1 | 1 | | 85R4713 PMO-D |
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2 | 2 | | By: Collier H.B. No. 583 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to coverage for supplemental breast cancer screening under |
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8 | 8 | | certain health benefit plans. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Section 1201.005, Insurance Code, is amended to |
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11 | 11 | | read as follows: |
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12 | 12 | | Sec. 1201.005. REFERENCES TO CHAPTER. In this chapter, a |
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13 | 13 | | reference to this chapter includes a reference to: |
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14 | 14 | | (1) Section 1202.052; |
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15 | 15 | | (2) Section 1271.005(a), to the extent that the |
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16 | 16 | | subsection relates to the applicability of Section 1201.105, and |
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17 | 17 | | Sections 1271.005(d) and (e); |
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18 | 18 | | (3) Chapter 1351; |
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19 | 19 | | (4) Subchapters C and E, Chapter 1355; |
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20 | 20 | | (5) Subchapter A, Chapter 1356; |
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21 | 21 | | (6) Chapter 1365; |
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22 | 22 | | (7) Subchapter A, Chapter 1367; and |
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23 | 23 | | (8) Subchapters A, B, and G, Chapter 1451. |
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24 | 24 | | SECTION 2. The heading to Chapter 1356, Insurance Code, is |
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25 | 25 | | amended to read as follows: |
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26 | 26 | | CHAPTER 1356. [LOW-DOSE] MAMMOGRAPHY AND OTHER BREAST CANCER |
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27 | 27 | | SCREENING |
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28 | 28 | | SECTION 3. Sections 1356.001 through 1356.005, Insurance |
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29 | 29 | | Code, are designated as Subchapter A, Chapter 1356, Insurance Code, |
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30 | 30 | | and a heading is added to Subchapter A to read as follows: |
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31 | 31 | | SUBCHAPTER A. LOW-DOSE MAMMOGRAPHY |
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32 | 32 | | SECTION 4. Section 1356.001, Insurance Code, is amended to |
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33 | 33 | | read as follows: |
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34 | 34 | | Sec. 1356.001. DEFINITION. In this subchapter [chapter], |
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35 | 35 | | "low-dose mammography" means the x-ray examination of the breast |
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36 | 36 | | using equipment dedicated specifically for mammography, including |
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37 | 37 | | an x-ray tube, filter, compression device, screens, films, and |
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38 | 38 | | cassettes, with an average radiation exposure delivery of less than |
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39 | 39 | | one rad mid-breast, with two views for each breast. |
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40 | 40 | | SECTION 5. Section 1356.002, Insurance Code, is amended to |
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41 | 41 | | read as follows: |
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42 | 42 | | Sec. 1356.002. APPLICABILITY OF SUBCHAPTER [CHAPTER]. This |
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43 | 43 | | subchapter [chapter] applies only to a health benefit plan that is |
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44 | 44 | | delivered, issued for delivery, or renewed in this state and that is |
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45 | 45 | | an individual or group accident and health insurance policy, |
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46 | 46 | | including a policy issued by a group hospital service corporation |
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47 | 47 | | operating under Chapter 842. |
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48 | 48 | | SECTION 6. Section 1356.003, Insurance Code, is amended to |
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49 | 49 | | read as follows: |
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50 | 50 | | Sec. 1356.003. APPLICABILITY OF GENERAL PROVISIONS OF OTHER |
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51 | 51 | | LAW. The provisions of Chapter 1201, including provisions relating |
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52 | 52 | | to the applicability, purpose, and enforcement of that chapter, |
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53 | 53 | | construction of policies under that chapter, rulemaking under that |
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54 | 54 | | chapter, and definitions of terms applicable in that chapter, apply |
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55 | 55 | | to this subchapter [chapter]. |
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56 | 56 | | SECTION 7. Section 1356.004, Insurance Code, is amended to |
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57 | 57 | | read as follows: |
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58 | 58 | | Sec. 1356.004. EXCEPTION. This subchapter [chapter] does |
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59 | 59 | | not apply to a plan that provides coverage only for a specified |
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60 | 60 | | disease or for another limited benefit. |
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61 | 61 | | SECTION 8. Chapter 1356, Insurance Code, is amended by |
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62 | 62 | | adding Subchapter B to read as follows: |
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63 | 63 | | SUBCHAPTER B. SUPPLEMENTAL BREAST CANCER SCREENING |
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64 | 64 | | Sec. 1356.051. DEFINITIONS. In this subchapter: |
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65 | 65 | | (1) "Health benefit exchange" means an American Health |
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66 | 66 | | Benefit Exchange administered by the federal government or created |
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67 | 67 | | under Section 1311(b), Patient Protection and Affordable Care Act |
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68 | 68 | | (42 U.S.C. Section 18031). |
