2 | 7 | | |
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3 | 8 | | |
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4 | 9 | | A BILL TO BE ENTITLED |
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5 | 10 | | AN ACT |
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6 | 11 | | relating to health plan and health benefit plan coverage for |
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7 | 12 | | elective abortion. |
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8 | 13 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 14 | | SECTION 1. Title 8, Insurance Code, is amended by adding |
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10 | 15 | | Subtitle M to read as follows: |
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11 | 16 | | SUBTITLE M. FEDERAL PATIENT PROTECTION AND AFFORDABLE CARE ACT |
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12 | 17 | | CHAPTER 1695. LEGISLATIVE CONSIDERATIONS |
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13 | 18 | | Sec. 1695.001. CONSTITUTIONALITY OF PATIENT PROTECTION AND |
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14 | 19 | | AFFORDABLE CARE ACT. This subtitle does not constitute an |
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15 | 20 | | acknowledgment by the legislature of the legitimacy of the Patient |
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16 | 21 | | Protection and Affordable Care Act (Pub. L. No. 111-148) as a |
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17 | 22 | | constitutional exercise of the power of the United States Congress. |
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18 | 23 | | CHAPTER 1696. COVERAGE FOR ELECTIVE ABORTION; PROHIBITIONS AND |
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19 | 24 | | REQUIREMENTS |
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20 | 25 | | Sec. 1696.001. DEFINITIONS. In this chapter: |
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21 | 26 | | (1) "Elective abortion" means an abortion, as defined |
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22 | 27 | | by Section 245.002, Health and Safety Code, other than an abortion |
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23 | 28 | | performed due to a medical emergency as defined by Section 171.002, |
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24 | 29 | | Health and Safety Code. |
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25 | 30 | | (2) "Health benefit exchange" means an American Health |
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26 | 31 | | Benefit Exchange administered by the federal government or created |
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27 | 32 | | under Section 1311(b) of the Patient Protection and Affordable Care |
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28 | 33 | | Act (42 U.S.C. Section 18031(b)). |
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29 | 34 | | (3) "Qualified health plan" has the meaning assigned |
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30 | 35 | | by Section 1301(a) of the Patient Protection and Affordable Care |
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31 | 36 | | Act (42 U.S.C. Section 18021(a)). |
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32 | 37 | | Sec. 1696.002. PROHIBITED COVERAGE THROUGH HEALTH BENEFIT |
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33 | 38 | | EXCHANGE. (a) A qualified health plan offered through a health |
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34 | 39 | | benefit exchange may not provide coverage for elective abortion. |
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35 | 40 | | (b) This section does not prevent a person from purchasing |
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36 | 41 | | optional or supplemental coverage for elective abortion under a |
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37 | 42 | | health benefit plan other than a qualified health plan offered |
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38 | 43 | | through a health benefit exchange. |
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39 | 44 | | SECTION 2. Subtitle A, Title 8, Insurance Code, is amended |
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40 | 45 | | by adding Chapter 1218 to read as follows: |
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41 | 46 | | CHAPTER 1218. COVERAGE FOR ELECTIVE ABORTION; PROHIBITIONS AND |
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42 | 47 | | REQUIREMENTS |
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43 | 48 | | Sec. 1218.001. DEFINITION. In this chapter, "elective |
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44 | 49 | | abortion" means an abortion, as defined by Section 245.002, Health |
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45 | 50 | | and Safety Code, other than an abortion performed due to a medical |
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46 | 51 | | emergency as defined by Section 171.002, Health and Safety Code. |
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47 | 52 | | Sec. 1218.002. APPLICABILITY OF CHAPTER. (a) This chapter |
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48 | 53 | | applies only to a health benefit plan that provides benefits for |
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49 | 54 | | medical or surgical expenses incurred as a result of a health |
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50 | 55 | | condition, accident, or sickness, including an individual, group, |
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51 | 56 | | blanket, or franchise insurance policy or insurance agreement, a |
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52 | 57 | | group hospital service contract, or an individual or group evidence |
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53 | 58 | | of coverage or similar coverage document that is offered by: |
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54 | 59 | | (1) an insurance company; |
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55 | 60 | | (2) a group hospital service corporation operating |
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56 | 61 | | under Chapter 842; |
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57 | 62 | | (3) a fraternal benefit society operating under |
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58 | 63 | | Chapter 885; |
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59 | 64 | | (4) a stipulated premium company operating under |
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60 | 65 | | Chapter 884; |
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61 | 66 | | (5) an exchange operating under Chapter 942; |
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62 | 67 | | (6) a health maintenance organization operating under |
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63 | 68 | | Chapter 843; |
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64 | 69 | | (7) a multiple employer welfare arrangement that holds |
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65 | 70 | | a certificate of authority under Chapter 846; or |
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66 | 71 | | (8) an approved nonprofit health corporation that |
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67 | 72 | | holds a certificate of authority under Chapter 844. |
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68 | 73 | | (b) This chapter applies to group health coverage made |
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69 | 74 | | available by a school district in accordance with Section 22.004, |
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70 | 75 | | Education Code. |
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71 | 76 | | (c) Notwithstanding any provision in Chapter 1551, 1575, |
