1 | 1 | | 81R5854 PB-F |
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2 | 2 | | By: McCall H.B. No. 2000 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to health benefit plan coverage for certain amino |
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8 | 8 | | acid-based elemental formulas. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Subtitle E, Title 8, Insurance Code, is amended |
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11 | 11 | | by adding Chapter 1377 to read as follows: |
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12 | 12 | | CHAPTER 1377. COVERAGE FOR CERTAIN AMINO ACID-BASED ELEMENTAL |
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13 | 13 | | FORMULAS |
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14 | 14 | | SUBCHAPTER A. GENERAL PROVISIONS |
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15 | 15 | | Sec. 1377.001. DEFINITION. In this chapter, "enrollee" |
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16 | 16 | | means an individual entitled to coverage under a health benefit |
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17 | 17 | | plan. |
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18 | 18 | | Sec. 1377.002. APPLICABILITY OF CHAPTER. (a) This chapter |
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19 | 19 | | applies only to a health benefit plan, including a small employer |
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20 | 20 | | health benefit plan written under Chapter 1501 or coverage provided |
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21 | 21 | | by a health group cooperative under Subchapter B of that chapter, |
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22 | 22 | | that provides benefits for medical or surgical expenses incurred as |
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23 | 23 | | a result of a health condition, accident, or sickness, including an |
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24 | 24 | | individual, group, blanket, or franchise insurance policy or |
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25 | 25 | | insurance agreement, a group hospital service contract, or an |
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26 | 26 | | individual or group evidence of coverage or similar coverage |
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27 | 27 | | document that is offered by: |
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28 | 28 | | (1) an insurance company; |
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29 | 29 | | (2) a group hospital service corporation operating |
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30 | 30 | | under Chapter 842; |
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31 | 31 | | (3) a fraternal benefit society operating under |
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32 | 32 | | Chapter 885; |
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33 | 33 | | (4) a stipulated premium company operating under |
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34 | 34 | | Chapter 884; |
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35 | 35 | | (5) an exchange operating under Chapter 942; |
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36 | 36 | | (6) a Lloyd's plan operating under Chapter 941; |
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37 | 37 | | (7) a health maintenance organization operating under |
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38 | 38 | | Chapter 843; |
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39 | 39 | | (8) a multiple employer welfare arrangement that holds |
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40 | 40 | | a certificate of authority under Chapter 846; or |
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41 | 41 | | (9) an approved nonprofit health corporation that |
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42 | 42 | | holds a certificate of authority under Chapter 844. |
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43 | 43 | | (b) Notwithstanding Section 172.014, Local Government Code, |
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44 | 44 | | or any other law, this chapter applies to health and accident |
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45 | 45 | | coverage provided by a risk pool created under Chapter 172, Local |
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46 | 46 | | Government Code. |
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47 | 47 | | (c) Notwithstanding any provision in Chapter 1551, 1575, |
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48 | 48 | | 1579, or 1601 or any other law, this chapter applies to: |
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49 | 49 | | (1) a basic coverage plan under Chapter 1551; |
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50 | 50 | | (2) a basic plan under Chapter 1575; |
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51 | 51 | | (3) a primary care coverage plan under Chapter 1579; |
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52 | 52 | | and |
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53 | 53 | | (4) basic coverage under Chapter 1601. |
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54 | 54 | | (d) Notwithstanding any other law, a standard health |
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55 | 55 | | benefit plan provided under Chapter 1507 must provide the coverage |
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56 | 56 | | required by this chapter. |
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57 | 57 | | Sec. 1377.003. EXCEPTION. This chapter does not apply to: |
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58 | 58 | | (1) a plan that provides coverage: |
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59 | 59 | | (A) only for benefits for a specified disease or |
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60 | 60 | | for another limited benefit, other than a plan that provides |
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61 | 61 | | benefits for a disease or disorder listed in Section 1377.051(a); |
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62 | 62 | | (B) only for accidental death or dismemberment; |
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63 | 63 | | (C) for wages or payments in lieu of wages for a |
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64 | 64 | | period during which an employee is absent from work because of |
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65 | 65 | | sickness or injury; |
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66 | 66 | | (D) as a supplement to a liability insurance |
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67 | 67 | | policy; |
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68 | 68 | | (E) only for dental or vision care; or |
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69 | 69 | | (F) only for indemnity for hospital confinement; |
