Texas Senate Bill SB781

Texas 2009 - 81st Regular

Caption

Relating to eligibility to participate in the Texas Health Insurance Risk Pool by individuals whose employers participate in certain regional or local health care programs.

Impact

The impact of SB781 on state laws is notable as it modifies the Texas Insurance Code. By adding a provision that protects individuals from losing eligibility for the Health Insurance Risk Pool solely based on their employer's involvement in alternative healthcare programs, the bill promotes broader access to insurance. This could allow for improved healthcare coverage options for individuals working in regions where local programs are prevalent, potentially leading to increased enrollment in the Risk Pool and enhanced healthcare security for thousands of Texans.

Summary

Senate Bill 781 seeks to amend existing regulations concerning eligibility for participation in the Texas Health Insurance Risk Pool. The primary objective of the bill is to ensure that individuals who are employed by companies participating in certain regional or local healthcare programs are not automatically disqualified from receiving coverage from the Risk Pool. This change is significant as it addresses potential gaps in healthcare access for employees who might otherwise be denied coverage due to their employer's participation in localized healthcare initiatives.

Contention

Debate surrounding SB781 may include discussions over the balance of state-managed insurance programs and localized healthcare efforts. Potential points of contention could arise regarding the costs associated with expanding access to the Risk Pool versus the funding and sustainability of regional healthcare programs. Opponents of the bill may argue that it could shift financial burdens onto the Risk Pool while proponents would emphasize the necessity of ensuring that more individuals have access to necessary health coverage, regardless of their employer's healthcare program.