Relating to access to consumer information regarding roofing contractors.
Impact
The bill's implementation is expected to significantly improve transparency and consumer knowledge when it comes to hiring roofing contractors. By providing a structured guide, consumers will be better equipped to make informed decisions, particularly following events that claim damages leading to repairs or rebuilds. The advisory committee's involvement ensures that the guide will reflect a wide array of perspectives, making it a more comprehensive resource for potential clients.
Summary
House Bill 3754 aims to enhance consumer access to information regarding roofing contractors. It establishes a framework within the Insurance Code to develop a consumer guide that assists individuals in selecting a roofing contractor, particularly in connection with insurance claims. To support this initiative, the bill mandates the formation of an advisory committee composed of diverse stakeholders including roofing contractors, licensed contractors, property insurers, and consumers. This committee will play a crucial role in deciding the content of the consumer guide.
Contention
There may be some contention surrounding HB3754 regarding its potential effectiveness and the balance of representation within the advisory committee. Stakeholders in the roofing industry might raise concerns about the committee's composition and whether it adequately represents their interests. Additionally, discussions could arise around how insurers will incorporate the guide into their claims processes and the overall potential burden that may arise from compliance.
Implementation
The Texas Department of Insurance is tasked with ensuring the consumer guide's availability on its website, facilitating easy access for consumers when filing insurance claims. Enforcement is planned to take effect starting September 1, 2015, marking a significant step toward enhancing consumer protections in the roofing contractor domain.
Relating to the regulation and voluntary licensing of reroofing contractors by the Texas Department of Licensing and Regulation; providing administrative and civil penalties; authorizing fees.
Relating to the regulation of the collection, use, processing, and treatment of consumers' personal data by certain business entities; imposing a civil penalty.
Relating to the distribution, posting, or provision of information regarding postsecondary education and career opportunities and to the confidentiality of certain information relating to persons provided assistance in accessing postsecondary education.
Relating to the nonsubstantive revision of the health and human services laws governing the Health and Human Services Commission, Medicaid, and other social services.
Relating to the regulation of the collection, use, processing, and treatment of consumers' personal data by certain business entities; imposing a civil penalty.