1 | 1 | | 81R6942 ALB-D |
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2 | 2 | | By: Rose H.B. No. 1329 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to the child health plan program. |
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8 | 8 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 9 | | SECTION 1. Section 62.002(2), Health and Safety Code, is |
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10 | 10 | | amended to read as follows: |
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11 | 11 | | (2) "Executive commissioner" or "commissioner |
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12 | 12 | | [Commissioner]" means the executive commissioner of the Health |
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13 | 13 | | [health] and Human Services Commission [human services]. |
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14 | 14 | | SECTION 2. Section 62.101(b), Health and Safety Code, is |
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15 | 15 | | amended to read as follows: |
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16 | 16 | | (b) The commission shall establish income eligibility |
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17 | 17 | | levels consistent with Title XXI, Social Security Act (42 U.S.C. |
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18 | 18 | | Section 1397aa et seq.), as amended, and any other applicable law or |
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19 | 19 | | regulations, and subject to the availability of appropriated money, |
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20 | 20 | | so that a child who is younger than 19 years of age and whose net |
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21 | 21 | | family income is at or below 300 [200] percent of the federal |
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22 | 22 | | poverty level is eligible for health benefits coverage under the |
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23 | 23 | | program. In addition, the commission may establish eligibility |
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24 | 24 | | standards regarding the amount and types of allowable assets for a |
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25 | 25 | | family whose net family income is above 250 [150] percent of the |
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26 | 26 | | federal poverty level. |
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27 | 27 | | SECTION 3. Sections 62.102(b) and (c), Health and Safety |
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28 | 28 | | Code, are amended to read as follows: |
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29 | 29 | | (b) During the sixth month following the date of initial |
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30 | 30 | | enrollment or reenrollment of an individual whose net family income |
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31 | 31 | | exceeds 285 [185] percent of the federal poverty level, the |
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32 | 32 | | commission shall: |
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33 | 33 | | (1) review the individual's net family income and may |
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34 | 34 | | use electronic technology if available and appropriate; and |
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35 | 35 | | (2) continue to provide coverage if the individual's |
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36 | 36 | | net family income does not exceed the income eligibility limits |
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37 | 37 | | prescribed by Section 62.101 [this chapter]. |
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38 | 38 | | (c) If, during the review required under Subsection (b), the |
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39 | 39 | | commission determines that the individual's net family income |
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40 | 40 | | exceeds the income eligibility limits prescribed by Section 62.101 |
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41 | 41 | | [this chapter], the commission may not disenroll the individual |
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42 | 42 | | until: |
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43 | 43 | | (1) the commission has provided the family an |
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44 | 44 | | opportunity to demonstrate that the family's net family income is |
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45 | 45 | | within the income eligibility limits prescribed by Section 62.101 |
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46 | 46 | | [this chapter]; and |
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47 | 47 | | (2) the family fails to demonstrate such eligibility. |
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48 | 48 | | SECTION 4. Section 62.151, Health and Safety Code, is |
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49 | 49 | | amended by adding Subsection (g) to read as follows: |
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50 | 50 | | (g) In developing the plan, the commission, subject to |
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51 | 51 | | federal requirements, may choose to provide dental benefits at full |
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52 | 52 | | cost to the enrollee as an available plan option for a child whose |
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53 | 53 | | net family income is greater than 200 percent but not greater than |
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54 | 54 | | 300 percent of the federal poverty level. |
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55 | 55 | | SECTION 5. Section 62.153, Health and Safety Code, is |
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56 | 56 | | amended by amending Subsections (a) and (c) and adding Subsections |
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57 | 57 | | (a-1) and (a-2) to read as follows: |
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58 | 58 | | (a) To the extent permitted under 42 U.S.C. Section 1397cc, |
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59 | 59 | | as amended, and any other applicable law or regulations, the |
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60 | 60 | | commission shall require enrollees whose net family incomes are at |
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61 | 61 | | or below 200 percent of the federal poverty level to share the cost |
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62 | 62 | | of the child health plan, including provisions requiring enrollees |
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63 | 63 | | under the child health plan to pay: |
