1 | 1 | | 81R11451 ALB-D |
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2 | 2 | | By: West S.B. No. 1733 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to health benefit plan coverage of testing for prostate |
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8 | 8 | | cancer for certain males. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Subchapter D, Chapter 85, Health and Safety |
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11 | 11 | | Code, is amended by adding Section 85.090 to read as follows: |
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12 | 12 | | Sec. 85.090. OPT-OUT PROSTATE CANCER TESTING IN CERTAIN |
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13 | 13 | | ROUTINE MEDICAL SCREENINGS. (a) A health care provider that takes |
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14 | 14 | | a sample of the blood of a male patient at least 40 years of age as |
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15 | 15 | | part of a routine medical screening shall submit the sample for a |
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16 | 16 | | prostate-specific antigen test, regardless of whether a |
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17 | 17 | | prostate-specific antigen test is part of a primary diagnosis, |
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18 | 18 | | unless the patient opts out of the prostate-specific antigen test. |
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19 | 19 | | (b) Before taking a sample of the blood of a male patient at |
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20 | 20 | | least 40 years of age, a health care provider must verbally inform |
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21 | 21 | | the patient that a prostate-specific antigen test will be performed |
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22 | 22 | | unless the patient opts out of the prostate-specific antigen test. |
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23 | 23 | | (c) The executive commissioner of the Health and Human |
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24 | 24 | | Services Commission shall adopt rules to implement this section. |
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25 | 25 | | SECTION 2. Section 32.024, Human Resources Code, is amended |
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26 | 26 | | by adding Subsection (ff) to read as follows: |
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27 | 27 | | (ff) The executive commissioner of the Health and Human |
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28 | 28 | | Services Commission shall adopt rules to require the department to |
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29 | 29 | | provide coverage for a medically accepted prostate-specific |
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30 | 30 | | antigen test used for the detection of prostate cancer for each male |
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31 | 31 | | enrolled in the plan who is at least 40 years of age. |
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32 | 32 | | SECTION 3. Section 1362.001, Insurance Code, is amended to |
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33 | 33 | | read as follows: |
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34 | 34 | | Sec. 1362.001. APPLICABILITY OF CHAPTER. (a) This |
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35 | 35 | | chapter applies only to a health benefit plan, including a large or |
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36 | 36 | | small employer health benefit plan written under Chapter 1501, |
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37 | 37 | | that[: |
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38 | 38 | | [(1)] provides benefits for medical or surgical |
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39 | 39 | | expenses incurred as a result of a health condition, accident, or |
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40 | 40 | | sickness, including[: |
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41 | 41 | | [(A)] an individual, group, blanket, or |
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42 | 42 | | franchise insurance policy or insurance agreement, a group hospital |
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43 | 43 | | service contract, or an individual or group evidence of coverage |
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44 | 44 | | that is offered by: |
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45 | 45 | | (1) [(i)] an insurance company; |
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46 | 46 | | (2) [(ii)] a group hospital service corporation |
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47 | 47 | | operating under Chapter 842; |
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48 | 48 | | (3) [(iii)] a fraternal benefit society operating |
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49 | 49 | | under Chapter 885; |
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50 | 50 | | (4) [(iv)] a stipulated premium company operating |
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51 | 51 | | under Chapter 884; [or] |
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52 | 52 | | (5) [(v)] a health maintenance organization operating |
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53 | 53 | | under Chapter 843; |
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54 | 54 | | (6) a reciprocal exchange operating under Chapter 942; |
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55 | 55 | | (7) a Lloyd's plan operating under Chapter 941; |
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56 | 56 | | (8) [and |
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57 | 57 | | [(B) to the extent permitted by the Employee |
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58 | 58 | | Retirement Income Security Act of 1974 (29 U.S.C. Section 1001 et |
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59 | 59 | | seq.), a health benefit plan that is offered by: |
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60 | 60 | | [(i)] a multiple employer welfare |
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61 | 61 | | arrangement that holds a certificate of authority under Chapter |
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62 | 62 | | 846; or |
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63 | 63 | | (9) [as defined by Section 3 of that Act; or |
