in either case ends at the car sharing termination time. 16
38+(3) “Car sharing program agreement” means the terms and conditions applicable to a shared 17
39+vehicle owner and a shared vehicle driver that govern the use of a shared vehicle through a peer-18
40+to-peer car sharing program. “Car sharing program agreement” does not mean a rental car 19
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44-vehicle owner and a shared vehicle driver that govern the use of a shared vehicle through a peer-1
45-to-peer car sharing program. “Car sharing program agreement” does not mean a rental car 2
46-agreement, issued by a motor vehicle rental company as defined in § 31-34.1-1. 3
47-(4) “Car sharing start time” means the time when the shared vehicle becomes subject to the 4
48-control of the shared vehicle driver at or after the time the reservation of a shared vehicle is 5
49-scheduled to begin as documented in the records of a peer-to-peer car sharing program. 6
50-(5) “Car sharing termination time” means the earliest of the following events: 7
51-(i) The expiration of the agreed upon period of time established for the use of a shared 8
52-vehicle according to the terms of the car sharing program agreement if the shared vehicle is 9
53-delivered to the location agreed upon in the car sharing program agreement; 10
54-(ii) When the shared vehicle is returned to a location as alternatively agreed upon by the 11
55-shared vehicle owner and shared vehicle driver as communicated through a peer-to-peer car sharing 12
56-program, which alternatively agreed upon location shall be incorporated into the car sharing 13
57-program agreement; or 14
58-(iii) When the shared vehicle owner or the shared vehicle owner’s authorized designee, 15
59-takes possession and control of the shared vehicle. 16
60-(6) “Peer-to-peer car sharing” means the authorized use of a vehicle by an individual other 17
61-than the vehicle’s owner through a peer-to-peer car sharing program. “Peer-to-peer car sharing” 18
62-does not mean rental car or rental activity as described in chapter 34.1 of title 31. 19
63-(7) “Peer-to-peer car sharing program” means a business platform that connects vehicle 20
64-owners with drivers to enable the sharing of vehicles for financial consideration. “Peer-to-peer car 21
65-sharing program” does not mean a rental car company as defined in § 31-34.1-1. 22
66-(8) “Shared vehicle” means a vehicle that is available for sharing through a peer-to-peer 23
67-car sharing program. “Shared vehicle” does not mean a rental car or rental vehicle as described in 24
68-§ 31-34.1-1(4). 25
69-(9) “Shared vehicle driver” means an individual who has been authorized to drive the 26
70-shared vehicle by the shared vehicle owner under a car sharing program agreement. 27
71-(10) “Shared vehicle owner” means the registered owner, or a person or entity designated 28
72-by the registered owner, of a vehicle made available for sharing to shared vehicle drivers through 29
73-a peer-to-peer car sharing program. Shared vehicle owner does not mean “rental company” as 30
74-defined in § 31-34.1-1(4). 31
75-27-8.3-4. Insurance coverage during car sharing period. [Effective April 1, 2023.] 32
76-(a) A peer-to-peer car sharing program shall assume liability, except as provided in 33
77-subsection (b) of this section, of a shared vehicle owner for bodily injury or property damage to 34
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44+agreement, issued by a motor vehicle rental company as defined in § 31-34.1-1. 1
45+(4) “Car sharing start time” means the time when the shared vehicle becomes subject to the 2
46+control of the shared vehicle driver at or after the time the reservation of a shared vehicle is 3
47+scheduled to begin as documented in the records of a peer-to-peer car sharing program. 4
48+(5) “Car sharing termination time” means the earliest of the following events: 5
49+(i) The expiration of the agreed upon period of time established for the use of a shared 6
50+vehicle according to the terms of the car sharing program agreement if the shared vehicle is 7
51+delivered to the location agreed upon in the car sharing program agreement; 8
52+(ii) When the shared vehicle is returned to a location as alternatively agreed upon by the 9
53+shared vehicle owner and shared vehicle driver as communicated through a peer-to-peer car sharing 10
54+program, which alternatively agreed upon location shall be incorporated into the car sharing 11
55+program agreement; or 12
56+(iii) When the shared vehicle owner or the shared vehicle owner’s authorized designee, 13
57+takes possession and control of the shared vehicle. 14
58+(6) “Peer-to-peer car sharing” means the authorized use of a vehicle by an individual other 15
59+than the vehicle’s owner through a peer-to-peer car sharing program. “Peer-to-peer car sharing” 16
