1 | 1 | | 86R174 EES-D |
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2 | 2 | | By: Burrows H.B. No. 2732 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to prohibited reporting of information regarding debt |
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8 | 8 | | incurred for nonemergency medical care. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. The heading to Chapter 20, Business & Commerce |
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11 | 11 | | Code, is amended to read as follows: |
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12 | 12 | | CHAPTER 20. REGULATION OF CONSUMER CREDIT REPORTING [AGENCIES] |
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13 | 13 | | SECTION 2. Section 20.05(a), Business & Commerce Code, is |
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14 | 14 | | amended to read as follows: |
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15 | 15 | | (a) Except as provided by Subsection (b), a consumer |
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16 | 16 | | reporting agency may not furnish a consumer report containing |
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17 | 17 | | information related to: |
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18 | 18 | | (1) a case under Title 11 of the United States Code or |
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19 | 19 | | under the federal Bankruptcy Act in which the date of entry of the |
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20 | 20 | | order for relief or the date of adjudication predates the consumer |
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21 | 21 | | report by more than 10 years; |
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22 | 22 | | (2) a suit or judgment in which the date of entry |
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23 | 23 | | predates the consumer report by more than seven years or the |
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24 | 24 | | governing statute of limitations, whichever is longer; |
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25 | 25 | | (3) a tax lien in which the date of payment predates |
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26 | 26 | | the consumer report by more than seven years; |
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27 | 27 | | (4) a record of arrest, indictment, or conviction of a |
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28 | 28 | | crime in which the date of disposition, release, or parole predates |
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29 | 29 | | the consumer report by more than seven years; [or] |
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30 | 30 | | (5) another item or event that predates the consumer |
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31 | 31 | | report by more than seven years; or |
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32 | 32 | | (6) an unpaid debt incurred by a consumer for |
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33 | 33 | | nonemergency medical care, as defined by Section 20.51, provided to |
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34 | 34 | | the consumer or a person to whom the consumer has a legal obligation |
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35 | 35 | | to provide support, unless the reporting of that debt complies with |
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36 | 36 | | Subchapter F. |
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37 | 37 | | SECTION 3. Section 20.11(a), Business & Commerce Code, is |
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38 | 38 | | amended to read as follows: |
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39 | 39 | | (a) The attorney general may file a suit against a person |
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40 | 40 | | for: |
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41 | 41 | | (1) injunctive relief to prevent or restrain a |
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42 | 42 | | violation of this chapter other than Subchapter F; or |
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43 | 43 | | (2) a civil penalty in an amount not to exceed $2,000 |
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44 | 44 | | for each violation of this chapter other than Subchapter F. |
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45 | 45 | | SECTION 4. Section 20.12, Business & Commerce Code, is |
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46 | 46 | | amended to read as follows: |
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47 | 47 | | Sec. 20.12. DECEPTIVE TRADE PRACTICE. A violation of this |
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48 | 48 | | chapter other than Subchapter F is a false, misleading, or |
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49 | 49 | | deceptive act or practice under Subchapter E, Chapter 17. |
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50 | 50 | | SECTION 5. Section 20.13, Business & Commerce Code, is |
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51 | 51 | | amended to read as follows: |
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52 | 52 | | Sec. 20.13. VENUE. An action brought under this chapter |
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53 | 53 | | other than Subchapter F shall be filed in a district court: |
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54 | 54 | | (1) in Travis County; |
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55 | 55 | | (2) in any county in which the violation occurred; or |
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56 | 56 | | (3) in the county in which the victim resides, |
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57 | 57 | | regardless of whether the alleged violator has resided, worked, or |
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58 | 58 | | done business in the county in which the victim resides. |
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59 | 59 | | SECTION 6. Chapter 20, Business & Commerce Code, is amended |
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60 | 60 | | by adding Subchapter F to read as follows: |
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61 | 61 | | SUBCHAPTER F. PROHIBITED REPORTING OF CERTAIN MEDICAL DEBT |
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62 | 62 | | Sec. 20.51. DEFINITIONS. In this subchapter: |
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63 | 63 | | (1) "Health care provider" has the meaning assigned by |
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64 | 64 | | Section 1452.101, Insurance Code. |
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65 | 65 | | (2) "Nonemergency medical care" means any health care |
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66 | 66 | | services that are not emergency care as defined by Section |
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67 | 67 | | 1301.155(a), Insurance Code. |
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68 | 68 | | Sec. 20.52. REPORTING OF INFORMATION RELATED TO DEBT |
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69 | 69 | | ARISING FROM NONEMERGENCY MEDICAL CARE; TIME FOR REPORTING. (a) A |
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70 | 70 | | health care provider or other person may not provide to a consumer |
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71 | 71 | | reporting agency information regarding an unpaid debt incurred by a |
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72 | 72 | | consumer for nonemergency medical care provided to the consumer or |
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73 | 73 | | a person to whom the consumer has a legal obligation to provide |
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74 | 74 | | support unless: |
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75 | 75 | | (1) the consumer or the consumer's guardian or other |
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76 | 76 | | legal representative is presented with and signs at the time of |
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77 | 77 | | receipt a disclosure form concerning the medical charges as |
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78 | 78 | | prescribed by Subsection (b) before the medical care is provided; |
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79 | 79 | | and |
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80 | 80 | | (2) the information is provided to the agency at least |
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81 | 81 | | 180 days after the date the consumer receives the medical bill for |
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82 | 82 | | the charges. |
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83 | 83 | | (b) The executive commissioner of the Health and Human |
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84 | 84 | | Services Commission by rule shall prescribe the form and content of |
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85 | 85 | | the disclosure required by this section and the Department of State |
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86 | 86 | | Health Services shall publish the disclosure form on the |
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87 | 87 | | department's Internet website. The disclosure form must be in |
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88 | 88 | | plain language and include: |
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89 | 89 | | (1) an itemized statement of the amounts to be billed |
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90 | 90 | | for the nonemergency medical care; |
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91 | 91 | | (2) an explanation of the restrictions on providing |
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92 | 92 | | information under Subsection (a); and |
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93 | 93 | | (3) any other information the department considers |
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94 | 94 | | necessary. |
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95 | 95 | | SECTION 7. The changes in law made by this Act apply only to |
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96 | 96 | | debt incurred by a consumer for nonemergency medical care, as |
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97 | 97 | | defined by Section 20.51, Business & Commerce Code, as added by this |
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98 | 98 | | Act, provided on or after the effective date of this Act. |
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99 | 99 | | SECTION 8. This Act takes effect September 1, 2019. |
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