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70 | 70 | | (2) a Medicare supplemental policy as defined by |
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71 | 71 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss); |
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72 | 72 | | (3) a workers' compensation insurance policy; |
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73 | 73 | | (4) medical payment insurance coverage provided under |
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74 | 74 | | an automobile insurance policy; |
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75 | 75 | | (5) a credit insurance policy; |
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76 | 76 | | (6) a limited benefit policy that does not provide |
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77 | 77 | | coverage for physical examinations or wellness exams; or |
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78 | 78 | | (7) a long-term care insurance policy, including a |
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79 | 79 | | nursing home fixed indemnity policy, unless the commissioner |
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80 | 80 | | determines that the policy provides benefit coverage so |
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81 | 81 | | comprehensive that the policy is a health benefit plan as described |
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82 | 82 | | by Section 1377.002. |
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83 | 83 | | [Sections 1377.004-1377.050 reserved for expansion] |
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84 | 84 | | SUBCHAPTER B. COVERAGE FOR CERTAIN AMINO ACID-BASED ELEMENTAL |
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85 | 85 | | FORMULAS |
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86 | 86 | | Sec. 1377.051. REQUIRED COVERAGE FOR CERTAIN AMINO |
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87 | 87 | | ACID-BASED ELEMENTAL FORMULAS. (a) A health benefit plan must |
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88 | 88 | | provide coverage as provided by this chapter for amino acid-based |
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89 | 89 | | elemental formulas, regardless of the formula delivery method, that |
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90 | 90 | | are used for the diagnosis and treatment of: |
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91 | 91 | | (1) immunoglobulin E and non-immunoglobulin E |
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92 | 92 | | mediated allergies to multiple food proteins; |
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93 | 93 | | (2) severe food protein-induced enterocolitis |
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94 | 94 | | syndrome; |
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95 | 95 | | (3) eosinophilic disorders, as evidenced by the |
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96 | 96 | | results of a biopsy; and |
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97 | 97 | | (4) impaired absorption of nutrients caused by |
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98 | 98 | | disorders affecting the absorptive surface, functional length, and |
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99 | 99 | | motility of the gastrointestinal tract. |
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100 | 100 | | (b) Subject to Subsection (c), the coverage required under |
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101 | 101 | | Subsection (a) is required if the treating physician has issued a |
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102 | 102 | | written order stating that the amino acid-based elemental formula |
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103 | 103 | | is medically necessary for the treatment of an enrollee who is |
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104 | 104 | | diagnosed with a disease or disorder listed in Subsection (a). The |
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105 | 105 | | coverage must include coverage of any medically necessary services |
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106 | 106 | | associated with the administration of the formula. |
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107 | 107 | | (c) A health benefit plan must provide the coverage |
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108 | 108 | | described by Subsection (a) on a basis no less favorable than the |
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109 | 109 | | basis on which prescription drugs and other medications and related |
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110 | 110 | | services are covered by the plan, and to the same extent that the |
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111 | 111 | | plan provides coverage for drugs that are available only on the |
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112 | 112 | | orders of a physician. |
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113 | 113 | | Sec. 1377.052. UTILIZATION REVIEW. (a) A utilization review |
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114 | 114 | | agent acting on behalf of a health benefit plan issuer may review a |
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115 | 115 | | treating physician's determination of the medical necessity of the |
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116 | 116 | | use of an amino acid-based elemental formula for the treatment of an |
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117 | 117 | | enrollee who is diagnosed with a disease or disorder listed in |
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118 | 118 | | Section 1377.051(a). |
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119 | 119 | | (b) Utilization review under this section is subject to |
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120 | 120 | | Chapter 4201. |
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121 | 121 | | SECTION 2. Chapter 1377, Insurance Code, as added by this |
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122 | 122 | | Act, applies only to a health benefit plan that is delivered, issued |
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123 | 123 | | for delivery, or renewed on or after January 1, 2010. A health |
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124 | 124 | | benefit plan that is delivered, issued for delivery, or renewed |
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125 | 125 | | before January 1, 2010, is covered by the law in effect at the time |
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126 | 126 | | the plan was delivered, issued for delivery, or renewed, and that |
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127 | 127 | | law is continued in effect for that purpose. |
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128 | 128 | | SECTION 3. This Act takes effect September 1, 2009. |
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