60+does not mean rental car or rental activity as described in chapter 34.1 of title 31. 17
61+(7) “Peer-to-peer car sharing program” means a business platform that connects vehicle 18
62+owners with drivers to enable the sharing of vehicles for financial consideration. “Peer-to-peer car 19
63+sharing program” does not mean a rental car company as defined in § 31-34.1-1. 20
64+(8) “Shared vehicle” means a vehicle that is available for sharing through a peer-to-peer 21
65+car sharing program. “Shared vehicle” does not mean a rental car or rental vehicle as described in 22
66+§ 31-34.1-1(4). 23
67+(9) “Shared vehicle driver” means an individual who has been authorized to drive the 24
68+shared vehicle by the shared vehicle owner under a car sharing program agreement. 25
69+(10) “Shared vehicle owner” means the registered owner, or a person or entity designated 26
70+by the registered owner, of a vehicle made available for sharing to shared vehicle drivers through 27
71+a peer-to-peer car sharing program. Shared vehicle owner does not mean “rental company” as 28
72+defined in § 31-34.1-1(4). 29
73+(b) "Peer-to-peer car sharing", "peer-to-peer car sharing program" and "car sharing 30
74+program agreement" as defined in this section are not considered rental vehicle activity under § 31-31
75+34.1 et seq.; provided that, a shared vehicle owner does not share more than five (5) vehicles 32
76+through one or more peer-to-peer car sharing programs in one calendar year pursuant to § 31-5-33. 33
77+SECTION 3. Chapter 27-8.3 of the General Laws entitled "Peer-To-Peer Car Sharing 34
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81-third parties or uninsured and underinsured motorist or personal injury protection losses during the 1
82-car sharing period in an amount stated in the peer-to-peer car sharing program agreement which 2
83-amount may not be less than those set forth in § 31-32-2. 3
84-(b) Notwithstanding the definition of “car sharing termination time” as set forth in § 27-4
85-8.3-3, the assumption of liability under subsection (a) of this section does not apply to any shared 5
86-vehicle owner when: 6
87-(1) A shared vehicle owner makes an intentional or fraudulent material misrepresentation 7
88-or omission to the peer-to-peer car sharing program before the car sharing period in which the loss 8
89-occurred; or 9
90-(2) Acting in concert with a shared vehicle driver who fails to return the shared vehicle 10
91-pursuant to the terms of a car sharing program agreement. 11
92-(c) Notwithstanding the definition of “car sharing termination time” as set forth in § 27-12
93-8.3-3, the assumption of liability under subsection (a) of this section would apply to bodily injury, 13
94-property damage, uninsured and underinsured motorist or personal injury protection losses by 14
95-damaged third parties required by § 31-32-2. 15
96-(d) A peer-to-peer car sharing program shall ensure that, during each car sharing period, 16
97-the shared vehicle owner and the shared vehicle driver are insured under a motor vehicle liability 17
98-insurance policy that provides insurance coverage in amounts no less than the minimum amounts 18
99-set forth in § 31-32-2, and: 19
100-(1) Recognizes that the shared vehicle insured under the policy is made available and used 20
101-through a peer-to-peer car sharing program; or 21
102-(2) Does not exclude use of a shared vehicle by a shared vehicle driver. 22
103-(e) The insurance described under subsection (d) of this section may be satisfied by motor 23
104-vehicle liability insurance maintained by: 24
105-(1) A shared vehicle owner; 25
106-(2) A shared vehicle driver; 26
107-(3) A peer-to-peer car sharing program; or 27
108-(4) Both a shared vehicle owner, a shared vehicle driver, and a peer-to-peer car sharing 28
109-program. 29
110-(f) The insurance described in subsection (e) of this section that is satisfying the insurance 30
111-requirement of subsection (d) of this section shall be primary during each car sharing period and in 31
112-the event that a claim occurs in another state with minimum financial responsibility limits higher 32
113-than the limits contained in § 31-32-2, during the car sharing period, the coverage maintained under 33
114-subsection (e) of this section shall satisfy the difference in minimum coverage amounts, up to the 34
115-
116-
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118-applicable policy limits. 1
119-(g) The insurer, insurers, or peer-to-peer car sharing program providing coverage under 2
120-subsection (d) or (e) of this section shall assume primary liability for a claim when: 3
121-(1) A dispute exists as to who was in control of the shared motor vehicle at the time of the 4
122-loss and the peer-to-peer car sharing program does not have available, did not retain, or fails to 5
123-provide the information required by this section; or 6
124-(2) A dispute exists as to whether the shared vehicle was returned to the alternatively agreed 7
