Texas 2009 - 81st Regular

Texas Senate Bill SB1348 Compare Versions

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11 81R1800 PB-D
22 By: Van de Putte S.B. No. 1348
33
44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to health benefit plan coverage for acquired brain
88 injuries.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Section 1352.001, Insurance Code, is amended by
1111 amending Subsection (a) and by adding Subsection (c) to read as
1212 follows:
1313 (a) This chapter applies only to a health benefit plan,
1414 including[, subject to this chapter,] a small employer health
1515 benefit plan written under Chapter 1501, that provides benefits for
1616 medical or surgical expenses incurred as a result of a health
1717 condition, accident, or sickness, including an individual, group,
1818 blanket, or franchise insurance policy or insurance agreement, a
1919 group hospital service contract, or an individual or group evidence
2020 of coverage or similar coverage document that is offered by:
2121 (1) an insurance company;
2222 (2) a group hospital service corporation operating
2323 under Chapter 842;
2424 (3) a fraternal benefit society operating under
2525 Chapter 885;
2626 (4) a stipulated premium company operating under
2727 Chapter 884;
2828 (5) a reciprocal exchange operating under Chapter 942;
2929 (6) a Lloyd's plan operating under Chapter 941;
3030 (7) a health maintenance organization operating under
3131 Chapter 843;
3232 (8) a multiple employer welfare arrangement that holds
3333 a certificate of authority under Chapter 846; or
3434 (9) an approved nonprofit health corporation that
3535 holds a certificate of authority under Chapter 844.
3636 (c) Notwithstanding any other law, a standard health
3737 benefit plan provided under Chapter 1507 must provide the coverage
3838 required by this chapter.
3939 SECTION 2. The heading to Section 1352.003, Insurance Code,
4040 is amended to read as follows:
4141 Sec. 1352.003. REQUIRED COVERAGES[--HEALTH BENEFIT PLANS
4242 OTHER THAN SMALL EMPLOYER HEALTH BENEFIT PLANS].
4343 SECTION 3. Section 1352.005, Insurance Code, is amended to
4444 read as follows:
4545 Sec. 1352.005. NOTICE TO INSUREDS AND ENROLLEES. (a) A
4646 health benefit plan issuer subject to this chapter[, other than a
4747 small employer health benefit plan issuer,] must annually notify
4848 each insured or enrollee under the plan in writing about
4949 the coverages described by Section 1352.003.
5050 SECTION 4. Section 1352.006(b), Insurance Code, is amended
5151 to read as follows:
5252 (b) Notwithstanding Chapter 4201 or any other law relating
5353 to the determination of medical necessity under this code, a health
5454 benefit plan shall respond to a person requesting utilization
5555 review or appealing for an extension of coverage based on an
5656 allegation of medical necessity not later than three business days
5757 after the date on which the person makes the request or submits the
5858 appeal. The person must make the request or submit the appeal in
5959 the manner prescribed by the terms of the plan's health insurance
6060 policy or agreement, contract, evidence of coverage, or similar
6161 coverage document. To comply with the requirements of this
6262 section, the health benefit plan issuer must respond through a
6363 direct telephone contact made by a representative of the
6464 issuer. [This subsection does not apply to a small employer health
6565 benefit plan.]
6666 SECTION 5. Section 1352.007, Insurance Code, is amended to
6767 read as follows:
6868 Sec. 1352.007. TREATMENT FACILITIES. [(a)] A health
6969 benefit plan may not deny coverage under this chapter based solely
7070 on the fact that the treatment or services are provided at a
7171 facility other than a hospital. Treatment for an acquired brain
7272 injury may be provided under the coverage required by this chapter,
7373 as appropriate, at a facility at which appropriate services may be
7474 provided, including:
7575 (1) a hospital regulated under Chapter 241, Health and
7676 Safety Code, including an acute or post-acute rehabilitation
7777 hospital; and
7878 (2) an assisted living facility regulated under
7979 Chapter 247, Health and Safety Code.
8080 [(b) This section does not apply to a small employer health
8181 benefit plan.]
8282 SECTION 6. The following laws are repealed:
8383 (1) Section 1352.003(h), Insurance Code; and
8484 (2) Section 1352.0035, Insurance Code.
8585 SECTION 7. This Act applies only to a health benefit plan
8686 delivered, issued for delivery, or renewed on or after January 1,
8787 2010. A health benefit plan delivered, issued for delivery, or
8888 renewed before January 1, 2010, is governed by the law as it existed
8989 immediately before the effective date of this Act, and that law is
9090 continued in effect for that purpose.
9191 SECTION 8. This Act takes effect September 1, 2009.