Texas 2017 - 85th Regular

Texas House Bill HB2131 Latest Draft

Bill / House Committee Report Version Filed 02/02/2025

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                            85R12424 SMT-D
 By: Anderson of Dallas H.B. No. 2131
 Substitute the following for H.B. No. 2131:
 By:  Phillips C.S.H.B. No. 2131


 A BILL TO BE ENTITLED
 AN ACT
 relating to the regulation of insurance adjusters.
 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 SECTION 1.  Section 4101.002(a), Insurance Code, is amended
 to read as follows:
 (a)  This chapter does not apply to:
 (1)  an attorney who:
 (A)  adjusts insurance losses periodically and
 incidentally to the practice of law; and
 (B)  does not represent that the attorney is an
 adjuster;
 (2)  a salaried employee of an insurer who is not
 regularly engaged in the adjustment, investigation, or supervision
 of insurance claims;
 (3)  a person employed only to furnish technical
 assistance to a licensed adjuster, including:
 (A)  an attorney;
 (B)  an engineer;
 (C)  an estimator;
 (D)  a handwriting expert;
 (E)  a photographer; and
 (F)  a private detective;
 (4)  an agent or general agent of an authorized insurer
 who processes an undisputed or uncontested loss for the insurer
 under a policy issued by the agent or general agent;
 (5)  a person who performs clerical duties and does not
 negotiate with parties to disputed or contested claims;
 (6)  a person who handles claims arising under life,
 accident, and health insurance policies;
 (7)  a person:
 (A)  who is employed principally as:
 (i)  a right-of-way agent; or
 (ii)  a right-of-way and claims agent;
 (B)  whose primary responsibility is the
 acquisition of easements, leases, permits, or other real property
 rights; and
 (C)  who handles only claims arising out of
 operations under those easements, leases, permits, or other
 contracts or contractual obligations;
 (8)  an individual who is employed to investigate
 suspected fraudulent insurance claims but who does not adjust
 losses or determine claims payments;
 (9)  a public insurance adjuster licensed under Chapter
 4102; [or]
 (10)  an individual who:
 (A)  collects claim information from, or
 furnishes claim information to, an insured or claimant and enters
 data into an automated claims adjudication system; and
 (B)  is employed by a licensed independent
 adjuster or its affiliate under circumstances in which no more than
 25 individuals performing duties described by Paragraph (A) are
 supervised by a single licensed independent adjuster or a single
 licensed agent; or
 (11)  an individual employed by an insurer or an
 affiliate of the insurer who adjusts a loss not to exceed $500, or
 authorizes a payment on a claim for a loss for which there is a
 specified coverage limit of $500 or less, arising from a
 first-party claim under a property and casualty insurance policy.
 SECTION 2.  This Act takes effect September 1, 2017.