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69 | 69 | | (2) "Qualified health plan" has the meaning assigned |
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70 | 70 | | by Section 1301(a), Patient Protection and Affordable Care Act (42 |
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71 | 71 | | U.S.C. Section 18021). |
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72 | 72 | | (3) "Supplemental breast cancer screening" means a |
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73 | 73 | | method of screening, including ultrasound imaging, that is designed |
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74 | 74 | | to supplement mammography by detecting breast cancers that may not |
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75 | 75 | | be visible using only mammography. |
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76 | 76 | | Sec. 1356.052. APPLICABILITY OF SUBCHAPTER. (a) This |
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77 | 77 | | subchapter applies only to a health benefit plan that provides |
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78 | 78 | | benefits for medical or surgical expenses incurred as a result of a |
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79 | 79 | | health condition, accident, or sickness, including an individual, |
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80 | 80 | | group, blanket, or franchise insurance policy or insurance |
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81 | 81 | | agreement, a group hospital service contract, or an individual or |
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82 | 82 | | group evidence of coverage or similar coverage document that is |
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83 | 83 | | offered by: |
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84 | 84 | | (1) an insurance company; |
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85 | 85 | | (2) a group hospital service corporation operating |
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86 | 86 | | under Chapter 842; |
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87 | 87 | | (3) a health maintenance organization operating under |
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88 | 88 | | Chapter 843; |
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89 | 89 | | (4) an approved nonprofit health corporation that |
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90 | 90 | | holds a certificate of authority under Chapter 844; |
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91 | 91 | | (5) a stipulated premium company operating under |
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92 | 92 | | Chapter 884; |
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93 | 93 | | (6) a fraternal benefit society operating under |
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94 | 94 | | Chapter 885; or |
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95 | 95 | | (7) an exchange operating under Chapter 942. |
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96 | 96 | | (b) Notwithstanding Section 1501.251 or any other law, this |
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97 | 97 | | subchapter applies to coverage under a small employer health |
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98 | 98 | | benefit plan subject to Chapter 1501. |
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99 | 99 | | Sec. 1356.053. EXCEPTION: QUALIFIED HEALTH PLAN. This |
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100 | 100 | | subchapter does not apply to a qualified health plan offered |
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101 | 101 | | through a health benefit exchange. |
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102 | 102 | | Sec. 1356.054. OFFER OF OPTIONAL COVERAGE REQUIRED. (a) An |
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103 | 103 | | issuer of a health benefit plan that provides coverage for |
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104 | 104 | | mammography, including coverage for low-dose mammography required |
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105 | 105 | | by Subchapter A, must also offer to provide coverage for |
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106 | 106 | | supplemental breast cancer screening as part of an annual |
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107 | 107 | | well-woman examination covered under the plan if a licensed health |
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108 | 108 | | care professional treating the enrollee or screening the enrollee |
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109 | 109 | | for breast cancer finds that the enrollee has: |
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110 | 110 | | (1) dense breast tissue, as defined by the Breast |
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111 | 111 | | Imaging Reporting and Database System (Fifth Edition) established |
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112 | 112 | | by the American College of Radiology; and |
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113 | 113 | | (2) additional risk factors determined under |
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114 | 114 | | Subsection (c) for breast cancer that warrant supplemental breast |
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115 | 115 | | cancer screening beyond mammography. |
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116 | 116 | | (b) An additional premium may be charged for the coverage |
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117 | 117 | | described by Subsection (a). |
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118 | 118 | | (c) The commissioner by rule shall determine risk factors |
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119 | 119 | | described by Subsection (a)(2) based on scientific research and |
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120 | 120 | | models for breast cancer. |
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121 | 121 | | SECTION 9. This Act applies only to a health benefit plan |
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122 | 122 | | that is delivered, issued for delivery, or renewed on or after |
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123 | 123 | | January 1, 2018. A health benefit plan that is delivered, issued |
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124 | 124 | | for delivery, or renewed before January 1, 2018, is governed by the |
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125 | 125 | | law as it existed immediately before the effective date of this Act, |
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126 | 126 | | and that law is continued in effect for that purpose. |
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127 | 127 | | SECTION 10. This Act takes effect September 1, 2017. |
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