1 | 1 | | 83R3747 PMO-F |
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2 | 2 | | By: Eiland H.B. No. 3455 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to access to pharmaceutical care under certain health |
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8 | 8 | | benefit plans. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Chapter 1451, Insurance Code, is amended by |
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11 | 11 | | adding Subchapter J to read as follows: |
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12 | 12 | | SUBCHAPTER J. ACCESS TO PHARMACEUTICAL CARE |
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13 | 13 | | Sec. 1451.451. DEFINITIONS. In this subchapter: |
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14 | 14 | | (1) "Drug" has the meaning assigned by Section |
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15 | 15 | | 551.003, Occupations Code. |
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16 | 16 | | (2) "Enrollee" means an individual who is covered |
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17 | 17 | | under a health benefit plan, including a covered dependent. |
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18 | 18 | | (3) "Pharmaceutical care" has the meaning assigned by |
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19 | 19 | | Section 551.003, Occupations Code. |
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20 | 20 | | (4) "Pharmacist" has the meaning assigned by Section |
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21 | 21 | | 551.003, Occupations Code. |
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22 | 22 | | (5) "Pharmacy" has the meaning assigned by Section |
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23 | 23 | | 551.003, Occupations Code. |
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24 | 24 | | Sec. 1451.452. APPLICABILITY OF SUBCHAPTER. (a) This |
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25 | 25 | | subchapter applies only to a health benefit plan that provides |
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26 | 26 | | benefits for drugs or pharmaceutical care expenses incurred as a |
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27 | 27 | | result of a health condition, accident, or sickness, including an |
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28 | 28 | | individual, group, blanket, or franchise insurance policy or |
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29 | 29 | | insurance agreement, a group hospital service contract, or an |
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30 | 30 | | individual or group evidence of coverage or similar coverage |
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31 | 31 | | document that is offered by: |
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32 | 32 | | (1) an insurance company; |
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33 | 33 | | (2) a group hospital service corporation operating |
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34 | 34 | | under Chapter 842; |
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35 | 35 | | (3) a fraternal benefit society operating under |
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36 | 36 | | Chapter 885; |
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37 | 37 | | (4) a stipulated premium company operating under |
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38 | 38 | | Chapter 884; |
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39 | 39 | | (5) an exchange operating under Chapter 942; |
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40 | 40 | | (6) a health maintenance organization operating under |
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41 | 41 | | Chapter 843; |
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42 | 42 | | (7) a multiple employer welfare arrangement that holds |
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43 | 43 | | a certificate of authority under Chapter 846; or |
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44 | 44 | | (8) an approved nonprofit health corporation that |
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45 | 45 | | holds a certificate of authority under Chapter 844. |
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46 | 46 | | (b) This subchapter does not apply to: |
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47 | 47 | | (1) a plan that provides coverage: |
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48 | 48 | | (A) for wages or payments in lieu of wages for a |
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49 | 49 | | period during which an employee is absent from work because of |
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50 | 50 | | sickness or injury; |
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51 | 51 | | (B) as a supplement to a liability insurance |
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52 | 52 | | policy; |
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53 | 53 | | (C) for credit insurance; |
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54 | 54 | | (D) only for dental or vision care; |
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55 | 55 | | (E) only for hospital expenses; or |
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56 | 56 | | (F) only for indemnity for hospital confinement; |
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57 | 57 | | (2) a Medicare supplemental policy as defined by |
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58 | 58 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section |
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59 | 59 | | 1395ss(g)(1)); |
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60 | 60 | | (3) a workers' compensation insurance policy; |
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61 | 61 | | (4) medical payment insurance coverage provided under |
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62 | 62 | | a motor vehicle insurance policy; or |
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63 | 63 | | (5) a long-term care policy, including a nursing home |
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64 | 64 | | fixed indemnity policy, unless the commissioner determines that the |
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65 | 65 | | policy provides benefit coverage so comprehensive that the policy |
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66 | 66 | | is a health benefit plan as described by Subsection (a). |
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67 | 67 | | Sec. 1451.453. PROHIBITED CONTRACTUAL PROVISIONS. (a) A |
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68 | 68 | | health benefit plan may not: |
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69 | 69 | | (1) prohibit or limit an enrollee from selecting a |
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70 | 70 | | pharmacy or pharmacist of the enrollee's choice to be a provider to |
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71 | 71 | | furnish pharmaceutical care covered by the plan; |
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72 | 72 | | (2) deny a pharmacy or pharmacist the right to |
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73 | 73 | | participate as a provider under the plan if the pharmacy or |
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74 | 74 | | pharmacist agrees to provide pharmaceutical care consistent with |
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75 | 75 | | the terms of the plan and to accept the administrative, financial, |
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76 | 76 | | and professional conditions that apply uniformly to pharmacies and |
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77 | 77 | | pharmacists designated as providers under the plan; or |
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78 | 78 | | (3) require an enrollee to obtain or request a |
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79 | 79 | | specific quantity or dosage supply of pharmaceutical products. |
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80 | 80 | | (b) Notwithstanding Subsection (a)(3), a health benefit |
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81 | 81 | | plan may allow a physician of an enrollee to prescribe drugs in a |
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82 | 82 | | quantity or dosage supply the physician determines appropriate and |
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83 | 83 | | that is in compliance with state and federal statutes. |
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84 | 84 | | (c) This section does not prohibit a health benefit plan |
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85 | 85 | | from: |
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86 | 86 | | (1) in an effort to achieve cost savings to the plan |
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87 | 87 | | and the enrollee, provided that the limitations or incentives are |
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88 | 88 | | applied uniformly to all designated providers of pharmaceutical |
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89 | 89 | | care under the plan: |
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90 | 90 | | (A) limiting the quantity or dosage supply of |
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91 | 91 | | drugs covered under the plan; or |
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92 | 92 | | (B) providing financial incentives to |
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93 | 93 | | prescribing physicians or enrollees to encourage use of certain |
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94 | 94 | | drugs or pharmaceutical care in certain quantities; |
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95 | 95 | | (2) implementing or administering a pharmacy benefit |
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96 | 96 | | card program that authorizes an enrollee to obtain drugs or |
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97 | 97 | | pharmaceutical care through designated providers; or |
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98 | 98 | | (3) establishing uniform and reasonable application |
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99 | 99 | | and renewal fees for pharmacies or pharmacists that provide |
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100 | 100 | | pharmaceutical care as a provider under the plan. |
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101 | 101 | | Sec. 1451.454. COVERAGE NOT REQUIRED. This subchapter does |
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102 | 102 | | not require a health benefit plan to provide coverage for drugs or |
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103 | 103 | | pharmaceutical care. |
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104 | 104 | | Sec. 1451.455. DEPARTMENT MONITORING. The commissioner |
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105 | 105 | | shall monitor health benefit plans to ensure compliance with this |
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106 | 106 | | subchapter. |
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107 | 107 | | Sec. 1451.456. RULEMAKING. The commissioner may adopt |
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108 | 108 | | rules as necessary to implement this subchapter. |
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109 | 109 | | SECTION 2. Article 21.52B, Insurance Code, is repealed. |
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110 | 110 | | SECTION 3. This Act applies only to a health benefit plan |
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111 | 111 | | that is delivered, issued for delivery, or renewed on or after |
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112 | 112 | | January 1, 2014. A health benefit plan delivered, issued for |
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113 | 113 | | delivery, or renewed before January 1, 2014, is governed by the law |
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114 | 114 | | as it existed immediately before the effective date of this Act, and |
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115 | 115 | | that law is continued in effect for that purpose. |
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116 | 116 | | SECTION 4. This Act takes effect September 1, 2013. |
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