Texas House Bill HB2313

Texas 2019 - 86th Regular

Caption

Relating to a Medicaid buy-in program for employees of small businesses.

Impact

This legislation aims to create a viable health insurance option for employees of small businesses, thereby potentially reducing the number of uninsured individuals within the state. By introducing sliding scale premiums and shared financial participation between the employees and their employers, the bill seeks to ensure that these healthcare services remain affordable and accessible. Additionally, by providing small businesses with an opportunity to offer health insurance at a manageable cost, HB2313 could enhance employee retention and recruitment for these businesses, potentially leading to improved economic stability within local communities.

Summary

House Bill 2313 establishes a Medicaid buy-in program designed specifically for employees of small businesses. The program will allow eligible employees to receive healthcare services funded through Medicaid, provided that the small business meets certain criteria, namely having annual gross revenue of $850,000 or less. The initiative aims to improve access to healthcare for employees in the small business sector, addressing a significant gap where employees might otherwise be uninsured or underinsured due to the limitations of traditional employer-provided health plans.

Contention

Notable points of contention surrounding the bill involve concerns about the financial burden it may impose on small businesses. While the bill is structured to ensure that the costs do not become prohibitive, the practical implications of these financial contributions could deter participation from some employers. Moreover, the need for federal waivers or authorizations for certain provisions might pose obstacles to timely implementation and effectiveness of the program. The potential for bureaucratic delays and uncertainties surrounding federal support for the Medicaid expansion aspects could contribute to skepticism among stakeholders regarding the bill's long-term viability.