Tennessee 2025-2026 Regular Session

Tennessee House Bill HB0484 Compare Versions

Only one version of the bill is available at this time.
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22 SENATE BILL 435
33 By Reeves
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55 HOUSE BILL 484
66 By Martin B
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99 HB0484
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1313 AN ACT to amend Tennessee Code Annotated, Title 56
1414 and Title 71, relative to coverage of biomarker
1515 testing.
1616
1717 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
1818 SECTION 1. Tennessee Code Annotated, Title 56, Chapter 7, Part 23, is amended by
1919 adding the following as a new section:
2020 (a) As used in this section:
2121 (1) "Biomarker":
2222 (A) Means a characteristic that is objectively measured and
2323 evaluated as an indicator of normal biological processes, pathogenic
2424 processes, or pharmacologic responses to a specific therapeutic
2525 intervention, including known gene-drug interactions for medications
2626 being considered for use or already being administered; and
2727 (B) Includes gene mutations, characteristics of genes, and protein
2828 expression;
2929 (2) "Biomarker testing":
3030 (A) Means the analysis of a patient's tissue, blood, or other
3131 biospecimen for the presence of a biomarker; and
3232 (B) Includes single-analyte tests, multi-plex panel tests, protein
3333 expression, and whole exome, whole genome, and whole transcriptome
3434 sequencing;
3535 (3) "Consensus statement" means a statement developed by an
3636 independent, multidisciplinary panel of experts utilizing a transparent
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4141 methodology and reporting structure that includes a conflict of interest policy, that
4242 is aimed at specific clinical circumstances, and that bases the statement on the
4343 best available evidence for the purpose of optimizing the outcomes of clinical
4444 care;
4545 (4) "Health benefit plan" means health insurance coverage as defined in
4646 § 56-7-109;
4747 (5) "Health insurer" means a health insurance entity as defined in § 56-7-
4848 109; and
4949 (6) "Nationally recognized clinical practice guideline" means an evidence-
5050 based clinical practice guideline developed by an independent organization or
5151 professional medical society utilizing a transparent methodology and reporting
5252 structure that includes a conflict of interest policy, and that establishes standards
5353 of care informed by a systematic review of evidence and an assessment of the
5454 benefits and risks of alternative care options, including recommendations
5555 intended to optimize patient care.
5656 (b) A health insurer that issues, amends, delivers, or renews a contract or
5757 agreement for a health benefit plan to take effect on or after January 1, 2026, shall
5858 include coverage for biomarker testing pursuant to subsection (c).
5959 (c) A health benefit plan must provide coverage for biomarker testing for the
6060 purposes of diagnosis, treatment, appropriate management, or ongoing monitoring of an
6161 enrollee's disease or condition when the test is supported by medical and scientific
6262 evidence, including, but not limited to:
6363 (1) Labeled indications for a federal food and drug administration (FDA)-
6464 approved or FDA-cleared test;
6565 (2) Indicated tests for an FDA-approved drug;
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7070 (3) Warnings and precautions on FDA-approved drug labels;
7171 (4) Centers for medicare and medicaid services national coverage
7272 determinations or medicare administrative contractor local coverage
7373 determinations; or
7474 (5) Nationally recognized clinical practice guidelines and consensus
7575 statements.
7676 (d) A health insurer shall ensure that biomarker testing coverage under this
7777 section is provided in a manner that limits disruptions in care, including the need for
7878 multiple biopsies or biospecimen samples.
7979 (e) If utilization review, including, but not limited to, prior authorization is
8080 required, then the health insurer, nonprofit health service plan, health maintenance
8181 organization, utilization review entity, or a third party acting on behalf of an organization
8282 or entity subject to this section must approve or deny a prior authorization request and
8383 notify the enrollee, the enrollee's healthcare provider, and each entity requesting
8484 authorization of the service within seventy-two (72) hours of a non-urgent request or
8585 within twenty-four (24) hours of an urgent request.
8686 (f) A patient and prescribing practitioner shall have access to a clear, readily
8787 accessible, and convenient process to request an exception to a coverage policy or an
8888 adverse utilization review determination of a health insurer, nonprofit health service plan,
8989 or health maintenance organization. The process must be made readily accessible on
9090 the public website of the health insurer, nonprofit health service plan, or health
9191 maintenance organization.
9292 SECTION 2. Tennessee Code Annotated, Title 71, Chapter 5, Part 1, is amended by
9393 adding the following as a new section:
9494 (a) As used in this section:
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9999 (1) "Biomarker" has the same meaning as defined in SECTION 1;
100100 (2) "Biomarker testing" has the same meaning as defined in SECTION 1;
101101 (3) "Consensus statement" has the same meaning as defined in
102102 SECTION 1;
103103 (4) "Health benefit plan" means health insurance coverage as defined in
104104 § 56-7-109;
105105 (5) "Health insurer" means a health insurance entity as defined in § 56-7-
106106 109;
107107 (6) "Nationally recognized clinical practice guideline" has the same
108108 meaning as defined in SECTION 1; and
109109 (7) "TennCare health benefit plan" means a health benefit plan issued by
110110 a health insurer pursuant to an agreement with the bureau of TennCare to
111111 provide health insurance coverage for an enrollee in the medical assistance
112112 program.
113113 (b) A TennCare health benefit plan that is issued, amended, or renewed to take
114114 effect on or after January 1, 2026, must provide coverage for biomarker testing.
115115 (c) Biomarker testing must be covered for the purposes of diagnosis, treatment,
116116 appropriate management, or ongoing monitoring of an enrollee's disease or condition
117117 when the test is supported by medical and scientific evidence, including, but not limited
118118 to:
119119 (1) Labeled indications for a federal food and drug administration (FDA)-
120120 approved or FDA-cleared test;
121121 (2) Indicated tests for an FDA-approved drug;
122122 (3) Warnings and precautions on FDA-approved drug labels;
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127127 (4) Centers for medicare and medicaid services national coverage
128128 determinations or medicare administrative contractor local coverage
129129 determinations; or
130130 (5) Nationally recognized clinical practice guidelines and consensus
131131 statements.
132132 (d) A health insurer that issues a TennCare health benefit plan shall provide
133133 biomarker testing within the same scope, and at the same duration and frequency, that
134134 other TennCare benefits are provided to enrollees.
135135 (e) If utilization review, including, but not limited to, prior authorization is
136136 required, then the health insurer, nonprofit health service plan, health maintenance
137137 organization, utilization review entity, or a third party acting on behalf of an organization
138138 or entity subject to this section must approve or deny a prior authorization request and
139139 notify the enrollee, the enrollee's healthcare provider, and each entity requesting
140140 authorization of the service within seventy-two (72) hours of a non-urgent request or
141141 within twenty-four (24) hours of an urgent request.
142142 (f) An enrollee and participating provider must have access to a clear, readily
143143 accessible, and convenient process to request an exception to a coverage policy of, or
144144 an adverse utilization review by, a health insurer that issues a TennCare health benefit
145145 plan. The process must be made readily accessible on the public website of TennCare
146146 and each health insurer that issues TennCare health benefit plans.
147147 (g) The director of TennCare is authorized to seek any federal waiver the
148148 director deems necessary to effectuate this section.
149149 SECTION 3. The commissioner of commerce and insurance is authorized to promulgate
150150 rules to effectuate Section 1 of this act. The rules must be promulgated in accordance with the
151151 Uniform Administrative Procedures Act, compiled in title 4, chapter 5.
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156156 SECTION 4. This act takes effect upon becoming a law, the public welfare requiring it.