Texas 2013 - 83rd 1st C.S.

Texas House Bill HR184

Caption

In memory of Cynthia Gerhardt, former chief clerk of the Texas House of Representatives.

Impact

If enacted, HR184 would have considerable implications for state laws regarding health insurance and consumer protection. The bill seeks to amend existing regulations, establishing new standards for how insurance companies set premiums and disclose pricing information. This shift could lead to a more competitive marketplace for healthcare services, where insurers are motivated to offer better rates due to increased transparency and regulatory oversight. The changes are expected to particularly benefit lower-income individuals and those with pre-existing conditions, who often face challenges in obtaining affordable insurance coverage.

Summary

HR184 aims to enhance healthcare accessibility and affordability for residents. The bill proposes measures to regulate insurance premiums, ensuring that they reflect the actual costs of healthcare rather than inflated rates. Additionally, HR184 includes provisions aimed at increasing the transparency of healthcare pricing, enabling consumers to make informed decisions about their healthcare options. By targeting insurance practices, the bill is positioned as a significant step towards reducing the financial burden of medical expenses for individuals and families.

Sentiment

The sentiment surrounding HR184 is largely positive among consumer advocacy groups and some legislative members, who view the bill as a necessary reform to combat rising healthcare costs. Proponents argue that it promotes fairness and accountability within the insurance sector. However, there is also notable opposition from some entities within the insurance industry, who contend that the regulations could lead to higher costs for consumers and less innovation in insurance products. This division highlights a key tension in the ongoing debate about how best to reform healthcare systems.

Contention

A prominent point of contention during discussions of HR184 is the balance between regulatory oversight and industry flexibility. Supporters advocate for stringent regulations to protect consumers from excessive fees, while opponents caution that heavy-handed regulations may stifle competition and limit choices for consumers. Additionally, there are concerns about the potential implications of increased bureaucracy in the insurance sector, which some believe could lead to inefficiencies and hinder the responsiveness of insurers to market needs.

Companion Bills

No companion bills found.

Previously Filed As

TX HR566

In memory of William Rayford Price of Austin, former Speaker of the Texas House of Representatives.

TX HCR85

In memory of Gus Franklin Mutscher, former Speaker of the Texas House of Representatives.

TX HR518

In memory of former Texas state representative David Anthony Swinford of Dumas.

TX SR444

In memory of former Speaker of the Texas House of Representatives Gus Franklin Mutscher.

TX SR7

In memory of former State Representative Mary Craver Denny.

TX HR240

In memory of Mava Jo Turner of Anahuac.

TX HR7

In memory of Joyce McCoy Swinford of Dumas.

TX HR1717

In memory of Elna Ray Christopher of Austin.

TX HR150

In memory of former State Representative Thomas Jefferson "Tom" Martin Jr.

TX HR54

In memory of Patsie Lee Baugh Johnston of Junction.

Similar Bills

No similar bills found.