Texas 2015 - 84th Regular

Texas House Bill HB574 Compare Versions

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1-By: Bonnen of Galveston, Fallon H.B. No. 574
2- (Senate Sponsor - Campbell)
3- (In the Senate - Received from the House May 4, 2015;
4- May 4, 2015, read first time and referred to Committee on Business
5- and Commerce; May 15, 2015, reported favorably by the following
6- vote: Yeas 8, Nays 0; May 15, 2015, sent to printer.)
7-Click here to see the committee vote
1+H.B. No. 574
82
93
10- A BILL TO BE ENTITLED
114 AN ACT
125 relating to the operation of certain managed care plans with
136 respect to certain physicians and health care providers; amending
147 provisions subject to a criminal penalty.
158 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
169 SECTION 1. Subchapter A, Chapter 843, Insurance Code, is
1710 amended by adding Section 843.010 to read as follows:
1811 Sec. 843.010. APPLICABILITY OF CERTAIN PROVISIONS TO
1912 GOVERNMENTAL HEALTH BENEFIT PLANS. Sections 843.306(f) and
2013 843.363(a)(4) do not apply to coverage under:
2114 (1) the child health plan program under Chapter 62,
2215 Health and Safety Code, or the health benefits plan for children
2316 under Chapter 63, Health and Safety Code; or
2417 (2) a Medicaid program, including a Medicaid managed
2518 care program operated under Chapter 533, Government Code.
2619 SECTION 2. Section 843.306, Insurance Code, is amended by
2720 adding Subsection (f) to read as follows:
2821 (f) A health maintenance organization may not terminate
2922 participation of a physician or provider solely because the
3023 physician or provider informs an enrollee of the full range of
3124 physicians and providers available to the enrollee, including
3225 out-of-network providers.
3326 SECTION 3. Section 843.363, Insurance Code, is amended by
3427 amending Subsection (a) and adding Subsection (a-1) to read as
3528 follows:
3629 (a) A health maintenance organization may not, as a
3730 condition of a contract with a physician, dentist, or provider, or
3831 in any other manner, prohibit, attempt to prohibit, or discourage a
3932 physician, dentist, or provider from discussing with or
4033 communicating in good faith with a current, prospective, or former
4134 patient, or a person designated by a patient, with respect to:
4235 (1) information or opinions regarding the patient's
4336 health care, including the patient's medical condition or treatment
4437 options;
4538 (2) information or opinions regarding the terms,
4639 requirements, or services of the health care plan as they relate to
4740 the medical needs of the patient; [or]
4841 (3) the termination of the physician's, dentist's, or
4942 provider's contract with the health care plan or the fact that the
5043 physician, dentist, or provider will otherwise no longer be
5144 providing medical care, dental care, or health care services under
5245 the health care plan; or
5346 (4) information regarding the availability of
5447 facilities, both in-network and out-of-network, for the treatment
5548 of the patient's medical condition.
5649 (a-1) A health maintenance organization may not, as a
5750 condition of payment with a physician, dentist, or provider, or in
5851 any other manner, require a physician, dentist, or provider to
5952 provide a notification form stating that the physician, dentist, or
6053 provider is an out-of-network provider to a current, prospective,
6154 or former patient, or a person designated by the patient, if the
6255 form contains additional information that is intended, or is
6356 otherwise required to be presented in a manner that is intended, to
6457 intimidate the patient.
6558 SECTION 4. Section 1301.001, Insurance Code, is amended by
6659 adding Subdivision (5-a) to read as follows:
6760 (5-a) "Out-of-network provider" means a physician or
6861 health care provider who is not a preferred provider.
6962 SECTION 5. Subchapter A, Chapter 1301, Insurance Code, is
7063 amended by adding Sections 1301.0057 and 1301.0058 to read as
7164 follows:
7265 Sec. 1301.0057. ACCESS TO OUT-OF-NETWORK PROVIDERS. An
7366 insurer may not terminate, or threaten to terminate, an insured's
7467 participation in a preferred provider benefit plan solely because
7568 the insured uses an out-of-network provider.