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64 | 64 | | [(ii) another analogous benefit |
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65 | 65 | | arrangement; |
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66 | 66 | | [(2) is offered by: |
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67 | 67 | | [(A)] an approved nonprofit health corporation |
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68 | 68 | | that holds a certificate of authority under Chapter 844[; or |
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69 | 69 | | [(B) an entity not authorized under this code or |
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70 | 70 | | another insurance law of this state that contracts directly for |
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71 | 71 | | health care services on a risk-sharing basis, including a |
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72 | 72 | | capitation basis; or |
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73 | 73 | | [(3) provides health and accident coverage through a |
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74 | 74 | | risk pool created under Chapter 172, Local Government Code, |
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75 | 75 | | notwithstanding Section 172.014, Local Government Code, or any |
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76 | 76 | | other law]. |
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77 | 77 | | (b) Notwithstanding any provision in Chapter 1551, 1575, |
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78 | 78 | | 1579, or 1601 or any other law, this chapter applies to: |
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79 | 79 | | (1) a basic coverage plan under Chapter 1551; |
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80 | 80 | | (2) a primary care coverage plan under Chapter 1579; |
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81 | 81 | | and |
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82 | 82 | | (3) basic coverage under Chapter 1601. |
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83 | 83 | | SECTION 4. Section 1362.002, Insurance Code, is amended to |
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84 | 84 | | read as follows: |
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85 | 85 | | Sec. 1362.002. EXCEPTION. This chapter does not apply to: |
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86 | 86 | | (1) a health benefit plan that provides coverage: |
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87 | 87 | | (A) only for a specified disease or for another |
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88 | 88 | | limited benefit; |
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89 | 89 | | (B) only for accidental death or dismemberment; |
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90 | 90 | | (C) for wages or payments in lieu of wages for a |
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91 | 91 | | period during which an employee is absent from work because of |
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92 | 92 | | sickness or injury; |
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93 | 93 | | (D) as a supplement to a liability insurance |
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94 | 94 | | policy; or |
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95 | 95 | | (E) only for indemnity for hospital confinement; |
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96 | 96 | | (2) [a small employer health benefit plan written |
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97 | 97 | | under Chapter 1501; |
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98 | 98 | | [(3)] a Medicare supplemental policy as defined by |
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99 | 99 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss); |
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100 | 100 | | (3) [(4)] a workers' compensation insurance policy; |
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101 | 101 | | (4) [(5)] medical payment insurance coverage provided |
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102 | 102 | | under a motor vehicle insurance policy; or |
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103 | 103 | | (5) [(6)] a long-term care insurance policy, |
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104 | 104 | | including a nursing home fixed indemnity policy, unless the |
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105 | 105 | | commissioner determines that the policy provides benefit coverage |
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106 | 106 | | so comprehensive that the policy is a health benefit plan as |
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107 | 107 | | described by Section 1362.001. |
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108 | 108 | | SECTION 5. Section 1362.003(b), Insurance Code, is amended |
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109 | 109 | | to read as follows: |
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110 | 110 | | (b) Coverage required under this section includes at a |
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111 | 111 | | minimum: |
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112 | 112 | | (1) a physical examination for the detection of |
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113 | 113 | | prostate cancer; and |
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114 | 114 | | (2) a prostate-specific antigen test used for the |
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115 | 115 | | detection of prostate cancer for each male who[: |
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116 | 116 | | [(A) is at least 50 years of age and is |
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117 | 117 | | asymptomatic; or |
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118 | 118 | | [(B)] is at least 40 years of age [and has a |
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119 | 119 | | family history of prostate cancer or another prostate cancer risk |
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120 | 120 | | factor]. |
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121 | 121 | | SECTION 6. The heading to Section 1507.004, Insurance Code, |
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122 | 122 | | is amended to read as follows: |
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123 | 123 | | Sec. 1507.004. STANDARD HEALTH BENEFIT PLANS AUTHORIZED; |
