Texas 2009 - 81st Regular

Texas Senate Bill SB863 Compare Versions

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11 81R5445 PMO-D
22 By: Harris S.B. No. 863
33
44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to adoption of certain information technology.
88 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
99 SECTION 1. Subtitle J, Title 8, Insurance Code, is amended
1010 by adding Chapter 1661 to read as follows:
1111 CHAPTER 1661. INFORMATION TECHNOLOGY
1212 Sec. 1661.001. DEFINITIONS. In this chapter:
1313 (1) "Health benefit plan" means a plan that provides:
1414 (A) benefits for medical or surgical expenses
1515 incurred as a result of a health condition, accident, or sickness,
1616 including an individual, group, blanket, or franchise insurance
1717 policy or insurance agreement, a group hospital service contract,
1818 or an individual or group evidence of coverage that is offered by:
1919 (i) an insurance company;
2020 (ii) a group hospital service corporation
2121 operating under Chapter 842;
2222 (iii) a fraternal benefit society operating
2323 under Chapter 885;
2424 (iv) a stipulated premium company operating
2525 under Chapter 884;
2626 (v) a Lloyd's plan operating under Chapter
2727 941;
2828 (vi) an exchange operating under Chapter
2929 942;
3030 (vii) a health maintenance organization
3131 operating under Chapter 843;
3232 (viii) a multiple employer welfare
3333 arrangement that holds a certificate of authority under Chapter
3434 846;
3535 (ix) an approved nonprofit health
3636 corporation that holds a certificate of authority under Chapter
3737 844; or
3838 (x) an entity not authorized under this
3939 code or another insurance law of this state that contracts directly
4040 for health care services on a risk-sharing basis, including a
4141 capitation basis; or
4242 (B) health and accident coverage through a risk
4343 pool created under Chapter 172, Local Government Code,
4444 notwithstanding Section 172.014, Local Government Code.
4545 (2) "Health benefit plan issuer" means an entity
4646 authorized to issue a health benefit plan in this state.
4747 Sec. 1661.002. USE OF CERTAIN INFORMATION TECHNOLOGY
4848 REQUIRED. (a) A health benefit plan issuer shall use information
4949 technology that:
5050 (1) provides an enrollee with real-time information at
5151 the point of service concerning:
5252 (A) any applicable deductibles;
5353 (B) the allowable or usual and customary amount
5454 paid for out-of-network care, as applicable; and
5555 (C) the enrollee's potential total financial
5656 responsibility; and
5757 (2) provides a physician or other health care provider
5858 with real-time information regarding physician or health care
5959 provider network participation.
6060 (b) A health benefit plan issuer shall use information
6161 technology that permits real-time adjudication of health care
6262 claims at the point of service.
6363 Sec. 1661.003. CERTAIN FEES PROHIBITED. A health benefit
6464 plan issuer may not directly or indirectly charge or collect from an
6565 enrollee or a physician, or other health care provider, a fee to
6666 cover the costs incurred by the health benefit plan issuer in
6767 complying with this chapter.
6868 Sec. 1661.004. RULES. The commissioner shall adopt rules
6969 as necessary to implement this chapter, including rules that ensure
7070 that the information technology used by a health benefit plan
7171 issuer does not have legal or technical restrictions for encoding,
7272 displaying, exchanging, reading, printing, transmitting, or
7373 storing information or data in electronic form.
7474 SECTION 2. This Act takes effect immediately if it receives
7575 a vote of two-thirds of all the members elected to each house, as
7676 provided by Section 39, Article III, Texas Constitution. If this
7777 Act does not receive the vote necessary for immediate effect, this
7878 Act takes effect September 1, 2009.