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72 | 77 | | 1579, or 1601 or any other law, this chapter applies to: |
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73 | 78 | | (1) a basic coverage plan under Chapter 1551; |
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74 | 79 | | (2) a basic plan under Chapter 1575; |
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75 | 80 | | (3) a primary care coverage plan under Chapter 1579; |
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76 | 81 | | and |
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77 | 82 | | (4) basic coverage under Chapter 1601. |
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78 | 83 | | (d) Notwithstanding Section 1501.251 or any other law, this |
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79 | 84 | | chapter applies to coverage under a small or large employer health |
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80 | 85 | | benefit plan subject to Chapter 1501. |
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81 | 86 | | (e) Notwithstanding Section 1507.003 or 1507.053 or any |
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82 | 87 | | other law, this chapter applies to a standard health benefit plan |
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83 | 88 | | provided under Chapter 1507. |
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84 | 89 | | Sec. 1218.003. CERTAIN COVERAGE NOT AFFECTED. This chapter |
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85 | 90 | | does not apply to health benefit plan coverage provided to an |
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86 | 91 | | enrollee for any abortion other than an elective abortion as |
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87 | 92 | | defined by Section 1218.001. |
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88 | 93 | | Sec. 1218.004. COVERAGE BY HEALTH BENEFIT PLAN. A health |
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89 | 94 | | benefit plan may provide coverage for elective abortion only if: |
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90 | 95 | | (1) the coverage is provided to an enrollee separately |
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91 | 96 | | from other health benefit plan coverage offered by the health |
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92 | 97 | | benefit plan issuer; |
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93 | 98 | | (2) the enrollee pays the premium for coverage for |
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94 | 99 | | elective abortion separately from, and in addition to, the premium |
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95 | 100 | | for other health benefit plan coverage, if any; and |
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96 | 101 | | (3) the enrollee provides a signature for coverage for |
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97 | 102 | | elective abortion, separately and distinct from the signature |
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98 | 103 | | required for other health benefit plan coverage, if any, provided |
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99 | 104 | | to the enrollee by the health benefit plan issuer. |
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100 | 105 | | Sec. 1218.005. CALCULATION OF PREMIUM. (a) A health |
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101 | 106 | | benefit plan issuer that provides coverage for elective abortion |
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102 | 107 | | shall calculate the premium for the coverage so that the premium |
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103 | 108 | | fully covers the estimated cost of elective abortion per enrollee, |
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104 | 109 | | determined on an actuarial basis. |
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105 | 110 | | (b) In calculating a premium under Subsection (a), the |
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106 | 111 | | health benefit plan issuer may not take into account any cost |
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107 | 112 | | savings in other health benefit plan coverage offered by the health |
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108 | 113 | | benefit plan issuer that is estimated to result from coverage for |
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109 | 114 | | elective abortion. |
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110 | 115 | | (c) A health benefit plan issuer may not provide a premium |
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111 | 116 | | discount to or reduce the premium for an enrollee for other health |
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112 | 117 | | benefit plan coverage on the basis that the enrollee has coverage |
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113 | 118 | | for elective abortion. |
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114 | 119 | | Sec. 1218.006. NOTICE BY ISSUER. A health benefit plan |
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115 | 120 | | issuer that provides coverage for elective abortion shall at the |
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116 | 121 | | time of enrollment in other health benefit plan coverage provide |
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117 | 122 | | each enrollee with a notice that: |
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118 | 123 | | (1) coverage for elective abortion is optional and |
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119 | 124 | | separate from other health benefit plan coverage offered by the |
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120 | 125 | | health benefit plan issuer; |
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121 | 126 | | (2) the premium cost for coverage for elective |
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122 | 127 | | abortion is a premium paid separately from, and in addition to, the |
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123 | 128 | | premium for other health benefit plan coverage offered by the |
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124 | 129 | | health benefit plan issuer; and |
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125 | 130 | | (3) the enrollee may enroll in a health benefit plan |
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126 | 131 | | without obtaining coverage for elective abortion. |
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127 | 132 | | SECTION 3. This Act applies only to a qualified health plan |
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128 | 133 | | offered through a health benefit exchange or a health benefit plan |
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129 | 134 | | that is delivered, issued for delivery, or renewed on or after April |
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130 | 135 | | 1, 2018. A qualified health plan offered through a health benefit |
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131 | 136 | | exchange or a health benefit plan that is delivered, issued for |
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132 | 137 | | delivery, or renewed before April 1, 2018, is governed by the law as |
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133 | 138 | | it existed immediately before the effective date of this Act, and |
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134 | 139 | | that law is continued in effect for that purpose. |
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135 | 140 | | SECTION 4. This Act takes effect December 1, 2017. |
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