Texas 2009 - 81st Regular

Texas House Bill HB1121 Compare Versions

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11 81R4451 TJS-D
22 By: Bolton H.B. No. 1121
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44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to group health benefit plan coverage for certain mental
88 illnesses.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Section 1355.003, Insurance Code, is amended to
1111 read as follows:
1212 Sec. 1355.003. EXCEPTION. [(a)] This subchapter does not
1313 apply to coverage under:
1414 (1) a blanket accident and health insurance policy, as
1515 described by Chapter 1251;
1616 (2) a short-term travel policy;
1717 (3) an accident-only policy;
1818 (4) a limited or specified-disease policy that does
1919 not provide benefits for mental health care or similar services;
2020 (5) [except as provided by Subsection (b), a plan
2121 offered under Chapter 1551 or Chapter 1601;
2222 [(6)] a plan offered in accordance with Section
2323 1355.151; or
2424 (6) [(7)] a Medicare supplement benefit plan, as
2525 defined by Section 1652.002.
2626 [(b) For the purposes of a plan described by Subsection
2727 (a)(5), "serious mental illness" has the meaning assigned by
2828 Section 1355.001.]
2929 SECTION 2. Section 1355.004, Insurance Code, is amended to
3030 read as follows:
3131 Sec. 1355.004. REQUIRED COVERAGE FOR SERIOUS MENTAL
3232 ILLNESS; COVERAGE PARITY. (a) A group health benefit plan:
3333 (1) must provide coverage, based on medical necessity,
3434 for the diagnosis and treatment of a serious mental illness under
3535 terms at least as favorable as those provided for the diagnosis and
3636 treatment of medical and surgical conditions, and in no case [not]
3737 less than the following treatments [of serious mental illness] in
3838 each calendar year:
3939 (A) 45 days of inpatient treatment; and
4040 (B) 60 visits for outpatient treatment,
4141 including group and individual outpatient treatment;
4242 (2) may not include a lifetime limitation on the
4343 number of days of inpatient treatment or the number of visits for
4444 outpatient treatment covered under the plan; [and]
4545 (3) must include the same amount limitations,
4646 deductibles, copayments, and coinsurance factors for serious
4747 mental illness as the plan includes for physical illness; and
4848 (4) may not impose treatment limitations or financial
4949 requirements on the provision of benefits under this subchapter for
5050 a serious mental illness if identical limitations or requirements
5151 are not imposed on coverage of benefits for other medical
5252 conditions.
5353 (b) A group health benefit plan issuer:
5454 (1) may not count an outpatient visit for medication
5555 management against the number of outpatient visits required to be
5656 covered under Subsection (a)(1)(B); and
5757 (2) must provide coverage for an outpatient visit
5858 described by Subsection (a)(1)(B) under the same terms as the
5959 coverage the issuer provides for an outpatient visit for the
6060 treatment of physical illness.
6161 SECTION 3. The change in law made by this Act applies only
6262 to a group health benefit plan delivered, issued for delivery, or
6363 renewed on or after January 1, 2010. A group health benefit plan
6464 delivered, issued for delivery, or renewed before January 1, 2010,
6565 is governed by the law as it existed immediately before the
6666 effective date of this Act, and that law is continued in effect for
6767 that purpose.
6868 SECTION 4. This Act takes effect September 1, 2009.