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5 | 5 | | 2023 -- S 0028 |
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7 | 7 | | LC000284 |
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8 | 8 | | ======== |
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9 | 9 | | S T A T E O F R H O D E I S L A N D |
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10 | 10 | | IN GENERAL ASSEMBLY |
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11 | 11 | | JANUARY SESSION, A.D. 2023 |
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12 | 12 | | ____________ |
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13 | 13 | | |
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14 | 14 | | A N A C T |
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15 | 15 | | RELATING TO INSURANCE -- INSURANCE COVERAGE FOR MENTAL ILLNESS AND |
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16 | 16 | | SUBSTANCE ABUSE |
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17 | 17 | | Introduced By: Senators Miller, DiPalma, DiMario, Valverde, Murray, and Lauria |
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18 | 18 | | Date Introduced: January 18, 2023 |
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19 | 19 | | Referred To: Senate Health & Human Services |
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20 | 20 | | |
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21 | 21 | | |
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22 | 22 | | It is enacted by the General Assembly as follows: |
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23 | 23 | | SECTION 1. Chapter 27-38.2 of the General Laws entitled "Insurance Coverage for Mental 1 |
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24 | 24 | | Illness and Substance Abuse" is hereby amended by adding thereto the following section: 2 |
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25 | 25 | | 27-38.2-7. Reimbursement rate parity for mental health and substance use disorders. 3 |
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26 | 26 | | (a) Every individual or group health insurance contract, plan or policy delivered, issued for 4 |
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27 | 27 | | delivery or renewed in this state on or after January 1, 2024, shall increase the rate of reimbursement 5 |
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28 | 28 | | for each in-network behavioral health care service that is reimbursed below the median commercial 6 |
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29 | 29 | | reimbursement rate set by the office of the health insurance commissioner. The rate will increase 7 |
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30 | 30 | | annually to no less than the median commercial reimbursement rate set by the office of the health 8 |
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31 | 31 | | insurance commissioner on or before July 1, 2029. 9 |
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32 | 32 | | (1) Median commercial insurance rates for each in-network behavioral health care service 10 |
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33 | 33 | | shall be determined by the office of the health insurance commissioner. 11 |
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34 | 34 | | (2) For rates lower than the median commercial reimbursement rate, incremental increases 12 |
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35 | 35 | | towards the median commercial reimbursement rate must take place on an annual basis at a rate 13 |
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36 | 36 | | determined by the office of the health insurance commissioner. 14 |
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37 | 37 | | (3) Reimbursement rates that are at or above the median commercial reimbursement rate 15 |
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38 | 38 | | for an in-network behavioral health care services shall not be decreased by a health insurer. 16 |
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39 | 39 | | (b) Each health insurer shall collect and provide any information and data to the office of 17 |
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40 | 40 | | the health insurance commissioner in a form and frequency acceptable to the office that is deemed 18 |
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41 | 41 | | |
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42 | 42 | | |
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43 | 43 | | LC000284 - Page 2 of 4 |
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44 | 44 | | necessary to uphold the requirements of this section. 1 |
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45 | 45 | | (c) The office of the health insurance commissioner shall monitor how reimbursement rate 2 |
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46 | 46 | | increases described in this section affect patient access to behavioral health care services, including, 3 |
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47 | 47 | | but not limited to, any changes related to behavioral health network adequacy. On or before July 1, 4 |
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48 | 48 | | 2025, and on or before each July 1 thereafter, the office of the health insurance commissioner shall 5 |
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49 | 49 | | report any changes to behavioral health care access and network adequacy to the general assembly 6 |
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50 | 50 | | in writing. 7 |
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51 | 51 | | (1) "Network", as used in this section, shall have the same meaning as is defined and used 8 |
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52 | 52 | | in chapter 18.8 of this title. 9 |
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53 | 53 | | (d) The office of the health insurance commissioner may promulgate such rules and 10 |
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54 | 54 | | regulations as are necessary and proper to effectuate the purpose and for the efficient administration 11 |
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55 | 55 | | and enforcement of this section. 12 |
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56 | 56 | | (1) Should the office of the health insurance commissioner find that a health insurer is not 13 |
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57 | 57 | | in compliance with the requirements found in this section, the office of the health insurance 14 |
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58 | 58 | | commissioner’s authority shall include, but not be limited to, requiring a health insurer to complete 15 |
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59 | 59 | | a corrective action plan. 16 |
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60 | 60 | | SECTION 2. Chapter 42-7.2 of the General Laws entitled "Office of Health and Human 17 |
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61 | 61 | | Services" is hereby amended by adding thereto the following section: 18 |
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62 | 62 | | 42-7.2-21. Reimbursement rate parity for mental health and substance use disorder. 19 |
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63 | 63 | | (a) Effective January 1, 2024, Rhode Island Medicaid and its contracted managed care 20 |
