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5 | 5 | | 2023 -- S 0797 |
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6 | 6 | | ======== |
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7 | 7 | | LC002598 |
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8 | 8 | | ======== |
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9 | 9 | | S TATE OF RHODE IS LAND |
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10 | 10 | | IN GENERAL ASSEMBLY |
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11 | 11 | | JANUARY SESSION, A.D. 2023 |
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12 | 12 | | ____________ |
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13 | 13 | | |
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14 | 14 | | A N A C T |
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15 | 15 | | RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES |
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16 | 16 | | Introduced By: Senators Miller, DiMario, Sosnowski, Ciccone, DiPalma, Murray, |
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17 | 17 | | Pearson, and Lawson |
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18 | 18 | | Date Introduced: March 23, 2023 |
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19 | 19 | | Referred To: Senate Health & Human Services |
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20 | 20 | | |
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21 | 21 | | |
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22 | 22 | | It is enacted by the General Assembly as follows: |
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23 | 23 | | SECTION 1. Chapter 27-18.2 of the General Laws entitled "Medicare Supplement 1 |
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24 | 24 | | Insurance Policies" is hereby amended by adding thereto the following section: 2 |
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25 | 25 | | 27-18.2-3.2. Medicare Part B special enrollment period for end of federal health 3 |
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26 | 26 | | emergency. 4 |
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27 | 27 | | (a) This section shall apply to any individual Medicare supplement policy and to any group 5 |
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28 | 28 | | Medicare supplement policy issued to a group of which an individual had privileges associated 6 |
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29 | 29 | | with group membership. 7 |
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30 | 30 | | (b) A carrier that issues Medicare supplement policies in the State of Rhode Island shall 8 |
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31 | 31 | | issue any Medicare supplement policy that the carrier sells in the state to an individual eligible for 9 |
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32 | 32 | | Medicare if the individual: 10 |
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33 | 33 | | (1) Is enrolled in Medicare Part B while enrolled in the Rhode Island medical assistance 11 |
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34 | 34 | | program; 12 |
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35 | 35 | | (2) Remained in the Rhode Island medical assistance program due to a suspension of 13 |
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36 | 36 | | termination by the Rhode Island medical assistance program during a state of emergency and was 14 |
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37 | 37 | | not disenrolled or terminated until at least six (6) months following the effective date of enrollment 15 |
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38 | 38 | | in Medicare Part B; 16 |
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39 | 39 | | (3) Applies for the Medicare supplement policy during the sixty-three (63) day period 17 |
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40 | 40 | | following the later of notice of termination or disenrollment or the date of termination from the 18 |
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41 | 41 | | Rhode Island medical assistance program; and 19 |
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43 | 43 | | |
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44 | 44 | | LC002598 - Page 2 of 3 |
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45 | 45 | | (4) Submits evidence of the date of termination or disenrollment from the Rhode Island 1 |
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46 | 46 | | medical assistance program with the application for the Medicare supplement policy. 2 |
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47 | 47 | | (c) With respect to an individual described in this section, a carrier shall not: 3 |
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48 | 48 | | (1) Deny or place a condition of the issuance or effectiveness of a Medicare supplement 4 |
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49 | 49 | | policy that is offered and is available for issuance to new enrollees by the carrier; 5 |
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50 | 50 | | (2) Discriminate on the pricing of a Medicare supplement policy because of health status, 6 |
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51 | 51 | | claims experience, receipt of health care, or medical condition; or 7 |
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52 | 52 | | (3) Impose an exclusion of benefits based on a preexisting condition under a Medicare 8 |
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53 | 53 | | supplement policy. 9 |
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54 | 54 | | (d) This section shall sunset on December 31, 2025. 10 |
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55 | 55 | | SECTION 2. This act shall take effect upon passage and sunset on December 31, 2025. 11 |
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56 | 56 | | ======== |
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57 | 57 | | LC002598 |
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60 | 60 | | |
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61 | 61 | | LC002598 - Page 3 of 3 |
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62 | 62 | | EXPLANATION |
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63 | 63 | | BY THE LEGISLATIVE COUNCIL |
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64 | 64 | | OF |
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65 | 65 | | A N A C T |
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66 | 66 | | RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES |
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67 | 67 | | *** |
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68 | 68 | | This act would provide a special enrollment period for applicants for Medicare Part B. This 1 |
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69 | 69 | | act would also prohibit state insurance carriers from denying or imposing conditions on new 2 |
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70 | 70 | | enrollees or discriminate on price based upon health status, claims experience or preexisting 3 |
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71 | 71 | | conditions. 4 |
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72 | 72 | | This act would take effect upon passage and sunset on December 31, 2025. 5 |
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73 | 73 | | ======== |
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74 | 74 | | LC002598 |
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