84R171 CLG-D
By: Menéndez H.B. No. 146
A BILL TO BE ENTITLED
AN ACT
relating to requiring photo identification for certain credit card
purchases.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subtitle A, Title 11, Business & Commerce Code,
is amended by adding Chapter 506 to read as follows:
CHAPTER 506. REQUIRING VERIFICATION OF IDENTITY FOR CERTAIN CREDIT
CARD PURCHASES
Sec. 506.001. DEFINITIONS. In this chapter:
(1) "Cardholder" means the person named on the face of
a credit card to whom or for whose benefit the card is issued.
(2) "Credit card" means a card or device issued under
an agreement by which the issuer gives to a cardholder the right to
obtain credit from the issuer or another person.
(3) "Merchant" means a person in the business of
selling goods or services.
(4) "Photo identification" means a card or other
document that:
(A) is issued by a governmental entity to
identify an individual; and
(B) displays a photograph of the individual
identified on the card or other document.
Sec. 506.002. REQUIRING PHOTO IDENTIFICATION FOR CERTAIN
CREDIT CARD TRANSACTIONS. (a) A merchant may not accept a credit
card for payment in a face-to-face transaction unless the merchant
requires the individual presenting the credit card to provide photo
identification verifying the individual's identity as the
cardholder if the transaction is for:
(1) the purchase of goods or services in an amount of
more than $200; or
(2) the purchase of a stored value card as defined by
Section 604.001.
(b) Subsection (a) does not apply if the merchant requires
the individual presenting the credit card for payment to:
(1) electronically enter the individual's zip code to
verify the individual's identity as authorized by Section 505.002;
or
(2) electronically enter the personal identification
number (PIN) associated with the credit card.
SECTION 2. This Act takes effect January 1, 2016.