125-upon location as required under § 27-8.3-3(5). 8
126-(h) If insurance maintained by a shared vehicle owner or shared vehicle driver in 9
127-accordance with subsection (e) of this section has lapsed or does not provide the required coverage, 10
128-insurance maintained by a peer-to-peer car sharing program shall provide the coverage required by 11
129-subsection (d) of this section beginning with the first dollar of a claim and have the duty to defend 12
130-such claim except under circumstances as set forth in subsection (b) of this section. 13
131-(i) Coverage under an automobile insurance policy maintained by the peer-to-peer car 14
132-sharing program shall not be dependent on another automobile insurer first denying a claim nor 15
133-shall another automobile insurance policy be required to first deny a claim. 16
134-(j) Nothing in this chapter: 17
135-(1) Limits the liability of the peer-to-peer car sharing program for any act or omission of 18
136-the peer-to-peer car sharing program itself that results in injury to any person as a result of the use 19
137-of a shared vehicle through a peer-to-peer car sharing program; or 20
138-(2) Limits the ability of the peer-to-peer car sharing program to, by contract, seek 21
139-indemnification from the shared vehicle owner or the shared vehicle driver for economic loss 22
140-sustained by the peer-to-peer car sharing program resulting from a breach of the terms and 23
141-conditions of the car sharing program agreement. 24
142-27-8.3-5. Notification of implications of lien. [Effective April 1, 2023.] 25
143-At the time when a vehicle owner registers as a shared vehicle owner on a peer-to-peer car 26
144-sharing program and prior to the time when the shared vehicle owner makes a shared vehicle 27
145-available for car sharing on the peer-to-peer car sharing program, the peer-to-peer car sharing 28
146-program shall notify the shared vehicle owner that, if the shared vehicle has a lien against it, the 29
147-use of the shared vehicle through a peer-to-peer car sharing program, including use without physical 30
148-damage coverage, may violate the terms of the contract with the lienholder. 31
149-27-8.3-6. Exclusions in motor vehicle liability insurance policies. [Effective April 1, 32
150-2023.] 33
151-(a) An authorized insurer that writes motor vehicle liability insurance in this state may 34
152-
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155-exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a 1
156-shared vehicle owner’s motor vehicle liability insurance policy, including, but not limited to: 2
157-(1) Liability coverage for bodily injury and property damage; 3
158-(2) Uninsured and underinsured motorist coverage; 4
159-(3) Medical payments coverage; 5
160-(4) Comprehensive physical damage coverage; and 6
161-(5) Collision physical damage coverage. 7
162-(b) Nothing in this chapter invalidates or limits an exclusion contained in a motor vehicle 8
163-liability insurance policy, including any insurance policy in use or approved for use that excludes 9
164-coverage for motor vehicles made available for rent, sharing, or hire or for any business use. 10
165-(c) Nothing in this chapter invalidates, limits, or restricts an insurer’s ability under existing 11
166-law to underwrite any insurance policy. Nothing in this chapter invalidates, limits, or restricts an 12
167-insurer’s ability under existing law to cancel and non-renew policies. 13
168-27-8.3-7. Recordkeeping — Use of vehicle in car sharing. [Effective April 1, 2023.] 14
169-A peer-to-peer car sharing program shall collect and verify records pertaining to the use of 15
170-a vehicle, including, but not limited to, times used, car sharing period pick up and drop off locations, 16
171-fees paid by the shared vehicle driver, and revenues received by the shared vehicle owner and 17
172-provide that information upon request to the shared vehicle owner, the shared vehicle owner’s 18
173-insurer, or the shared vehicle driver’s insurer to facilitate a claim coverage investigation, settlement, 19
174-negotiation, or litigation. The peer-to-peer car sharing program shall retain the records for a time 20
175-period not less than four (4) years. 21
176-27-8.3-8. Exemptions. [Effective April 1, 2023.] 22
177-(a) Vicarious liability. A peer-to-peer car sharing program and a shared vehicle owner 23
178-shall be exempt from vicarious liability consistent with 49 U.S.C. § 30106 and under any state or 24
179-local law that imposes liability solely based on vehicle ownership. 25
180-(b) Rental vehicle surcharge. The receipts of the peer-to-peer car sharing program and the 26
181-receipts of the shared vehicle owner from peer-to-peer car sharing shall be exempt from the eight 27
182-percent (8%) rental vehicle surcharge as set forth in § 31-34.1-2. 28
