1 | 1 | | 84R26663 MEW-D |
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2 | 2 | | By: Anderson of Dallas, Isaac, Howard, H.B. No. 2979 |
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3 | 3 | | Farney |
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4 | 4 | | Substitute the following for H.B. No. 2979: |
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5 | 5 | | By: Vo C.S.H.B. No. 2979 |
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6 | 6 | | |
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7 | 7 | | |
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8 | 8 | | A BILL TO BE ENTITLED |
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9 | 9 | | AN ACT |
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10 | 10 | | relating to health benefit plan coverage of hearing aids for |
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11 | 11 | | certain individuals. |
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12 | 12 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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13 | 13 | | SECTION 1. Chapter 1367, Insurance Code, is amended by |
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14 | 14 | | adding Subchapter F to read as follows: |
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15 | 15 | | SUBCHAPTER F. HEARING AIDS |
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16 | 16 | | Sec. 1367.251. APPLICABILITY OF SUBCHAPTER. (a) This |
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17 | 17 | | subchapter applies only to a health benefit plan, including a small |
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18 | 18 | | employer health benefit plan written under Chapter 1501 or coverage |
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19 | 19 | | provided by a health group cooperative under Subchapter B of that |
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20 | 20 | | chapter, that provides benefits for medical or surgical expenses |
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21 | 21 | | incurred as a result of a health condition, accident, or sickness, |
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22 | 22 | | including an individual, group, blanket, or franchise insurance |
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23 | 23 | | policy or insurance agreement, a group hospital service contract, |
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24 | 24 | | or an individual or group evidence of coverage or similar coverage |
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25 | 25 | | document that is offered by: |
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26 | 26 | | (1) an insurance company; |
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27 | 27 | | (2) a group hospital service corporation operating |
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28 | 28 | | under Chapter 842; |
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29 | 29 | | (3) a fraternal benefit society operating under |
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30 | 30 | | Chapter 885; |
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31 | 31 | | (4) a Lloyd's plan operating under Chapter 941; |
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32 | 32 | | (5) a stipulated premium insurance company operating |
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33 | 33 | | under Chapter 884; |
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34 | 34 | | (6) a reciprocal exchange operating under Chapter 942; |
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35 | 35 | | (7) a health maintenance organization operating under |
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36 | 36 | | Chapter 843; |
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37 | 37 | | (8) a multiple employer welfare arrangement that holds |
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38 | 38 | | a certificate of authority under Chapter 846; or |
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39 | 39 | | (9) an approved nonprofit health corporation that |
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40 | 40 | | holds a certificate of authority under Chapter 844. |
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41 | 41 | | (b) This subchapter applies to coverage under a group health |
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42 | 42 | | benefit plan described by Subsection (a) provided to a resident of |
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43 | 43 | | this state, regardless of whether the group policy or contract is |
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44 | 44 | | delivered, issued for delivery, or renewed within or outside this |
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45 | 45 | | state. |
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46 | 46 | | (c) This subchapter applies to group health coverage made |
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47 | 47 | | available by a school district in accordance with Section 22.004, |
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48 | 48 | | Education Code. |
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49 | 49 | | (d) This subchapter applies to a self-funded health benefit |
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50 | 50 | | plan sponsored by a professional employer organization under |
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51 | 51 | | Chapter 91, Labor Code. |
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52 | 52 | | (e) Notwithstanding Section 22.409, Business Organizations |
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53 | 53 | | Code, or any other law, this subchapter applies to a church benefits |
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54 | 54 | | board established under Chapter 22, Business Organizations Code. |
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55 | 55 | | (f) Notwithstanding Section 157.008, Local Government Code, |
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56 | 56 | | or any other law, this subchapter applies to a county employee |
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57 | 57 | | health benefit plan established under Chapter 157, Local Government |
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58 | 58 | | Code. |
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59 | 59 | | (g) Notwithstanding Section 75.104, Health and Safety Code, |
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60 | 60 | | or any other law, this subchapter applies to a regional or local |
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61 | 61 | | health care program established under Chapter 75, Health and Safety |
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62 | 62 | | Code. |
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63 | 63 | | (h) Notwithstanding any provision in Chapter 1551, 1575, |
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64 | 64 | | 1579, or 1601 or any other law, this subchapter applies to: |
