1 | 1 | | 84R11368 AJA-D |
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2 | 2 | | By: Frullo H.B. No. 3102 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to the disclosure by health care practitioners and |
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8 | 8 | | facilities of patient liability for payment for certain health care |
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9 | 9 | | services. |
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10 | 10 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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11 | 11 | | SECTION 1. The heading to Chapter 1456, Insurance Code, is |
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12 | 12 | | amended to read as follows: |
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13 | 13 | | CHAPTER 1456. DISCLOSURE OF PROVIDER STATUS AND PATIENT LIABILITY |
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14 | 14 | | SECTION 2. Section 1456.003(a), Insurance Code, is amended |
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15 | 15 | | to read as follows: |
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16 | 16 | | (a) Each health benefit plan that provides health care |
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17 | 17 | | through a provider network shall provide notice to its enrollees |
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18 | 18 | | that: |
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19 | 19 | | (1) a facility-based physician or other health care |
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20 | 20 | | practitioner may not be included in the health benefit plan's |
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21 | 21 | | provider network; and |
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22 | 22 | | (2) subject to Subchapter D, Chapter 324, Health and |
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23 | 23 | | Safety Code, a health care practitioner described by Subdivision |
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24 | 24 | | (1) may balance bill the enrollee for amounts not paid by the health |
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25 | 25 | | benefit plan. |
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26 | 26 | | SECTION 3. Section 1456.007, Insurance Code, is amended to |
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27 | 27 | | read as follows: |
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28 | 28 | | Sec. 1456.007. HEALTH BENEFIT PLAN ESTIMATE OF CHARGES. A |
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29 | 29 | | health benefit plan that must comply with this chapter under |
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30 | 30 | | Section 1456.002 shall, on the request of an enrollee, provide an |
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31 | 31 | | estimate of payments that will be made for any health care service |
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32 | 32 | | or supply and shall also specify any applicable deductibles, |
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33 | 33 | | copayments, or coinsurance[, or other amounts for which the |
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34 | 34 | | enrollee is responsible]. The estimate must be provided not later |
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35 | 35 | | than the 10th business day after the date on which the estimate was |
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36 | 36 | | requested. A health benefit plan must advise the enrollee that: |
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37 | 37 | | (1) the actual payment and charges for the services or |
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38 | 38 | | supplies will vary based upon the enrollee's actual medical |
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39 | 39 | | condition and other factors associated with performance of medical |
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40 | 40 | | services; and |
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41 | 41 | | (2) subject to Subchapter D, Chapter 324, Health and |
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42 | 42 | | Safety Code, the enrollee may be personally liable for the payment |
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43 | 43 | | of services or supplies based upon the enrollee's health benefit |
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44 | 44 | | plan coverage. |
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45 | 45 | | SECTION 4. Chapter 324, Health and Safety Code, is amended |
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46 | 46 | | by adding Subchapter D to read as follows: |
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47 | 47 | | SUBCHAPTER D. PRICE DISCLOSURE |
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48 | 48 | | Sec. 324.151. DEFINITIONS. Notwithstanding Section |
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49 | 49 | | 324.001, in this subchapter: |
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50 | 50 | | (1) "Health care facility" means a hospital, emergency |
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51 | 51 | | clinic, outpatient clinic, birthing center, ambulatory surgical |
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52 | 52 | | center, or other facility providing health care services. |
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53 | 53 | | (2) "Health care practitioner" means an individual who |
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54 | 54 | | is licensed to provide and provides health care services. |
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55 | 55 | | Sec. 324.152. PRICE DISCLOSURE BY HEALTH CARE PRACTITIONERS |
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56 | 56 | | AND FACILITIES. (a) At least three business days before providing a |
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57 | 57 | | health care service other than emergency care, as defined by |
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58 | 58 | | Section 1301.155, Insurance Code, to a patient, a health care |
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59 | 59 | | practitioner or facility must disclose to the patient the price |
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60 | 60 | | that will be accepted as payment in full for the service. The |
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61 | 61 | | disclosure required by this section must be provided in writing in a |
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62 | 62 | | readily understandable manner. |
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63 | 63 | | (b) Notwithstanding another provision of this subchapter, |
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64 | 64 | | Chapter 1456, Insurance Code, or any other law, a health care |
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65 | 65 | | practitioner or facility that does not make a disclosure required |
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66 | 66 | | by this section before providing a health care service may not: |
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67 | 67 | | (1) attempt to collect from the patient, by lawsuit or |
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68 | 68 | | otherwise, any billed amount that would otherwise be owed by the |
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69 | 69 | | patient for the service; |
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70 | 70 | | (2) transfer or sell to a third party the right to |
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71 | 71 | | collect any billed amount that would otherwise be owed by the |
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72 | 72 | | patient for the service; or |
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73 | 73 | | (3) furnish adverse information to a consumer |
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74 | 74 | | reporting agency regarding any billed amount that would otherwise |
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75 | 75 | | be owed by the patient for the service. |
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76 | 76 | | Sec. 324.153. DUPLICATIVE ESTIMATE NOT REQUIRED. A |
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77 | 77 | | facility that receives a request for an estimate under Section |
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78 | 78 | | 324.101(d) may provide, instead of an estimate, the price |
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79 | 79 | | disclosure required by this subchapter. A facility that provides |
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80 | 80 | | an estimate under Section 324.101(d) is not relieved of the |
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81 | 81 | | obligation to provide a price disclosure under this subchapter. |
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82 | 82 | | Sec. 324.154. PATIENT HELD HARMLESS. In addition to any |
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83 | 83 | | other remedy provided by this subchapter or other law, a health care |
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84 | 84 | | practitioner or facility shall hold a patient harmless from any |
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85 | 85 | | damages resulting from the practitioner's or facility's violation |
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86 | 86 | | of this subchapter. |
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87 | 87 | | SECTION 5. The change in law made by this Act applies only |
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88 | 88 | | to a service provided by a health care practitioner or facility on |
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89 | 89 | | or after January 1, 2016. A service provided by a health care |
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90 | 90 | | practitioner or facility before January 1, 2016, is governed by the |
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91 | 91 | | law in effect immediately before the effective date of this Act, and |
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92 | 92 | | that law is continued in effect for that purpose. |
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93 | 93 | | SECTION 6. This Act takes effect September 1, 2015. |
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