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124 | 124 | | MINIMUM REQUIREMENTS [REQUIREMENT]. |
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125 | 125 | | SECTION 7. Section 1507.004, Insurance Code, is amended by |
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126 | 126 | | adding Subsection (c) to read as follows: |
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127 | 127 | | (c) Any standard health benefit plan must include coverage |
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128 | 128 | | for: |
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129 | 129 | | (1) a physical examination for the detection of |
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130 | 130 | | prostate cancer; and |
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131 | 131 | | (2) a prostate-specific antigen test used for the |
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132 | 132 | | detection of prostate cancer for each male who is at least 40 years |
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133 | 133 | | of age. |
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134 | 134 | | SECTION 8. Section 1507.054, Insurance Code, is amended to |
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135 | 135 | | read as follows: |
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136 | 136 | | Sec. 1507.054. STANDARD HEALTH BENEFIT PLANS AUTHORIZED; |
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137 | 137 | | MINIMUM REQUIREMENTS. (a) A health maintenance organization |
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138 | 138 | | authorized to issue an evidence of coverage in this state may offer |
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139 | 139 | | one or more standard health benefit plans. |
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140 | 140 | | (b) Any standard health benefit plan must include coverage |
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141 | 141 | | for: |
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142 | 142 | | (1) a physical examination for the detection of |
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143 | 143 | | prostate cancer; and |
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144 | 144 | | (2) a prostate-specific antigen test used for the |
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145 | 145 | | detection of prostate cancer for each male who is at least 40 years |
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146 | 146 | | of age. |
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147 | 147 | | SECTION 9. Section 1575.159, Insurance Code, is amended to |
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148 | 148 | | read as follows: |
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149 | 149 | | Sec. 1575.159. COVERAGE FOR PROSTATE-SPECIFIC ANTIGEN |
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150 | 150 | | TEST. A health benefit plan offered under the group program must |
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151 | 151 | | provide coverage for a medically accepted prostate-specific |
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152 | 152 | | antigen test used for the detection of prostate cancer for each male |
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153 | 153 | | enrolled in the plan who[: |
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154 | 154 | | [(1) is at least 50 years of age; or |
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155 | 155 | | [(2)] is at least 40 years of age [and: |
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156 | 156 | | [(A) has a family history of prostate cancer; or |
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157 | 157 | | [(B) exhibits another cancer risk factor]. |
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158 | 158 | | SECTION 10. If before implementing the change in law made by |
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159 | 159 | | Section 32.024(ff), Human Resources Code, as added by this Act, a |
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160 | 160 | | state agency determines that a waiver or authorization from a |
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161 | 161 | | federal agency is necessary for implementation of that change in |
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162 | 162 | | law, the agency affected by the change in law shall request the |
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163 | 163 | | waiver or authorization and may delay implementing that change in |
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164 | 164 | | law until the waiver or authorization is granted. |
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165 | 165 | | SECTION 11. Sections 1362.001, 1362.002, 1362.003, |
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166 | 166 | | 1507.004, 1507.054, and 1575.159, Insurance Code, as amended by |
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167 | 167 | | this Act, apply only to a health benefit plan that is delivered, |
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168 | 168 | | issued for delivery, or renewed on or after January 1, 2010. A |
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169 | 169 | | health benefit plan that is delivered, issued for delivery, or |
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170 | 170 | | renewed before January 1, 2010, is covered by the law in effect at |
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171 | 171 | | the time the health benefit plan was delivered, issued for |
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172 | 172 | | delivery, or renewed, and that law is continued in effect for that |
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173 | 173 | | purpose. |
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174 | 174 | | SECTION 12. The executive commissioner of the Health and |
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175 | 175 | | Human Services Commission shall adopt the rules required by Section |
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176 | 176 | | 32.024(ff), Human Resources Code, as added by this Act, not later |
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177 | 177 | | than January 1, 2010. |
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178 | 178 | | SECTION 13. This Act takes effect September 1, 2009. |
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