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65 | 65 | | (1) a basic coverage plan under Chapter 1551; |
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66 | 66 | | (2) a basic plan under Chapter 1575; |
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67 | 67 | | (3) a primary care coverage plan under Chapter 1579; |
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68 | 68 | | and |
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69 | 69 | | (4) basic coverage under Chapter 1601. |
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70 | 70 | | (i) Notwithstanding any other law, a standard health |
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71 | 71 | | benefit plan provided under Chapter 1507 must provide the coverage |
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72 | 72 | | required by this subchapter. |
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73 | 73 | | Sec. 1367.252. EXCEPTION. This subchapter does not apply |
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74 | 74 | | to: |
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75 | 75 | | (1) a plan that provides coverage: |
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76 | 76 | | (A) for wages or payments in lieu of wages for a |
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77 | 77 | | period during which an employee is absent from work because of |
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78 | 78 | | sickness or injury; |
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79 | 79 | | (B) as a supplement to a liability insurance |
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80 | 80 | | policy; |
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81 | 81 | | (C) for credit insurance; |
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82 | 82 | | (D) only for dental or vision care; |
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83 | 83 | | (E) only for hospital expenses; or |
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84 | 84 | | (F) only for indemnity for hospital confinement; |
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85 | 85 | | (2) a Medicare supplemental policy as defined by |
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86 | 86 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss); |
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87 | 87 | | (3) a workers' compensation insurance policy; |
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88 | 88 | | (4) medical payment insurance coverage provided under |
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89 | 89 | | a motor vehicle insurance policy; |
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90 | 90 | | (5) a long-term care policy, including a nursing home |
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91 | 91 | | fixed indemnity policy, unless the commissioner determines that the |
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92 | 92 | | policy provides benefit coverage so comprehensive that the policy |
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93 | 93 | | is a health benefit plan as described by Section 1367.251; |
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94 | 94 | | (6) a Medicaid managed care program operated under |
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95 | 95 | | Chapter 533, Government Code; or |
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96 | 96 | | (7) a Medicaid program operated under Chapter 32, |
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97 | 97 | | Human Resources Code. |
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98 | 98 | | Sec. 1367.253. COVERAGE REQUIRED. (a) A health benefit |
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99 | 99 | | plan must provide coverage for the cost of a medically necessary |
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100 | 100 | | hearing aid and related services and supplies for a covered |
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101 | 101 | | individual who is 18 years of age or younger. |
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102 | 102 | | (b) Coverage required under this section is limited to one |
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103 | 103 | | hearing aid in each ear every three years. |
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104 | 104 | | (c) Except as provided by Subsection (b), coverage required |
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105 | 105 | | under this section: |
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106 | 106 | | (1) may not be less favorable than coverage for |
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107 | 107 | | physical illness generally under the plan; and |
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108 | 108 | | (2) must be subject to durational limits and |
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109 | 109 | | coinsurance factors no less favorable than coverage provided for |
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110 | 110 | | physical illness generally under the plan. |
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111 | 111 | | (d) This section does not apply to a qualified health plan |
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112 | 112 | | defined by 45 C.F.R. Section 155.20 if a determination is made under |
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113 | 113 | | 45 C.F.R. Section 155.170 that: |
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114 | 114 | | (1) this subchapter requires the qualified health plan |
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115 | 115 | | to offer benefits in addition to the essential health benefits |
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116 | 116 | | required under 42 U.S.C. Section 18022(b); and |
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117 | 117 | | (2) this state must make payments to defray the cost of |
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118 | 118 | | the additional benefits mandated by this subchapter. |
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119 | 119 | | SECTION 2. The change in law made by this Act applies only |
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120 | 120 | | to a health benefit plan delivered, issued for delivery, or renewed |
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121 | 121 | | on or after January 1, 2016. A health benefit plan delivered, issued |
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122 | 122 | | for delivery, or renewed before January 1, 2016, is governed by the |
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123 | 123 | | law in effect immediately before the effective date of this Act, and |
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124 | 124 | | that law is continued in effect for that purpose. |
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125 | 125 | | SECTION 3. This Act takes effect September 1, 2015. |
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