Texas 2015 - 84th Regular

Texas House Bill HB3102 Compare Versions

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11 84R11368 AJA-D
22 By: Frullo H.B. No. 3102
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55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to the disclosure by health care practitioners and
88 facilities of patient liability for payment for certain health care
99 services.
1010 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1111 SECTION 1. The heading to Chapter 1456, Insurance Code, is
1212 amended to read as follows:
1313 CHAPTER 1456. DISCLOSURE OF PROVIDER STATUS AND PATIENT LIABILITY
1414 SECTION 2. Section 1456.003(a), Insurance Code, is amended
1515 to read as follows:
1616 (a) Each health benefit plan that provides health care
1717 through a provider network shall provide notice to its enrollees
1818 that:
1919 (1) a facility-based physician or other health care
2020 practitioner may not be included in the health benefit plan's
2121 provider network; and
2222 (2) subject to Subchapter D, Chapter 324, Health and
2323 Safety Code, a health care practitioner described by Subdivision
2424 (1) may balance bill the enrollee for amounts not paid by the health
2525 benefit plan.
2626 SECTION 3. Section 1456.007, Insurance Code, is amended to
2727 read as follows:
2828 Sec. 1456.007. HEALTH BENEFIT PLAN ESTIMATE OF CHARGES. A
2929 health benefit plan that must comply with this chapter under
3030 Section 1456.002 shall, on the request of an enrollee, provide an
3131 estimate of payments that will be made for any health care service
3232 or supply and shall also specify any applicable deductibles,
3333 copayments, or coinsurance[, or other amounts for which the
3434 enrollee is responsible]. The estimate must be provided not later
3535 than the 10th business day after the date on which the estimate was
3636 requested. A health benefit plan must advise the enrollee that:
3737 (1) the actual payment and charges for the services or
3838 supplies will vary based upon the enrollee's actual medical
3939 condition and other factors associated with performance of medical
4040 services; and
4141 (2) subject to Subchapter D, Chapter 324, Health and
4242 Safety Code, the enrollee may be personally liable for the payment
4343 of services or supplies based upon the enrollee's health benefit
4444 plan coverage.
4545 SECTION 4. Chapter 324, Health and Safety Code, is amended
4646 by adding Subchapter D to read as follows:
4747 SUBCHAPTER D. PRICE DISCLOSURE
4848 Sec. 324.151. DEFINITIONS. Notwithstanding Section
4949 324.001, in this subchapter:
5050 (1) "Health care facility" means a hospital, emergency
5151 clinic, outpatient clinic, birthing center, ambulatory surgical
5252 center, or other facility providing health care services.
5353 (2) "Health care practitioner" means an individual who
5454 is licensed to provide and provides health care services.
5555 Sec. 324.152. PRICE DISCLOSURE BY HEALTH CARE PRACTITIONERS
5656 AND FACILITIES. (a) At least three business days before providing a
5757 health care service other than emergency care, as defined by
5858 Section 1301.155, Insurance Code, to a patient, a health care
5959 practitioner or facility must disclose to the patient the price
6060 that will be accepted as payment in full for the service. The
6161 disclosure required by this section must be provided in writing in a
6262 readily understandable manner.
6363 (b) Notwithstanding another provision of this subchapter,
6464 Chapter 1456, Insurance Code, or any other law, a health care
6565 practitioner or facility that does not make a disclosure required
6666 by this section before providing a health care service may not:
6767 (1) attempt to collect from the patient, by lawsuit or
6868 otherwise, any billed amount that would otherwise be owed by the
6969 patient for the service;
7070 (2) transfer or sell to a third party the right to
7171 collect any billed amount that would otherwise be owed by the
7272 patient for the service; or
7373 (3) furnish adverse information to a consumer
7474 reporting agency regarding any billed amount that would otherwise
7575 be owed by the patient for the service.
7676 Sec. 324.153. DUPLICATIVE ESTIMATE NOT REQUIRED. A
7777 facility that receives a request for an estimate under Section
7878 324.101(d) may provide, instead of an estimate, the price
7979 disclosure required by this subchapter. A facility that provides
8080 an estimate under Section 324.101(d) is not relieved of the
8181 obligation to provide a price disclosure under this subchapter.
8282 Sec. 324.154. PATIENT HELD HARMLESS. In addition to any
8383 other remedy provided by this subchapter or other law, a health care
8484 practitioner or facility shall hold a patient harmless from any
8585 damages resulting from the practitioner's or facility's violation
8686 of this subchapter.
8787 SECTION 5. The change in law made by this Act applies only
8888 to a service provided by a health care practitioner or facility on
8989 or after January 1, 2016. A service provided by a health care
9090 practitioner or facility before January 1, 2016, is governed by the
9191 law in effect immediately before the effective date of this Act, and
9292 that law is continued in effect for that purpose.
9393 SECTION 6. This Act takes effect September 1, 2015.