1 | 1 | | By: Coleman H.B. No. 3891 |
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2 | 2 | | |
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3 | 3 | | |
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4 | 4 | | A BILL TO BE ENTITLED |
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5 | 5 | | AN ACT |
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6 | 6 | | relating to coverage for eating disorders under certain health |
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7 | 7 | | benefit plans. |
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8 | 8 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 9 | | SECTION 1. Section 1355.001, Insurance Code, is amended by |
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10 | 10 | | adding Subdivisions (5) to read as follows: |
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11 | 11 | | (5) "Eating disorder" means: |
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12 | 12 | | (A) any eating disorder described by the |
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13 | 13 | | Diagnostic and Statistical Manual of Mental Disorders, fifth |
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14 | 14 | | edition, or a later edition adopted by the commissioner by rule, |
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15 | 15 | | including: |
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16 | 16 | | (i) anorexia nervosa; |
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17 | 17 | | (ii) bulimia nervosa; |
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18 | 18 | | (iii) binge eating disorder; |
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19 | 19 | | (iv) rumination disorder; |
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20 | 20 | | (v) avoidant/restrictive food intake |
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21 | 21 | | disorder; or |
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22 | 22 | | (vi) any eating disorder not otherwise |
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23 | 23 | | specified; or |
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24 | 24 | | (B) any eating disorder contained in a subsequent |
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25 | 25 | | edition of the Diagnostic and Statistical Manual of Mental |
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26 | 26 | | Disorders published by the American Psychiatric Association and |
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27 | 27 | | adopted by the commissioner by rule. |
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28 | 28 | | SECTION 2. Subchapter A, Chapter 1355, Insurance Code, is |
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29 | 29 | | amended by adding Section 1355.008 to read as follows: |
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30 | 30 | | Sec. 1355.008. REQUIRED COVERAGE FOR EATING DISORDERS. (a) |
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31 | 31 | | A health benefit plan must provide coverage, based on medical |
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32 | 32 | | necessity, for the diagnosis and treatment of an eating disorder. |
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33 | 33 | | (b) Coverage required under Subsection (a) is limited to a |
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34 | 34 | | service or medication, to the extent the service or medication is |
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35 | 35 | | covered by the health benefit plan, ordered by a licensed |
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36 | 36 | | physician, psychiatrist, psychologist, or therapist within the |
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37 | 37 | | scope of the practitioner's license and in accordance with a |
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38 | 38 | | treatment plan. |
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39 | 39 | | (c) On request from the health benefit plan issuer, an |
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40 | 40 | | eating disorder treatment plan must include all elements necessary |
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41 | 41 | | for the issuer to pay a claim under the health benefit plan, which |
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42 | 42 | | may include a diagnosis, goals, and proposed treatment by type, |
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43 | 43 | | frequency, and duration. |
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44 | 44 | | (d) Coverage required under Subsection (a) is not subject to |
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45 | 45 | | a limit on the number of days of medically necessary treatment |
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46 | 46 | | except as provided by the treatment plan. |
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47 | 47 | | (e) A health benefit plan issuer may conduct a utilization |
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48 | 48 | | review of an eating disorder treatment plan not more than once each |
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49 | 49 | | six months unless the physician, psychiatrist, psychologist, or |
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50 | 50 | | therapist treating the enrollee under the treatment plan agrees |
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51 | 51 | | that a more frequent review is necessary. An agreement to conduct |
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52 | 52 | | more frequent review under this subsection applies only to the |
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53 | 53 | | enrollee who is the subject of the agreement. |
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54 | 54 | | (f) A health benefit plan issuer shall pay any costs of |
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55 | 55 | | conducting a utilization review of coverage required under |
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56 | 56 | | Subsection (a) or obtaining a treatment plan. |
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57 | 57 | | (g) In conducting a utilization review of treatment for an |
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58 | 58 | | eating disorder, including review of medical necessity or the |
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59 | 59 | | treatment plan, a utilization review agent shall consider: |
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60 | 60 | | (1) the overall medical and mental health needs of the |
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61 | 61 | | individual with the eating disorder; |
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62 | 62 | | (2) factors in addition to weight; and |
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63 | 63 | | (3) the most recent Practice Guideline for the |
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64 | 64 | | Treatment of Patients with Eating Disorders adopted by the American |
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65 | 65 | | Psychiatric Association. |
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66 | 66 | | SECTION 3. The changes in law made by this Act apply only to |
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67 | 67 | | a health benefit plan that is delivered, issued for delivery, or |
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68 | 68 | | renewed on or after January 1, 2018. A health benefit plan that is |
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69 | 69 | | delivered, issued for delivery, or renewed before January 1, 2018, |
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70 | 70 | | is governed by the law as it existed immediately before the |
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71 | 71 | | effective date of this Act, and that law is continued in effect for |
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72 | 72 | | that purpose. |
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73 | 73 | | SECTION 4. This Act takes effect September 1, 2017. |
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