1 | 1 | | 81R5445 PMO-D |
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2 | 2 | | By: Harris S.B. No. 863 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to adoption of certain information technology. |
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8 | 8 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 9 | | SECTION 1. Subtitle J, Title 8, Insurance Code, is amended |
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10 | 10 | | by adding Chapter 1661 to read as follows: |
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11 | 11 | | CHAPTER 1661. INFORMATION TECHNOLOGY |
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12 | 12 | | Sec. 1661.001. DEFINITIONS. In this chapter: |
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13 | 13 | | (1) "Health benefit plan" means a plan that provides: |
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14 | 14 | | (A) benefits for medical or surgical expenses |
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15 | 15 | | incurred as a result of a health condition, accident, or sickness, |
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16 | 16 | | including an individual, group, blanket, or franchise insurance |
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17 | 17 | | policy or insurance agreement, a group hospital service contract, |
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18 | 18 | | or an individual or group evidence of coverage that is offered by: |
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19 | 19 | | (i) an insurance company; |
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20 | 20 | | (ii) a group hospital service corporation |
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21 | 21 | | operating under Chapter 842; |
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22 | 22 | | (iii) a fraternal benefit society operating |
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23 | 23 | | under Chapter 885; |
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24 | 24 | | (iv) a stipulated premium company operating |
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25 | 25 | | under Chapter 884; |
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26 | 26 | | (v) a Lloyd's plan operating under Chapter |
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27 | 27 | | 941; |
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28 | 28 | | (vi) an exchange operating under Chapter |
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29 | 29 | | 942; |
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30 | 30 | | (vii) a health maintenance organization |
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31 | 31 | | operating under Chapter 843; |
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32 | 32 | | (viii) a multiple employer welfare |
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33 | 33 | | arrangement that holds a certificate of authority under Chapter |
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34 | 34 | | 846; |
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35 | 35 | | (ix) an approved nonprofit health |
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36 | 36 | | corporation that holds a certificate of authority under Chapter |
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37 | 37 | | 844; or |
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38 | 38 | | (x) an entity not authorized under this |
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39 | 39 | | code or another insurance law of this state that contracts directly |
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40 | 40 | | for health care services on a risk-sharing basis, including a |
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41 | 41 | | capitation basis; or |
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42 | 42 | | (B) health and accident coverage through a risk |
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43 | 43 | | pool created under Chapter 172, Local Government Code, |
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44 | 44 | | notwithstanding Section 172.014, Local Government Code. |
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45 | 45 | | (2) "Health benefit plan issuer" means an entity |
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46 | 46 | | authorized to issue a health benefit plan in this state. |
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47 | 47 | | Sec. 1661.002. USE OF CERTAIN INFORMATION TECHNOLOGY |
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48 | 48 | | REQUIRED. (a) A health benefit plan issuer shall use information |
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49 | 49 | | technology that: |
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50 | 50 | | (1) provides an enrollee with real-time information at |
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51 | 51 | | the point of service concerning: |
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52 | 52 | | (A) any applicable deductibles; |
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53 | 53 | | (B) the allowable or usual and customary amount |
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54 | 54 | | paid for out-of-network care, as applicable; and |
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55 | 55 | | (C) the enrollee's potential total financial |
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56 | 56 | | responsibility; and |
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57 | 57 | | (2) provides a physician or other health care provider |
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58 | 58 | | with real-time information regarding physician or health care |
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59 | 59 | | provider network participation. |
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60 | 60 | | (b) A health benefit plan issuer shall use information |
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61 | 61 | | technology that permits real-time adjudication of health care |
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62 | 62 | | claims at the point of service. |
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63 | 63 | | Sec. 1661.003. CERTAIN FEES PROHIBITED. A health benefit |
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64 | 64 | | plan issuer may not directly or indirectly charge or collect from an |
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65 | 65 | | enrollee or a physician, or other health care provider, a fee to |
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66 | 66 | | cover the costs incurred by the health benefit plan issuer in |
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67 | 67 | | complying with this chapter. |
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68 | 68 | | Sec. 1661.004. RULES. The commissioner shall adopt rules |
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69 | 69 | | as necessary to implement this chapter, including rules that ensure |
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70 | 70 | | that the information technology used by a health benefit plan |
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71 | 71 | | issuer does not have legal or technical restrictions for encoding, |
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72 | 72 | | displaying, exchanging, reading, printing, transmitting, or |
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73 | 73 | | storing information or data in electronic form. |
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74 | 74 | | SECTION 2. This Act takes effect immediately if it receives |
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75 | 75 | | a vote of two-thirds of all the members elected to each house, as |
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76 | 76 | | provided by Section 39, Article III, Texas Constitution. If this |
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77 | 77 | | Act does not receive the vote necessary for immediate effect, this |
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78 | 78 | | Act takes effect September 1, 2009. |
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