84R170 ATP-D
By: Menéndez H.B. No. 149
A BILL TO BE ENTITLED
AN ACT
relating to photo identification requirements for certain stored
value card purchases.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Chapter 604, Business & Commerce Code, is
amended by adding Subchapter D to read as follows:
SUBCHAPTER D. REQUIRING VERIFICATION OF IDENTITY FOR CREDIT CARD
PURCHASES
Sec. 604.151. DEFINITIONS. In this subchapter:
(1) "Cardholder" means the person named on the face of
a credit card to whom or for whose benefit the credit card is
issued.
(2) "Credit card" means a card or device issued under
an agreement by which the issuer gives to a cardholder the right to
obtain credit from the issuer or another person.
(3) "Merchant" means a person in the business of
selling or leasing goods or services.
(4) "Photo identification" means a card or other
document that:
(A) is issued by a governmental entity to
identify an individual; and
(B) displays a photograph of the individual
identified on the card or other document.
Sec. 604.152. APPLICABILITY TO FACE-TO-FACE TRANSACTIONS.
Notwithstanding Section 604.002, this subchapter applies to any
face-to-face transaction in which an individual seeks to pay a
merchant for the purchase of or adding value to any stored value
card.
Sec. 604.153. REQUIRING PHOTO IDENTIFICATION FOR CREDIT
CARD TRANSACTION. (a) A merchant may not accept a credit card for
payment in a face-to-face transaction for the purchase of or adding
value to a stored value card unless the merchant requires the
individual presenting the credit card to provide photo
identification verifying the individual's identity as the
cardholder.
(b) Subsection (a) does not apply if the merchant requires
the individual presenting the credit card for payment to provide
the individual's zip code to verify the individual's identity as
authorized by Section 505.002.
SECTION 2. This Act takes effect September 1, 2015.