183-27-8.3-9. Contribution against indemnification. [Effective April 1, 2023.] 29
184-A motor vehicle insurer that defends or indemnifies a claim against a shared vehicle that is 30
185-excluded under the terms of its policy shall have the right to seek recovery against the motor vehicle 31
186-insurer of the peer-to-peer car sharing program if the claim is: 32
187-(1) Made against the shared vehicle owner or the shared vehicle driver for loss or injury 33
188-that occurs during the car sharing period; and 34
189-
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192-(2) Excluded under the terms of its policy. 1
193-27-8.3-10. Insurable interest. [Effective April 1, 2023.] 2
194-(a) Notwithstanding any other law, statute, rule, or regulation to the contrary, a peer-to-3
195-peer car sharing program shall have an insurable interest in a shared vehicle during the car sharing 4
196-period. 5
197-(b) Nothing in this section creates liability on a peer-to-peer car sharing program to 6
198-maintain the coverage mandated by § 27-8.3-4. 7
199-(c) A peer-to-peer car sharing program may own and maintain as the named insured one or 8
200-more policies of motor vehicle liability insurance that provides coverage for: 9
201-(1) Liabilities assumed by the peer-to-peer car sharing program under a peer-to-peer car 10
202-sharing program agreement; 11
203-(2) Any liability of the shared vehicle owner; or 12
204-(3) Damage or loss to the shared motor vehicle; or any liability of the shared vehicle driver. 13
205-27-8.3-11. Consumer protections disclosures. [Effective April 1, 2023.] 14
206-Each car sharing program agreement made in this state shall disclose to the shared vehicle 15
207-owner and the shared vehicle driver: 16
208-(1) Any right of the peer-to-peer car sharing program to seek indemnification from the 17
209-shared vehicle owner or the shared vehicle driver for economic loss sustained by the peer-to-peer 18
210-car sharing program resulting from a breach of the terms and conditions of the car sharing program 19
211-agreement; 20
212-(2) That a motor vehicle liability insurance policy issued to the shared vehicle owner for 21
213-the shared vehicle or to the shared vehicle driver does not provide a defense or indemnification for 22
214-any claim asserted by the peer-to-peer car sharing program; 23
215-(3) That the peer-to-peer car sharing program’s insurance coverage on the shared vehicle 24
216-owner and the shared vehicle driver is in effect only during each car sharing period and that, for 25
217-any use of the shared vehicle by the shared vehicle driver after the car sharing termination time, the 26
218-shared vehicle driver and the shared vehicle owner may not have insurance coverage; 27
219-(4) The daily rate, fees, and if applicable, any insurance or protection package costs that 28
220-are charged to the shared vehicle owner or the shared vehicle driver; 29
221-(5) That the shared vehicle owner’s motor vehicle liability insurance may not provide 30
222-coverage for a shared vehicle; 31
223-(6) An emergency telephone number to personnel capable of fielding roadside assistance 32
224-and other customer service inquiries; and 33
225-(7) If there are conditions under which a shared vehicle driver must maintain a personal 34
226-
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229-automobile insurance policy with certain applicable coverage limits on a primary basis in order to 1
230-book a shared motor vehicle. 2
231-27-8.3-12. Driver’s license verification and data retention. [Effective April 1, 2023.] 3
232-(a) A peer-to-peer car sharing program may not enter into a peer-to-peer car sharing 4
233-program agreement with a driver unless the driver who will operate the shared vehicle: 5
234-(1) Holds a driver’s license issued under chapter 10 of title 31 that authorizes the driver to 6
235-operate vehicles of the class of the shared vehicle; or 7
236-(2) Is a nonresident who: 8
237-(i) Has a driver’s license issued by the state or country of the driver’s residence that 9
238-authorizes the driver in that state or country to drive vehicles of the class of the shared vehicle; and 10
239-(ii) Is at least the same age as that required of a resident to drive; or 11
240-(3) Otherwise is specifically authorized by § 31-10-2 to drive vehicles of the class of the 12
241-shared vehicle. 13
242-(b) A peer-to-peer car sharing program shall keep a record of: 14
243-(1) The name and address of the shared vehicle driver; 15
244-(2) The number of the driver’s license of the shared vehicle driver and each other person, 16
245-if any, who will operate the shared vehicle; and 17
246-(3) The place of issuance of the driver’s license. 18
247-27-8.3-13. Responsibility for equipment. [Effective April 1, 2023.] 19
248-A peer-to-peer car sharing program shall have sole responsibility for any equipment, such 20
