1 | 1 | | 81R1800 PB-D |
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2 | 2 | | By: Van de Putte S.B. No. 1348 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to health benefit plan coverage for acquired brain |
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8 | 8 | | injuries. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Section 1352.001, Insurance Code, is amended by |
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11 | 11 | | amending Subsection (a) and by adding Subsection (c) to read as |
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12 | 12 | | follows: |
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13 | 13 | | (a) This chapter applies only to a health benefit plan, |
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14 | 14 | | including[, subject to this chapter,] a small employer health |
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15 | 15 | | benefit plan written under Chapter 1501, that provides benefits for |
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16 | 16 | | medical or surgical expenses incurred as a result of a health |
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17 | 17 | | condition, accident, or sickness, including an individual, group, |
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18 | 18 | | blanket, or franchise insurance policy or insurance agreement, a |
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19 | 19 | | group hospital service contract, or an individual or group evidence |
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20 | 20 | | of coverage or similar coverage document that is offered by: |
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21 | 21 | | (1) an insurance company; |
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22 | 22 | | (2) a group hospital service corporation operating |
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23 | 23 | | under Chapter 842; |
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24 | 24 | | (3) a fraternal benefit society operating under |
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25 | 25 | | Chapter 885; |
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26 | 26 | | (4) a stipulated premium company operating under |
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27 | 27 | | Chapter 884; |
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28 | 28 | | (5) a reciprocal exchange operating under Chapter 942; |
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29 | 29 | | (6) a Lloyd's plan operating under Chapter 941; |
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30 | 30 | | (7) a health maintenance organization operating under |
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31 | 31 | | Chapter 843; |
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32 | 32 | | (8) a multiple employer welfare arrangement that holds |
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33 | 33 | | a certificate of authority under Chapter 846; or |
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34 | 34 | | (9) an approved nonprofit health corporation that |
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35 | 35 | | holds a certificate of authority under Chapter 844. |
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36 | 36 | | (c) Notwithstanding any other law, a standard health |
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37 | 37 | | benefit plan provided under Chapter 1507 must provide the coverage |
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38 | 38 | | required by this chapter. |
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39 | 39 | | SECTION 2. The heading to Section 1352.003, Insurance Code, |
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40 | 40 | | is amended to read as follows: |
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41 | 41 | | Sec. 1352.003. REQUIRED COVERAGES[--HEALTH BENEFIT PLANS |
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42 | 42 | | OTHER THAN SMALL EMPLOYER HEALTH BENEFIT PLANS]. |
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43 | 43 | | SECTION 3. Section 1352.005, Insurance Code, is amended to |
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44 | 44 | | read as follows: |
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45 | 45 | | Sec. 1352.005. NOTICE TO INSUREDS AND ENROLLEES. (a) A |
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46 | 46 | | health benefit plan issuer subject to this chapter[, other than a |
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47 | 47 | | small employer health benefit plan issuer,] must annually notify |
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48 | 48 | | each insured or enrollee under the plan in writing about |
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49 | 49 | | the coverages described by Section 1352.003. |
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50 | 50 | | SECTION 4. Section 1352.006(b), Insurance Code, is amended |
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51 | 51 | | to read as follows: |
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52 | 52 | | (b) Notwithstanding Chapter 4201 or any other law relating |
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53 | 53 | | to the determination of medical necessity under this code, a health |
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54 | 54 | | benefit plan shall respond to a person requesting utilization |
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55 | 55 | | review or appealing for an extension of coverage based on an |
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56 | 56 | | allegation of medical necessity not later than three business days |
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57 | 57 | | after the date on which the person makes the request or submits the |
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58 | 58 | | appeal. The person must make the request or submit the appeal in |
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59 | 59 | | the manner prescribed by the terms of the plan's health insurance |
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60 | 60 | | policy or agreement, contract, evidence of coverage, or similar |
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61 | 61 | | coverage document. To comply with the requirements of this |
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62 | 62 | | section, the health benefit plan issuer must respond through a |
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63 | 63 | | direct telephone contact made by a representative of the |
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64 | 64 | | issuer. [This subsection does not apply to a small employer health |
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65 | 65 | | benefit plan.] |
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66 | 66 | | SECTION 5. Section 1352.007, Insurance Code, is amended to |
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67 | 67 | | read as follows: |
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68 | 68 | | Sec. 1352.007. TREATMENT FACILITIES. [(a)] A health |
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69 | 69 | | benefit plan may not deny coverage under this chapter based solely |
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70 | 70 | | on the fact that the treatment or services are provided at a |
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71 | 71 | | facility other than a hospital. Treatment for an acquired brain |
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72 | 72 | | injury may be provided under the coverage required by this chapter, |
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73 | 73 | | as appropriate, at a facility at which appropriate services may be |
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74 | 74 | | provided, including: |
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75 | 75 | | (1) a hospital regulated under Chapter 241, Health and |
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76 | 76 | | Safety Code, including an acute or post-acute rehabilitation |
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77 | 77 | | hospital; and |
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78 | 78 | | (2) an assisted living facility regulated under |
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79 | 79 | | Chapter 247, Health and Safety Code. |
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80 | 80 | | [(b) This section does not apply to a small employer health |
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81 | 81 | | benefit plan.] |
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82 | 82 | | SECTION 6. The following laws are repealed: |
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83 | 83 | | (1) Section 1352.003(h), Insurance Code; and |
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84 | 84 | | (2) Section 1352.0035, Insurance Code. |
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85 | 85 | | SECTION 7. This Act applies only to a health benefit plan |
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86 | 86 | | delivered, issued for delivery, or renewed on or after January 1, |
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87 | 87 | | 2010. A health benefit plan delivered, issued for delivery, or |
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88 | 88 | | renewed before January 1, 2010, is governed by the law as it existed |
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89 | 89 | | immediately before the effective date of this Act, and that law is |
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90 | 90 | | continued in effect for that purpose. |
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91 | 91 | | SECTION 8. This Act takes effect September 1, 2009. |
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