1 | 1 | | 81R4451 TJS-D |
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2 | 2 | | By: Bolton H.B. No. 1121 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to group health benefit plan coverage for certain mental |
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8 | 8 | | illnesses. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Section 1355.003, Insurance Code, is amended to |
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11 | 11 | | read as follows: |
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12 | 12 | | Sec. 1355.003. EXCEPTION. [(a)] This subchapter does not |
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13 | 13 | | apply to coverage under: |
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14 | 14 | | (1) a blanket accident and health insurance policy, as |
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15 | 15 | | described by Chapter 1251; |
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16 | 16 | | (2) a short-term travel policy; |
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17 | 17 | | (3) an accident-only policy; |
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18 | 18 | | (4) a limited or specified-disease policy that does |
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19 | 19 | | not provide benefits for mental health care or similar services; |
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20 | 20 | | (5) [except as provided by Subsection (b), a plan |
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21 | 21 | | offered under Chapter 1551 or Chapter 1601; |
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22 | 22 | | [(6)] a plan offered in accordance with Section |
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23 | 23 | | 1355.151; or |
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24 | 24 | | (6) [(7)] a Medicare supplement benefit plan, as |
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25 | 25 | | defined by Section 1652.002. |
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26 | 26 | | [(b) For the purposes of a plan described by Subsection |
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27 | 27 | | (a)(5), "serious mental illness" has the meaning assigned by |
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28 | 28 | | Section 1355.001.] |
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29 | 29 | | SECTION 2. Section 1355.004, Insurance Code, is amended to |
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30 | 30 | | read as follows: |
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31 | 31 | | Sec. 1355.004. REQUIRED COVERAGE FOR SERIOUS MENTAL |
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32 | 32 | | ILLNESS; COVERAGE PARITY. (a) A group health benefit plan: |
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33 | 33 | | (1) must provide coverage, based on medical necessity, |
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34 | 34 | | for the diagnosis and treatment of a serious mental illness under |
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35 | 35 | | terms at least as favorable as those provided for the diagnosis and |
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36 | 36 | | treatment of medical and surgical conditions, and in no case [not] |
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37 | 37 | | less than the following treatments [of serious mental illness] in |
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38 | 38 | | each calendar year: |
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39 | 39 | | (A) 45 days of inpatient treatment; and |
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40 | 40 | | (B) 60 visits for outpatient treatment, |
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41 | 41 | | including group and individual outpatient treatment; |
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42 | 42 | | (2) may not include a lifetime limitation on the |
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43 | 43 | | number of days of inpatient treatment or the number of visits for |
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44 | 44 | | outpatient treatment covered under the plan; [and] |
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45 | 45 | | (3) must include the same amount limitations, |
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46 | 46 | | deductibles, copayments, and coinsurance factors for serious |
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47 | 47 | | mental illness as the plan includes for physical illness; and |
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48 | 48 | | (4) may not impose treatment limitations or financial |
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49 | 49 | | requirements on the provision of benefits under this subchapter for |
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50 | 50 | | a serious mental illness if identical limitations or requirements |
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51 | 51 | | are not imposed on coverage of benefits for other medical |
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52 | 52 | | conditions. |
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53 | 53 | | (b) A group health benefit plan issuer: |
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54 | 54 | | (1) may not count an outpatient visit for medication |
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55 | 55 | | management against the number of outpatient visits required to be |
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56 | 56 | | covered under Subsection (a)(1)(B); and |
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57 | 57 | | (2) must provide coverage for an outpatient visit |
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58 | 58 | | described by Subsection (a)(1)(B) under the same terms as the |
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59 | 59 | | coverage the issuer provides for an outpatient visit for the |
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60 | 60 | | treatment of physical illness. |
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61 | 61 | | SECTION 3. The change in law made by this Act applies only |
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62 | 62 | | to a group health benefit plan delivered, issued for delivery, or |
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63 | 63 | | renewed on or after January 1, 2010. A group health benefit plan |
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64 | 64 | | delivered, issued for delivery, or renewed before January 1, 2010, |
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65 | 65 | | is governed by the law as it existed immediately before the |
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66 | 66 | | effective date of this Act, and that law is continued in effect for |
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67 | 67 | | that purpose. |
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68 | 68 | | SECTION 4. This Act takes effect September 1, 2009. |
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