1 | 1 | | 85R9271 PMO-F |
---|
2 | 2 | | By: Hernandez H.B. No. 1466 |
---|
3 | 3 | | |
---|
4 | 4 | | |
---|
5 | 5 | | A BILL TO BE ENTITLED |
---|
6 | 6 | | AN ACT |
---|
7 | 7 | | relating to coverage for mammography and supplemental breast cancer |
---|
8 | 8 | | screening under certain health benefit plans. |
---|
9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
---|
10 | 10 | | SECTION 1. Section 1201.005, Insurance Code, is amended to |
---|
11 | 11 | | read as follows: |
---|
12 | 12 | | Sec. 1201.005. REFERENCES TO CHAPTER. In this chapter, a |
---|
13 | 13 | | reference to this chapter includes a reference to: |
---|
14 | 14 | | (1) Section 1202.052; |
---|
15 | 15 | | (2) Section 1271.005(a), to the extent that the |
---|
16 | 16 | | subsection relates to the applicability of Section 1201.105, and |
---|
17 | 17 | | Sections 1271.005(d) and (e); |
---|
18 | 18 | | (3) Chapter 1351; |
---|
19 | 19 | | (4) Subchapters C and E, Chapter 1355; |
---|
20 | 20 | | (5) Subchapter B, Chapter 1356; |
---|
21 | 21 | | (6) Chapter 1365; |
---|
22 | 22 | | (7) Subchapter A, Chapter 1367; and |
---|
23 | 23 | | (8) Subchapters A, B, and G, Chapter 1451. |
---|
24 | 24 | | SECTION 2. The heading to Chapter 1356, Insurance Code, is |
---|
25 | 25 | | amended to read as follows: |
---|
26 | 26 | | CHAPTER 1356. [LOW-DOSE] MAMMOGRAPHY AND OTHER BREAST CANCER |
---|
27 | 27 | | SCREENING |
---|
28 | 28 | | SECTION 3. Chapter 1356, Insurance Code, is amended by |
---|
29 | 29 | | designating Sections 1356.001 through 1356.004 as Subchapter A and |
---|
30 | 30 | | adding a subchapter heading to read as follows: |
---|
31 | 31 | | SUBCHAPTER A. GENERAL PROVISIONS |
---|
32 | 32 | | SECTION 4. Section 1356.001, Insurance Code, is amended to |
---|
33 | 33 | | read as follows: |
---|
34 | 34 | | Sec. 1356.001. DEFINITIONS. [DEFINITION.] In this |
---|
35 | 35 | | chapter: |
---|
36 | 36 | | (1) "Enrollee" means an individual enrolled in a |
---|
37 | 37 | | health benefit plan. |
---|
38 | 38 | | (2) "Low-dose mammography" [, "low-dose mammography"] |
---|
39 | 39 | | means the x-ray examination of the breast using equipment dedicated |
---|
40 | 40 | | specifically for mammography, including an x-ray tube, filter, |
---|
41 | 41 | | compression device, screens, films, and cassettes, with an average |
---|
42 | 42 | | radiation exposure delivery of less than one rad mid-breast, with |
---|
43 | 43 | | two views for each breast. |
---|
44 | 44 | | SECTION 5. Section 1356.002, Insurance Code, is amended to |
---|
45 | 45 | | read as follows: |
---|
46 | 46 | | Sec. 1356.002. APPLICABILITY OF CHAPTER. This chapter |
---|
47 | 47 | | applies only to a health benefit plan that is delivered, issued for |
---|
48 | 48 | | delivery, or renewed in this state and that is an individual or |
---|
49 | 49 | | group accident and health insurance policy, including a policy |
---|
50 | 50 | | issued by a group hospital service corporation operating under |
---|
51 | 51 | | Chapter 842, or that is an individual or group evidence of coverage |
---|
52 | 52 | | issued by a health maintenance organization operating under Chapter |
---|
53 | 53 | | 843. |
---|
54 | 54 | | SECTION 6. Chapter 1356, Insurance Code, is amended by |
---|
55 | 55 | | designating Section 1356.005 as Subchapter B and adding a |
---|
56 | 56 | | subchapter heading to read as follows: |
---|
57 | 57 | | SUBCHAPTER B. LOW-DOSE MAMMOGRAPHY |
---|
58 | 58 | | SECTION 7. Subchapter B, Chapter 1356, Insurance Code, as |
---|
59 | 59 | | added by this Act, is amended by adding Section 1356.006 to read as |
---|
60 | 60 | | follows: |
---|
61 | 61 | | Sec. 1356.006. CHOICE OF PROVIDER; PRIOR APPROVAL. (a) A |
---|
62 | 62 | | health benefit plan that provides coverage for low-dose mammography |
---|
63 | 63 | | must allow an enrollee to have a covered mammogram performed by a |
---|
64 | 64 | | physician or provider selected by the enrollee other than the |
---|
65 | 65 | | enrollee's primary care physician or primary care provider. |
---|
66 | 66 | | (b) A health benefit plan may not require an enrollee to |
---|
67 | 67 | | receive prior approval before having a covered mammogram performed |
---|
68 | 68 | | by a physician or provider other than the enrollee's primary care |
---|
69 | 69 | | physician or primary care provider. |
---|
70 | 70 | | (c) This section does not affect the authority of a health |
---|
71 | 71 | | benefit plan issuer to establish selection criteria for physicians |
