83R9813 KKR-D
By: West S.B. No. 1121
A BILL TO BE ENTITLED
AN ACT
relating to coverage for certain architectural engineering
services under certain insurance policies.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter A, Chapter 2002, Insurance Code, is
amended by adding Section 2002.007 to read as follows:
Sec. 2002.007. ARCHITECTURAL ENGINEERING COVERAGE FOR
DAMAGE TO DWELLING. (a) In this section, "insurer" and
"residential property insurance" have the meanings assigned by
Section 2301.051.
(b) Except as provided by Subsection (c), an insurer,
including the Texas Windstorm Insurance Association and the FAIR
Plan Association, may not deliver or issue for delivery a
residential property or Texas windstorm and hail insurance policy
in this state unless the policy provides coverage for an evaluation
and analysis, performed by an appropriately qualified
architectural engineer, of the covered dwelling in a circumstance
in which a covered peril may have caused structural damage to the
dwelling.
(c) The insured may reject the coverage required by this
section.
(d) This section does not apply to an insurance policy that
provides coverage only for the contents of a dwelling.
SECTION 2. This Act applies only to an insurance policy
delivered, issued for delivery, or renewed on or after January 1,
2014. A policy delivered, issued for delivery, or renewed before
January 1, 2014, is governed by the law as it existed immediately
before the effective date of this Act, and that law is continued in
effect for that purpose.
SECTION 3. This Act takes effect September 1, 2013.