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64 | 64 | | (1) a copayment for services provided under the plan; |
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65 | 65 | | (2) an enrollment fee; or |
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66 | 66 | | (3) a portion of the plan premium. |
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67 | 67 | | (a-1) The commission shall require enrollees whose net |
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68 | 68 | | family incomes are greater than 200 percent but not greater than 300 |
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69 | 69 | | percent of the federal poverty level to pay a share of the cost of |
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70 | 70 | | the child health plan through copayments, fees, and a portion of the |
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71 | 71 | | plan premium. The amount of the share required to be paid must: |
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72 | 72 | | (1) exceed the amount required to be paid by enrollees |
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73 | 73 | | described by Subsection (a), but the total amount required to be |
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74 | 74 | | paid may not exceed five percent of an enrollee's net family income; |
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75 | 75 | | and |
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76 | 76 | | (2) increase incrementally, as determined by the |
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77 | 77 | | commission, as an enrollee's net family income increases. |
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78 | 78 | | (a-2) In establishing the cost required to be paid by an |
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79 | 79 | | enrollee described by Subsection (a-1) as a portion of the plan |
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80 | 80 | | premium, the commission shall ensure that the cost progressively |
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81 | 81 | | increases as the number of children in the enrollee's family |
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82 | 82 | | provided coverage increases. |
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83 | 83 | | (c) The [If cost-sharing provisions imposed under |
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84 | 84 | | Subsection (a) include requirements that enrollees pay a portion of |
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85 | 85 | | the plan premium, the] commission shall specify the manner of |
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86 | 86 | | payment for any portion of the plan premium required to be paid by |
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87 | 87 | | an enrollee under this section [in which the premium is paid]. The |
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88 | 88 | | commission may require that the premium be paid to the [Texas |
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89 | 89 | | Department of] Health and Human Services Commission, the [Texas] |
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90 | 90 | | Department of State Health [Human] Services, or the health plan |
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91 | 91 | | provider. The commission shall develop an option for an enrollee to |
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92 | 92 | | pay monthly premiums using direct debits to bank accounts or credit |
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93 | 93 | | cards. |
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94 | 94 | | SECTION 6. Section 62.154, Health and Safety Code, is |
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95 | 95 | | amended by amending Subsection (d) and adding Subsection (e) to |
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96 | 96 | | read as follows: |
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97 | 97 | | (d) The waiting period required by Subsection (a) for a |
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98 | 98 | | child whose net family income is at or below 200 percent of the |
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99 | 99 | | federal poverty level must: |
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100 | 100 | | (1) extend for a period of 90 days after the last date |
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101 | 101 | | on which the applicant was covered under a health benefits plan; and |
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102 | 102 | | (2) apply to a child who was covered by a health |
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103 | 103 | | benefits plan at any time during the 90 days before the date of |
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104 | 104 | | application for coverage under the child health plan. |
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105 | 105 | | (e) The waiting period required by Subsection (a) for a |
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106 | 106 | | child whose net family income is greater than 200 percent but not |
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107 | 107 | | greater than 300 percent of the federal poverty level must: |
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108 | 108 | | (1) extend for a period of 180 days after the last |
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109 | 109 | | date on which the applicant was covered under a health benefits |
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110 | 110 | | plan; and |
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111 | 111 | | (2) apply only to a child who was covered by an |
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112 | 112 | | employer-sponsored group health benefits plan at any time during |
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113 | 113 | | the 180 days before the date of application for coverage under the |
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114 | 114 | | child health plan. |
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115 | 115 | | SECTION 7. Chapter 62, Health and Safety Code, is amended by |
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116 | 116 | | adding Subchapter F to read as follows: |
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117 | 117 | | SUBCHAPTER F. BUY-IN OPTION |
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118 | 118 | | Sec. 62.251. BUY-IN OPTION FOR CERTAIN CHILDREN. The |
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119 | 119 | | executive commissioner shall develop and implement a buy-in option |
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120 | 120 | | in accordance with this subchapter under which children whose net |
