Texas 2009 - 81st Regular

Texas House Bill HB2733 Compare Versions

Only one version of the bill is available at this time.
OldNewDifferences
11 81R11520 TJS-D
22 By: Smithee H.B. No. 2733
33
44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to recovery under uninsured and underinsured motorist
88 insurance coverage.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Subchapter C, Chapter 1952, Insurance Code, is
1111 amended by adding Sections 1952.1061, 1952.1062, and 1952.1063 to
1212 read as follows:
1313 Sec. 1952.1061. NOTICE OF CLAIM. A claimant provides
1414 notice of a claim, including notice for the purposes of Subchapter
1515 D, Chapter 541, and Subchapter B, Chapter 542, for uninsured or
1616 underinsured motorist coverage by providing written notification
1717 to the insurer that reasonably informs the insurer of the facts of
1818 the claim.
1919 Sec. 1952.1062. LEGAL DETERMINATION NOT PREREQUISITE TO
2020 RECOVERY. (a) An insurer may not require as a prerequisite to
2121 asserting a claim under uninsured or underinsured motorist coverage
2222 a judgment or other legal determination establishing the other
2323 motorist's liability or uninsured or underinsured status. A
2424 judgment or other legal determination described by this subsection
2525 is not a prerequisite to having a claim for the purposes of Chapters
2626 541 and 542.
2727 (b) An insurer may not require as a prerequisite to payment
2828 of benefits under uninsured or underinsured motorist coverage a
2929 judgment or other legal determination establishing the other
3030 motorist's liability or the extent of the insured's damages before
3131 benefits are paid under the policy.
3232 (c) An insurer must attempt in good faith to effectuate a
3333 prompt, fair, and equitable settlement of a claim once liability
3434 and damages have become reasonably clear.
3535 Sec. 1952.1063. PREJUDGMENT INTEREST; ATTORNEY'S FEES. (a)
3636 Prejudgment interest accrues on an uninsured or underinsured
3737 motorist claim on the earlier of:
3838 (1) the 180th day after the date the claimant notifies
3939 the insurer of the claim in accordance with Section 1952.1061; or
4040 (2) the date on which suit is filed against the insurer
4141 to recover under the uninsured or underinsured motorist coverage.
4242 (b) For the purposes of recovery of attorney's fees under
4343 Section 38.002, Civil Practice and Remedies Code, a claim for
4444 uninsured or underinsured motorist coverage is presented when the
4545 insurer receives notice of the claim in accordance with Section
4646 1952.1061.
4747 SECTION 2. (a) Except as provided by this section, the
4848 change in law made by this Act applies only to a cause of action that
4949 accrues on or after the effective date of this Act. A cause of
5050 action that accrues before the effective date of this Act is
5151 governed by the law in effect immediately before that date, and that
5252 law is continued in effect for that purpose.
5353 (b) The change in law made by this Act does not affect the
5454 enforceability of any provision in an insurance policy delivered,
5555 issued for delivery, or renewed before January 1, 2010, that
5656 conflicts with the change in law made by this Act.
5757 SECTION 3. This Act takes effect September 1, 2009.