AN ACT to amend Tennessee Code Annotated, Title 53; Title 56 and Title 71, relative to healthcare services.
The proposed changes are intended to impact health carriers and how they manage prior authorizations, especially relating to chronic conditions and critical healthcare services. The bill mandates that health carriers maintain comprehensive lists of services requiring prior authorization and ensures that the approval process is more efficient and standardized. It also requires health carriers to honor past approvals when beneficiaries change plans, thus protecting patients from disruptions in care. Importantly, the bill would also reduce administrative burdens on healthcare providers and enhance communication regarding utilization review decisions.
Senate Bill 0666 seeks to amend the Tennessee Code Annotated with regards to healthcare services, focusing particularly on the standards and processes surrounding prior authorizations within health insurance. The bill proposes to enhance the transparency and coordination in the relationship between utilization review agents and healthcare providers. By establishing the 'Prior Authorization Fairness Act' as part of the legislation, it aims to set forth reasonable standards for prior authorization processes, to ensure patients receive timely access to necessary healthcare services.
Discussion around SB0666 has been largely supportive, particularly from healthcare providers and advocates who argue that the bill will streamline care processes and improve access for patients. Supporters believe the reforms will lead to timely treatment and reduce unnecessary delays caused by excessive administrative hurdles. However, there are concerns among some stakeholders regarding the adequacy of oversight on utilization review organizations and whether these amendments will fully address existing issues with prior authorization practices.
Key points of contention include the balance between necessary oversight of health carriers and the need for them to make subjective decisions regarding medical necessity. Critics argue that while the changes aim to improve access to care, there remain challenges related to how effectively these standards will be implemented. There are also apprehensions about the capacity of health carriers to manage and comply with the new requirements without further complicating the prior authorization landscape.