1 | 1 | | 85R13312 BEE-D |
---|
2 | 2 | | By: Shaheen H.B. No. 3412 |
---|
3 | 3 | | |
---|
4 | 4 | | |
---|
5 | 5 | | A BILL TO BE ENTITLED |
---|
6 | 6 | | AN ACT |
---|
7 | 7 | | relating to preauthorization by certain health benefit plan issuers |
---|
8 | 8 | | of certain covered benefits under the health benefit plan. |
---|
9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
---|
10 | 10 | | SECTION 1. Subchapter I, Chapter 843, Insurance Code, is |
---|
11 | 11 | | amended by adding Section 843.324 to read as follows: |
---|
12 | 12 | | Sec. 843.324. PREAUTHORIZATION OF CERTAIN COVERED |
---|
13 | 13 | | BENEFITS; WAIVER. (a) The commissioner by rule shall: |
---|
14 | 14 | | (1) specify covered benefits provided to an enrollee |
---|
15 | 15 | | under a health care plan for which the health maintenance |
---|
16 | 16 | | organization is prohibited from requiring a physician or provider |
---|
17 | 17 | | to obtain preauthorization from the health maintenance |
---|
18 | 18 | | organization in order for the health maintenance organization to |
---|
19 | 19 | | pay for the benefit; and |
---|
20 | 20 | | (2) establish a simple procedure under which a |
---|
21 | 21 | | physician or provider may obtain a waiver of a health maintenance |
---|
22 | 22 | | organization's preauthorization requirement for a covered benefit |
---|
23 | 23 | | under circumstances specified by rule. |
---|
24 | 24 | | (b) Rules adopted under Subsection (a) must provide that the |
---|
25 | 25 | | following covered benefits are not subject to preauthorization or |
---|
26 | 26 | | are subject to a waiver of preauthorization requirements: |
---|
27 | 27 | | (1) if a physician or provider determines that an |
---|
28 | 28 | | enrollee has an immediate need for the covered benefit: |
---|
29 | 29 | | (A) durable medical equipment, including |
---|
30 | 30 | | crutches and wheelchairs; or |
---|
31 | 31 | | (B) diagnostic testing; or |
---|
32 | 32 | | (2) another health care service under circumstances |
---|
33 | 33 | | that take into account: |
---|
34 | 34 | | (A) symptoms displayed by the enrollee; |
---|
35 | 35 | | (B) the relationship between the physician or |
---|
36 | 36 | | provider and the enrollee, including the length of the |
---|
37 | 37 | | relationship; and |
---|
38 | 38 | | (C) the professional experience of the physician |
---|
39 | 39 | | or provider. |
---|
40 | 40 | | SECTION 2. Subchapter B, Chapter 1301, Insurance Code, is |
---|
41 | 41 | | amended by adding Section 1301.070 to read as follows: |
---|
42 | 42 | | Sec. 1301.070. PREAUTHORIZATION OF CERTAIN COVERED |
---|
43 | 43 | | BENEFITS; WAIVER. (a) The commissioner by rule shall: |
---|
44 | 44 | | (1) specify covered benefits provided to an insured |
---|
45 | 45 | | under a preferred provider benefit plan for which the insurer is |
---|
46 | 46 | | prohibited from requiring a physician or health care provider to |
---|
47 | 47 | | obtain preauthorization from the insurer in order for the insurer |
---|
48 | 48 | | to pay for the benefit; and |
---|
49 | 49 | | (2) establish a simple procedure under which a |
---|
50 | 50 | | physician or health care provider may obtain a waiver of an |
---|
51 | 51 | | insurer's preauthorization requirement for a covered benefit under |
---|
52 | 52 | | circumstances specified by rule. |
---|
53 | 53 | | (b) Rules adopted under Subsection (a) must provide that the |
---|
54 | 54 | | following covered benefits are not subject to preauthorization or |
---|
55 | 55 | | are subject to a waiver of preauthorization requirements: |
---|
56 | 56 | | (1) if a physician or health care provider determines |
---|
57 | 57 | | that an insured has an immediate need for the covered benefit: |
---|
58 | 58 | | (A) durable medical equipment, including |
---|
59 | 59 | | crutches and wheelchairs; or |
---|
60 | 60 | | (B) diagnostic testing; or |
---|
61 | 61 | | (2) another health care service under circumstances |
---|
62 | 62 | | that take into account: |
---|
63 | 63 | | (A) symptoms displayed by the insured; |
---|
64 | 64 | | (B) the relationship between the physician or |
---|
65 | 65 | | health care provider and the insured, including the length of the |
---|
66 | 66 | | relationship; and |
---|
67 | 67 | | (C) the professional experience of the physician |
---|
68 | 68 | | or health care provider. |
---|
69 | 69 | | SECTION 3. The changes in law made by this Act apply only to |
---|
70 | 70 | | a health benefit plan delivered, issued for delivery, or renewed on |
---|
71 | 71 | | or after January 1, 2018. A health benefit plan delivered, issued |
---|
72 | 72 | | for delivery, or renewed before January 1, 2018, is governed by the |
---|
73 | 73 | | law as it existed immediately before the effective date of this Act, |
---|
74 | 74 | | and that law is continued in effect for that purpose. |
---|
75 | 75 | | SECTION 4. This Act takes effect September 1, 2017. |
---|