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121 | 121 | | family incomes exceed 300 percent of the federal poverty level are |
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122 | 122 | | eligible to purchase health benefits coverage available under the |
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123 | 123 | | child health plan program. |
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124 | 124 | | Sec. 62.252. RULES; ELIGIBILITY AND COST-SHARING. (a) The |
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125 | 125 | | executive commissioner shall adopt rules in accordance with federal |
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126 | 126 | | law that apply to a child for whom health benefits coverage is |
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127 | 127 | | purchased under this subchapter. The rules must: |
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128 | 128 | | (1) establish eligibility requirements; |
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129 | 129 | | (2) ensure that premiums: |
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130 | 130 | | (A) are based on the average cost per child of all |
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131 | 131 | | children enrolled in the child health plan program; and |
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132 | 132 | | (B) progressively increase as the number of |
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133 | 133 | | children in the enrollee's family provided coverage increases; |
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134 | 134 | | (3) require payment of 100 percent of health benefits |
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135 | 135 | | plan premiums, fees to offset administrative costs incurred under |
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136 | 136 | | this subchapter, and additional deductibles, coinsurance, or other |
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137 | 137 | | cost-sharing payments as determined by the executive commissioner; |
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138 | 138 | | (4) provide for a waiting period comparable to the |
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139 | 139 | | waiting period required under Section 62.154(e); and |
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140 | 140 | | (5) include an option for an enrollee to pay monthly |
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141 | 141 | | premiums using direct debits to bank accounts or credit cards. |
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142 | 142 | | (b) Notwithstanding any other provision of this chapter, |
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143 | 143 | | the executive commissioner may establish rules and procedures for |
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144 | 144 | | children for whom health benefits coverage is purchased under this |
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145 | 145 | | subchapter that differ from the rules and procedures generally |
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146 | 146 | | applicable to the child health plan program. |
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147 | 147 | | Sec. 62.253. CROWD-OUT. To the extent allowed by federal |
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148 | 148 | | law, the buy-in option developed under this subchapter must include |
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149 | 149 | | provisions designed to discourage: |
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150 | 150 | | (1) employers and other persons from electing to |
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151 | 151 | | discontinue offering health benefits plan coverage for employees' |
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152 | 152 | | children under employee or other group health benefits plans; and |
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153 | 153 | | (2) individuals with access to adequate health |
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154 | 154 | | benefits plan coverage for their children through an |
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155 | 155 | | employer-sponsored group health benefits plan, as determined by the |
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156 | 156 | | executive commissioner, from electing not to obtain, or to |
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157 | 157 | | discontinue, that coverage. |
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158 | 158 | | Sec. 62.254. POINT-OF-SERVICE COPAYMENT. The commission |
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159 | 159 | | shall establish point-of-service copayments for the buy-in option |
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160 | 160 | | developed under this subchapter that are higher than |
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161 | 161 | | point-of-service copayments required for a child whose net family |
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162 | 162 | | income is at or below 300 percent of the federal poverty level. |
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163 | 163 | | Sec. 62.255. LOCK-OUT. The commission shall include a |
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164 | 164 | | lock-out period for the buy-in option developed under this |
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165 | 165 | | subchapter. |
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166 | 166 | | SECTION 8. Not later than January 1, 2010, the executive |
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167 | 167 | | commissioner of the Health and Human Services Commission shall |
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168 | 168 | | adopt rules as necessary to implement Subchapter F, Chapter 62, |
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169 | 169 | | Health and Safety Code, as added by this Act. |
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170 | 170 | | SECTION 9. If before implementing any provision of this Act |
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171 | 171 | | a state agency determines that a waiver or authorization from a |
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172 | 172 | | federal agency is necessary for implementation of that provision, |
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173 | 173 | | the agency affected by the provision shall request the waiver or |
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174 | 174 | | authorization and may delay implementing that provision until the |
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175 | 175 | | waiver or authorization is granted. |
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176 | 176 | | SECTION 10. This Act takes effect September 1, 2009. |
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