Texas 2015 - 84th Regular

Texas House Bill HB2979 Compare Versions

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11 84R26663 MEW-D
22 By: Anderson of Dallas, Isaac, Howard, H.B. No. 2979
33 Farney
44 Substitute the following for H.B. No. 2979:
55 By: Vo C.S.H.B. No. 2979
66
77
88 A BILL TO BE ENTITLED
99 AN ACT
1010 relating to health benefit plan coverage of hearing aids for
1111 certain individuals.
1212 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1313 SECTION 1. Chapter 1367, Insurance Code, is amended by
1414 adding Subchapter F to read as follows:
1515 SUBCHAPTER F. HEARING AIDS
1616 Sec. 1367.251. APPLICABILITY OF SUBCHAPTER. (a) This
1717 subchapter applies only to a health benefit plan, including a small
1818 employer health benefit plan written under Chapter 1501 or coverage
1919 provided by a health group cooperative under Subchapter B of that
2020 chapter, that provides benefits for medical or surgical expenses
2121 incurred as a result of a health condition, accident, or sickness,
2222 including an individual, group, blanket, or franchise insurance
2323 policy or insurance agreement, a group hospital service contract,
2424 or an individual or group evidence of coverage or similar coverage
2525 document that is offered by:
2626 (1) an insurance company;
2727 (2) a group hospital service corporation operating
2828 under Chapter 842;
2929 (3) a fraternal benefit society operating under
3030 Chapter 885;
3131 (4) a Lloyd's plan operating under Chapter 941;
3232 (5) a stipulated premium insurance company operating
3333 under Chapter 884;
3434 (6) a reciprocal exchange operating under Chapter 942;
3535 (7) a health maintenance organization operating under
3636 Chapter 843;
3737 (8) a multiple employer welfare arrangement that holds
3838 a certificate of authority under Chapter 846; or
3939 (9) an approved nonprofit health corporation that
4040 holds a certificate of authority under Chapter 844.
4141 (b) This subchapter applies to coverage under a group health
4242 benefit plan described by Subsection (a) provided to a resident of
4343 this state, regardless of whether the group policy or contract is
4444 delivered, issued for delivery, or renewed within or outside this
4545 state.
4646 (c) This subchapter applies to group health coverage made
4747 available by a school district in accordance with Section 22.004,
4848 Education Code.
4949 (d) This subchapter applies to a self-funded health benefit
5050 plan sponsored by a professional employer organization under
5151 Chapter 91, Labor Code.
5252 (e) Notwithstanding Section 22.409, Business Organizations
5353 Code, or any other law, this subchapter applies to a church benefits
5454 board established under Chapter 22, Business Organizations Code.
5555 (f) Notwithstanding Section 157.008, Local Government Code,
5656 or any other law, this subchapter applies to a county employee
5757 health benefit plan established under Chapter 157, Local Government
5858 Code.
5959 (g) Notwithstanding Section 75.104, Health and Safety Code,
6060 or any other law, this subchapter applies to a regional or local
6161 health care program established under Chapter 75, Health and Safety
6262 Code.
6363 (h) Notwithstanding any provision in Chapter 1551, 1575,
6464 1579, or 1601 or any other law, this subchapter applies to:
6565 (1) a basic coverage plan under Chapter 1551;
6666 (2) a basic plan under Chapter 1575;
6767 (3) a primary care coverage plan under Chapter 1579;
6868 and
6969 (4) basic coverage under Chapter 1601.
7070 (i) Notwithstanding any other law, a standard health
7171 benefit plan provided under Chapter 1507 must provide the coverage
7272 required by this subchapter.
7373 Sec. 1367.252. EXCEPTION. This subchapter does not apply
7474 to:
7575 (1) a plan that provides coverage:
7676 (A) for wages or payments in lieu of wages for a
7777 period during which an employee is absent from work because of
7878 sickness or injury;
7979 (B) as a supplement to a liability insurance
8080 policy;
8181 (C) for credit insurance;
8282 (D) only for dental or vision care;
8383 (E) only for hospital expenses; or
8484 (F) only for indemnity for hospital confinement;
8585 (2) a Medicare supplemental policy as defined by
8686 Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss);
8787 (3) a workers' compensation insurance policy;
8888 (4) medical payment insurance coverage provided under
8989 a motor vehicle insurance policy;
9090 (5) a long-term care policy, including a nursing home
9191 fixed indemnity policy, unless the commissioner determines that the
9292 policy provides benefit coverage so comprehensive that the policy
9393 is a health benefit plan as described by Section 1367.251;
9494 (6) a Medicaid managed care program operated under
9595 Chapter 533, Government Code; or
9696 (7) a Medicaid program operated under Chapter 32,
9797 Human Resources Code.
9898 Sec. 1367.253. COVERAGE REQUIRED. (a) A health benefit
9999 plan must provide coverage for the cost of a medically necessary
100100 hearing aid and related services and supplies for a covered
101101 individual who is 18 years of age or younger.
102102 (b) Coverage required under this section is limited to one
103103 hearing aid in each ear every three years.
104104 (c) Except as provided by Subsection (b), coverage required
105105 under this section:
106106 (1) may not be less favorable than coverage for
107107 physical illness generally under the plan; and
108108 (2) must be subject to durational limits and
109109 coinsurance factors no less favorable than coverage provided for
110110 physical illness generally under the plan.
111111 (d) This section does not apply to a qualified health plan
112112 defined by 45 C.F.R. Section 155.20 if a determination is made under
113113 45 C.F.R. Section 155.170 that:
114114 (1) this subchapter requires the qualified health plan
115115 to offer benefits in addition to the essential health benefits
116116 required under 42 U.S.C. Section 18022(b); and
117117 (2) this state must make payments to defray the cost of
118118 the additional benefits mandated by this subchapter.
119119 SECTION 2. The change in law made by this Act applies only
120120 to a health benefit plan delivered, issued for delivery, or renewed
121121 on or after January 1, 2016. A health benefit plan delivered, issued
122122 for delivery, or renewed before January 1, 2016, is governed by the
123123 law in effect immediately before the effective date of this Act, and
124124 that law is continued in effect for that purpose.
125125 SECTION 3. This Act takes effect September 1, 2015.