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64 | 64 | | entities shall increase the rate of reimbursement for each in-network behavioral health care service 21 |
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65 | 65 | | that is reimbursed below the median commercial reimbursement rate set by the office of the health 22 |
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66 | 66 | | insurance commissioner. The rate will increase annually to no less than the median commercial 23 |
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67 | 67 | | reimbursement rate set by the office of the health insurance commissioner on or before July 1, 24 |
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68 | 68 | | 2029. 25 |
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69 | 69 | | (1) Median commercial insurance rates for each in-network behavioral health care service, 26 |
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70 | 70 | | as determined by the office of the health insurance commissioner in accordance with § 27-38.2-7, 27 |
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71 | 71 | | shall be shared with the executive office of health and human services in accordance with § 42-7.2-28 |
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72 | 72 | | 14. 29 |
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73 | 73 | | (2) For rates lower than the median commercial reimbursement rate determined in 30 |
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74 | 74 | | accordance with subsection (a)(1) of this section, incremental increases towards the median 31 |
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75 | 75 | | commercial reimbursement rate set by the office of health and human services must take place on 32 |
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76 | 76 | | an annual basis at a rate determined by the executive office of health and human services. 33 |
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77 | 77 | | (3) Reimbursement rates that are at or above the median commercial reimbursement rate 34 |
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78 | 78 | | |
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79 | 79 | | |
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80 | 80 | | LC000284 - Page 3 of 4 |
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81 | 81 | | for an in-network behavioral health care services shall not be decreased by Rhode Island Medicaid 1 |
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82 | 82 | | or its contracted managed care entities. 2 |
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83 | 83 | | (b) Each of Rhode Island Medicaid’s contracted managed care entities shall collect and 3 |
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84 | 84 | | provide any information and data to the executive office of health and human services in a form 4 |
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85 | 85 | | and frequency acceptable to the office that is deemed necessary to uphold the requirements of this 5 |
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86 | 86 | | section. 6 |
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87 | 87 | | (c) The executive office of health and human services shall monitor how reimbursement 7 |
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88 | 88 | | rate increases described in this section affect patient access to behavioral health care services 8 |
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89 | 89 | | including, but not limited to, any changes related to behavioral health network adequacy. On or 9 |
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90 | 90 | | before July 1, 2025, and on or before each July 1 thereafter, the executive office of health and 10 |
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91 | 91 | | human services shall report any changes to behavioral health care access and network adequacy to 11 |
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92 | 92 | | the general assembly in writing. 12 |
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93 | 93 | | (d) The executive office of health and human services is directed to ensure that federal 13 |
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94 | 94 | | financial participation is used to the maximum extent allowable to provide coverage pursuant to 14 |
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95 | 95 | | this section, and that state-only funds will be used only if federal financial participation is not 15 |
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96 | 96 | | available. 16 |
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97 | 97 | | (e) The executive office of health and human services may promulgate such rules and 17 |
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98 | 98 | | regulations as are necessary and proper to effectuate the purpose and for the efficient administration 18 |
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99 | 99 | | and enforcement of this section. 19 |
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100 | 100 | | (1) Should the executive office of health and human services find that Rhode Island 20 |
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101 | 101 | | Medicaid’s contracted managed care entities are not in compliance with the requirements found in 21 |
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102 | 102 | | this section, the executive office of health and human services authority shall include, but not be 22 |
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103 | 103 | | limited to, requiring a contracted managed care entity to complete a corrective action plan. 23 |
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104 | 104 | | SECTION 3. This act shall take effect upon passage. 24 |
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106 | 106 | | LC000284 |
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109 | 109 | | |
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110 | 110 | | LC000284 - Page 4 of 4 |
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111 | 111 | | EXPLANATION |
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112 | 112 | | BY THE LEGISLATIVE COUNCIL |
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113 | 113 | | OF |
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114 | 114 | | A N A C T |
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115 | 115 | | RELATING TO INSURANCE -- INSURANCE COVERAGE F OR MENTAL ILLNESS AND |
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116 | 116 | | SUBSTANCE ABUSE |
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117 | 117 | | *** |
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118 | 118 | | This act would increase the rate of reimbursement for in-network behavioral health care 1 |
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119 | 119 | | services below the median commercial reimbursement rate. In addition Rhode Island Medicaid 2 |
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120 | 120 | | shall also increase the rate of reimbursement. 3 |
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121 | 121 | | This act would take effect upon passage. 4 |
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123 | 123 | | LC000284 |
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