249-as a GPS system or other special equipment that is put in or on the vehicle to monitor or facilitate 21
250-the car sharing transaction, and shall agree to indemnify and hold harmless the vehicle owner for 22
251-any damage to or theft of such equipment during the sharing period not caused by the vehicle 23
252-owner. The peer-to-peer car sharing program has the right to seek indemnity from the shared vehicle 24
253-driver for any loss or damage to such equipment that occurs during the sharing period. 25
254-27-8.3-14. Automobile safety recalls. [Effective April 1, 2023.] 26
255-(a) At the time when a vehicle owner registers as a shared vehicle owner on a peer-to-peer 27
256-car sharing program and prior to the time when the shared vehicle owner makes a shared vehicle 28
257-available for car sharing on the peer-to-peer car sharing program, the peer-to-peer car sharing 29
258-program shall: 30
259-(1) Verify that the shared vehicle does not have any safety recalls on the vehicle for which 31
260-the repairs have not been made; and 32
261-(2) Notify the shared vehicle owner of the requirements under subsection (b) of this section. 33
262-(b)(1) If the shared vehicle owner has received an actual notice of a safety recall on the 34
263-
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266-vehicle, a shared vehicle owner may not make a vehicle available as a shared vehicle on a peer-to-1
267-peer car sharing program until the safety recall repair has been made. 2
268-(2) If a shared vehicle owner receives an actual notice of a safety recall on a shared vehicle 3
269-while the shared vehicle is made available on the peer-to-peer car sharing program, the shared 4
270-vehicle owner shall remove the shared vehicle as available on the peer-to-peer car sharing program, 5
271-as soon as practicably possible after receiving the notice of the safety recall and until the safety 6
272-recall repair has been made. 7
273-(3) If a shared vehicle owner receives an actual notice of a safety recall while the shared 8
274-vehicle is being used in the possession of a shared vehicle driver, as soon as practicably possible 9
275-after receiving the notice of the safety recall, the shared vehicle owner shall notify the peer-to-peer 10
276-car sharing program about the safety recall in order that the shared vehicle owner may address the 11
277-safety recall repair. 12
278-SECTION 2. This act shall take effect upon passage. 13
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81+Program [Effective April 1, 2023.]" is hereby amended by adding thereto the following section: 1
82+27-8.3-15. Shared vehicle owner certification requirements. 2
83+(a) A peer-to-peer vehicle sharing program shall require all shared vehicle owners to certify 3
84+to the peer-to-peer sharing program whether the shared vehicle owner or any affiliate or subsidiary 4
85+has registered more than five (5) different shared vehicles on any combination of platforms at any 5
86+one time. 6
87+(b) A shared vehicle owner is under a continuing obligation to immediately notify all peer-7
88+to-peer car sharing programs upon which they have vehicles registered, if the registration of a 8
89+shared vehicle on a platform will cause the shared vehicle owner to exceed five (5) or more different 9
90+shared vehicles registered on any combination of peer-to-peer vehicle sharing programs at any one 10
91+time. Such notification shall occur prior to sharing any additional shared vehicles on any platforms, 11
92+not including those already subject to a vehicle sharing program agreement at the time the 12
93+additional vehicle is registered with the program by the shared vehicle owner. 13
94+(c) Failure by the shared vehicle owner to immediately notify any program shall subject 14
95+the shared vehicle owner to payment of the taxes due and applicable penalties. 15
96+(d) Any affirmation or notification by the shared vehicle owner of the required 16
97+certifications shall require the peer-to-peer vehicle sharing program to collect any and all applicable 17
98+taxes. 18
99+SECTION 4. This act shall take effect on April 1, 2023. 19
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285106 EXPLANATION
286107 BY THE LEGISLATIVE COUNCIL
287108 OF
288109 A N A C T
289110 RELATING TO INSURANCE -- PEER-TO-PEER CAR SHARING PROGRAM
290111 ***
291-This act would repeal the provisions of chapter 8.3 of title 27, the "peer-to-peer car sharing 1
292-program." 2
293-This act would take effect upon passage. 3
112+This act would provide that peer-to-peer car sharing, peer-to-peer car sharing programs, 1
113+and peer-to-peer car sharing program agreements are not considered rental vehicles subject to a 2
114+rental vehicle surcharge under chapter 31-34.1 provided the shared vehicle owner shares no more 3
115+than five (5) vehicles in a calendar year. 4
116+This act would take effect on April 1, 2023. 5
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