Rhode Island 2024 Regular Session

Rhode Island House Bill H7509

Introduced
2/7/24  
Refer
2/7/24  
Report Pass
3/21/24  
Engrossed
3/26/24  
Refer
4/3/24  
Report Pass
5/7/24  
Engrossed
5/23/24  
Engrossed
5/29/24  

Caption

Provides that gift certificates issued by state-chartered institutions of higher education would be exempt from the provisions of the gift certificate statute relating to expiration, escheatment, reissuance and refund.

Impact

If enacted, H7509 would alter existing state law to provide specific protections related to gift certificates issued by educational institutions. The bill ensures that unused portions of such certificates can be refunded or applied to a student's account, addressing a gap in consumer protections that can affect students upon their separation from the institution. This amendment would help secure students’ rights regarding financial resources, potentially enhancing their experiences and financial security associated with their education.

Summary

House Bill 7509 is aimed at modifying regulations concerning gift certificates issued by state-chartered institutions of higher education. The bill proposes that these institutions are exempted from standard gift certificate statutes related to expiration limits, escheatment, reissuance, and refunds. Specifically, the legislation intends to improve consumer protections by ensuring that students and alumni can access the funds on these gift certificates without the concern of expiration or additional fees, thus allowing greater flexibility and usability for gift certificates tied to educational institutions.

Sentiment

The sentiment surrounding H7509 appears to be largely positive, particularly among advocates for consumer rights and student welfare. Supporters suggest that the bill represents a much-needed change to provide students with better protection when dealing with financial resources tied to educational institutions. However, discussions may include some concerns from financial institutions about the implications on their operations regarding the escheatment and accounting of unutilized funds.

Contention

Notable points of contention regarding H7509 include debates about the balance between institutional financial policies and consumer protections. While proponents advocate for stronger safeguards for students, critics may worry about the unintended consequences on the financial operations of state-chartered colleges and universities. The bill’s implications could spark discussions about the sustainable funding of such consumer protections versus institutional autonomy in managing financial resources.

Companion Bills

No companion bills found.

Previously Filed As

RI H5732

Gift Card Fraud

RI S0759

Gift Card Fraud

RI H5532

Real Estate Appraiser Certification Act

RI S0850

Real Estate Appraiser Certification Act

RI H6371

Relating To Statutes And Statutory Construction

RI H5537

Certificates Of Title And Security Interests

RI S0830

Certificates Of Title And Security Interests

RI H5743

Certificate Of Need Process

RI S0432

Certificates Of Title And Security Interests

RI H5160

Licensed Activities -- Lenders And Loan Brokers -- Check Cashing

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