---|
72 | 72 | | and providers who provide services under the plan. |
---|
73 | 73 | | (d) A physician or provider that performs a mammogram |
---|
74 | 74 | | described by Subsection (a) must provide a copy of the mammogram |
---|
75 | 75 | | report to the enrollee's primary care physician or primary care |
---|
76 | 76 | | provider. |
---|
77 | 77 | | SECTION 8. Chapter 1356, Insurance Code, is amended by |
---|
78 | 78 | | adding Subchapters C and D to read as follows: |
---|
79 | 79 | | SUBCHAPTER C. SUPPLEMENTAL BREAST CANCER SCREENING |
---|
80 | 80 | | Sec. 1356.051. DEFINITION. In this subchapter, |
---|
81 | 81 | | "supplemental breast cancer screening" means a method of screening, |
---|
82 | 82 | | including ultrasound imaging, that is designed to supplement |
---|
83 | 83 | | mammography by detecting breast cancers that may not be visible |
---|
84 | 84 | | using only mammography. |
---|
85 | 85 | | Sec. 1356.052. OFFER OF OPTIONAL COVERAGE REQUIRED. (a) An |
---|
86 | 86 | | issuer of a health benefit plan that provides coverage for |
---|
87 | 87 | | mammography, including coverage for low-dose mammography required |
---|
88 | 88 | | by Subchapter B, must also offer to provide coverage for |
---|
89 | 89 | | supplemental breast cancer screening as part of an annual |
---|
90 | 90 | | well-woman examination covered under the plan if a licensed health |
---|
91 | 91 | | care professional treating the enrollee or screening the enrollee |
---|
92 | 92 | | for breast cancer finds that the enrollee has: |
---|
93 | 93 | | (1) dense breast tissue, as defined by the Breast |
---|
94 | 94 | | Imaging Reporting and Database System (Fifth Edition) established |
---|
95 | 95 | | by the American College of Radiology; and |
---|
96 | 96 | | (2) additional risk factors determined under |
---|
97 | 97 | | Subsection (c) for breast cancer that warrant supplemental breast |
---|
98 | 98 | | cancer screening beyond mammography. |
---|
99 | 99 | | (b) An additional premium may be charged for the coverage |
---|
100 | 100 | | described by Subsection (a). |
---|
101 | 101 | | (c) The commissioner by rule shall determine risk factors |
---|
102 | 102 | | described by Subsection (a)(2) based on scientific research and |
---|
103 | 103 | | models for breast cancer. |
---|
104 | 104 | | SUBCHAPTER D. DIAGNOSTIC MAMMOGRAPHY |
---|
105 | 105 | | Sec. 1356.101. DEFINITION. In this subchapter, "diagnostic |
---|
106 | 106 | | mammography" means a method of screening that is designed to |
---|
107 | 107 | | evaluate an abnormality in a breast, including an abnormality seen |
---|
108 | 108 | | or suspected on a screening mammogram or a subjective or objective |
---|
109 | 109 | | abnormality otherwise detected in the breast. |
---|
110 | 110 | | Sec. 1356.102. COVERAGE FOR DIAGNOSTIC MAMMOGRAM. (a) An |
---|
111 | 111 | | issuer of a health benefit plan that provides coverage for a |
---|
112 | 112 | | screening mammogram must provide coverage for a diagnostic |
---|
113 | 113 | | mammogram that is no less favorable than coverage for a screening |
---|
114 | 114 | | mammogram. |
---|
115 | 115 | | (b) The coverage for a diagnostic mammogram described by |
---|
116 | 116 | | Subsection (a) must be subject to the same dollar limits, |
---|
117 | 117 | | deductibles, and coinsurance factors as coverage for a screening |
---|
118 | 118 | | mammogram. |
---|
119 | 119 | | SECTION 9. If before implementing any provision of this Act |
---|
120 | 120 | | a state agency determines that a waiver or authorization from a |
---|
121 | 121 | | federal agency is necessary for implementation of that provision, |
---|
122 | 122 | | the agency affected by the provision shall request the waiver or |
---|
123 | 123 | | authorization and may delay implementing that provision until the |
---|
124 | 124 | | waiver or authorization is granted. |
---|
125 | 125 | | SECTION 10. This Act applies only to a health benefit plan |
---|
126 | 126 | | that is delivered, issued for delivery, or renewed on or after |
---|
127 | 127 | | January 1, 2018. A health benefit plan that is delivered, issued |
---|
128 | 128 | | for delivery, or renewed before January 1, 2018, is governed by the |
---|
129 | 129 | | law as it existed immediately before the effective date of this Act, |
---|
130 | 130 | | and that law is continued in effect for that purpose. |
---|
131 | 131 | | SECTION 11. This Act takes effect September 1, 2017. |
---|