7669 Sec. 1301.0058. PROTECTED COMMUNICATIONS BY PREFERRED
7770 PROVIDERS. (a) An insurer may not in any manner prohibit, attempt
7871 to prohibit, penalize, terminate, or otherwise restrict a preferred
7972 provider from communicating with an insured about the availability
8073 of out-of-network providers for the provision of the insured's
8174 medical or health care services.
8275 (b) An insurer may not terminate the contract of or
8376 otherwise penalize a preferred provider solely because the
8477 provider's patients use out-of-network providers for medical or
8578 health care services.
8679 (c) An insurer's contract with a preferred provider may
8780 require that, except in a case of a medical emergency as determined
8881 by the preferred provider, before the provider may make an
8982 out-of-network referral for an insured, the preferred provider
9083 inform the insured:
9184 (1) that:
9285 (A) the insured may choose a preferred provider
9386 or an out-of-network provider; and
9487 (B) if the insured chooses the out-of-network
9588 provider the insured may incur higher out-of-pocket expenses; and
9689 (2) whether the preferred provider has a financial
9790 interest in the out-of-network provider.
9891 SECTION 6. Section 1301.057(d), Insurance Code, is amended
9992 to read as follows:
10093 (d) On request, an insurer shall provide [make an expedited
10194 review available] to a practitioner whose participation in a
10295 preferred provider benefit plan is being terminated:
10396 (1) an [. The] expedited review conducted in
10497 accordance with a process that complies [must comply] with rules
10598 established by the commissioner; and
10699 (2) all information on which the insurer wholly or
107100 partly based the termination, including the economic profile of the
108101 preferred provider, the standards by which the provider is
109102 measured, and the statistics underlying the profile and standards.
110103 SECTION 7. Section 1301.067, Insurance Code, is amended by
111104 adding Subsection (a-1) to read as follows:
112105 (a-1) An insurer may not, as a condition of payment with a
113106 physician or health care provider or in any other manner, require a
114107 physician or health care provider to provide a notification form
115108 stating that the physician or health care provider is an
116109 out-of-network provider to a current, prospective, or former
117110 patient, or a person designated by the patient, if the form contains
118111 additional information that is intended, or is otherwise required
119112 to be presented in a manner that is intended, to intimidate the
120113 patient.
121114 SECTION 8. (a) Except as provided by this section, the
122115 changes in law made by this Act apply only to an insurance policy,
123116 insurance or health maintenance organization contract, or evidence
124117 of coverage delivered, issued for delivery, or renewed on or after
125118 January 1, 2016. A policy, contract, or evidence of coverage
126119 delivered, issued for delivery, or renewed before that date is
127120 governed by the law in effect immediately before the effective date
128121 of this Act, and that law is continued in effect for that purpose.
129122 (b) Sections 843.306, 843.363, and 1301.057(d), Insurance
130123 Code, as amended by this Act, and Section 1301.0058, Insurance
131124 Code, as added by this Act, apply only to a contract between a
132125 health maintenance organization or insurer and a physician or
133126 health care provider that is entered into or renewed on or after the
134127 effective date of this Act. A contract entered into or renewed
135128 before the effective date of this Act is governed by the law as it
136129 existed immediately before the effective date of this Act, and that
137130 law is continued in effect for that purpose.
138131 SECTION 9. This Act takes effect September 1, 2015.
139- * * * * *
132+ ______________________________ ______________________________
133+ President of the Senate Speaker of the House
134+ I certify that H.B. No. 574 was passed by the House on May 1,
135+ 2015, by the following vote: Yeas 139, Nays 0, 2 present, not
136+ voting.
137+ ______________________________
138+ Chief Clerk of the House
139+ I certify that H.B. No. 574 was passed by the Senate on May
140+ 20, 2015, by the following vote: Yeas 29, Nays 1.
141+ ______________________________
142+ Secretary of the Senate
143+ APPROVED: _____________________
144+ Date
145+ _____________________
146+ Governor